Last updated: 2025 BLS data · Page refreshed:
How much does a Medical Records Specialists actually take home in Virginia?
Progressive (up to 5.8%) — 21.2% effective total tax rateData: BLS OEWS 2025 + IRS/State Tax Brackets 2024 • Updated 2026-05-19
Detailed line-by-line tax calculation for a Medical Records Specialists earning $53,290 in Virginia (single filer, standard deduction).
| Tax Component | Annual Amount | Effective Rate |
|---|---|---|
| Gross Salary (Median) | $53,290 | — |
| Federal Income Tax | -$4,410 | 8.3% |
| Virginia State Income Tax | -$2,806 | 5.3% |
| Social Security (OASDI) | -$3,303 | 6.2% |
| Medicare | -$772 | 1.5% |
| Total Taxes | -$11,294 | 21.2% |
| Take-Home Pay | $41,995 | 78.8% |
Take-home pay varies significantly across experience levels. Here is the after-tax breakdown for each salary percentile of Medical Records Specialists in Virginia.
| Percentile | Gross Salary | Total Taxes | Take-Home Pay | Tax Rate |
|---|---|---|---|---|
| 10th Percentile (P10) | $37,630 | -$7,316 | $30,313 | 19.4% |
| 25th Percentile (P25) | $45,200 | -$9,239 | $35,960 | 20.4% |
| Median (P50) | $53,290 | -$11,294 | $41,995 | 21.2% |
| 75th Percentile (P75) | $64,950 | -$14,575 | $50,374 | 22.4% |
| 90th Percentile (P90) | $78,680 | -$19,436 | $59,243 | 24.7% |
After federal income tax ($4,410), state tax ($2,806), and FICA ($4,076), a Medical Records Specialists in Virginia takes home $41,995 per year — or $3,499 per month. The effective tax rate of 21.2% is relatively low compared to the national range.
With an effective total rate of 21.2%, a Medical Records Specialists in Virginia keeps $41,996 of $53,290 gross — roughly typical for U.S. middle-income earners once federal, FICA and state taxes are combined.
Virginia uses a progressive state income tax, so brackets escalate as wages rise. For this Medical Records Specialists salary the state tax works out to $2,807 (5.3% effective) — on top of federal and FICA.
Federal tax on this Medical Records Specialists salary is $4,411 (39%), but combined state ($2,807, 25%) + FICA ($4,077, 36%) make up the other 61% of the bill.
Moving this same Medical Records Specialists salary to a zero-state-tax state would yield around $44,803 net — a gain of $2,807 (6.7%) per year versus Virginia.
Virginia ranks #26 of 51 states for Medical Records Specialists after-tax pay — lower half of the national distribution. Either gross wages trail the national median, state tax is elevated, or both.
Translated into paycheck cadences, $41,996 net/year works out to $3,500/month or $1,615/bi-weekly for this Medical Records Specialists in Virginia — the numbers that actually hit a checking account after every deduction.
Where does a Medical Records Specialists keep the most of their paycheck? Top 10 states ranked by after-tax take-home pay.
Virginia ranks #26 out of 51 states for Medical Records Specialists after-tax take-home pay.
A Medical Records Specialists in Virginia earning a median salary of $53,290 will take home approximately $41,995 per year after federal income tax ($4,410), state income tax ($2,806), and FICA ($4,076). That is $3,499 per month or $1,615 per bi-weekly paycheck.
The effective total tax rate for a Medical Records Specialists in Virginia is 21.2%, broken down as: federal income tax 8.3%, Virginia state tax 5.3%, and FICA (Social Security + Medicare) 7.6%. This assumes a single filer with the standard deduction for 2024.
Virginia has a progressive (up to 5.8%). On a Medical Records Specialists's median salary of $53,290, the state income tax amounts to $2,806 per year, which is an effective state rate of 5.3%.
After all taxes, a Medical Records Specialists in Virginia takes home approximately $3,499 per month, or about $20.19 per hour (based on a standard 2,080-hour work year). These figures assume a single filer, standard deduction, and no additional pre-tax deductions.
We start with the 2025 BLS median salary of $53,290 for Medical Records Specialists in Virginia, then subtract: federal income tax using 2024 IRS brackets ($14,600 standard deduction), Virginia state income tax (progressive (up to 5.8%)), Social Security (6.2% up to $168,600), and Medicare (1.45%). The result — $41,995/yr — does not include local taxes, pre-tax deductions (401k, HSA), or tax credits.
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This estimate assumes a single filer using the 2024 standard deduction ($14,600), with W-2 employment income only. It does not account for: itemized deductions, tax credits (e.g. earned income credit, child tax credit), local/city taxes, pre-tax contributions (401k, HSA, FSA), self-employment tax, or additional income sources. Actual take-home pay may differ. Consult a tax professional for personalized advice.
Our Methodology · Data Sources · Salary: BLS OEWS · Tax: IRS + State DOR