2025 affordability guide — compare housing costs, rental prices, and living expenses across 1076 cities in New York.
Average median home value across New York cities.
Rental data covers median monthly rent for tracked cities in New York.
COL index 108.9 vs. national average of 100. Expect higher living costs than the national average.
Quick look at the cost extremes across New York.
Sorted from most expensive to most affordable. Click any city for a detailed breakdown with housing, rental, and income data.
| # | City | COL Index | Affordability | Median Home | Median Rent |
|---|---|---|---|---|---|
| 1 | East Hampton | 230.3 | Very Expensive | $2,000,001 | N/A |
| 2 | Matinecock | 230.3 | Very Expensive | $2,000,001 | N/A |
| 3 | Old Brookville | 230.3 | Very Expensive | $2,000,001 | N/A |
| 4 | Plandome Manor | 230.3 | Very Expensive | $2,000,001 | N/A |
| 5 | Sagaponack | 230.3 | Very Expensive | $2,000,001 | N/A |
| 6 | Sands Point | 230.3 | Very Expensive | $2,000,001 | N/A |
| 7 | Southampton | 230.3 | Very Expensive | $2,000,001 | N/A |
| 8 | Tuxedo Park | 230.3 | Very Expensive | $2,000,001 | N/A |
| 9 | West Hampton Dunes | 230.3 | Very Expensive | $2,000,001 | N/A |
| 10 | Upper Brookville | 229.4 | Very Expensive | $1,987,500 | N/A |
| 11 | Hewlett Bay Park | 228.5 | Very Expensive | $1,975,000 | N/A |
| 12 | Bridgehampton CDP | 228.4 | Very Expensive | $1,974,400 | N/A |
| 13 | Munsey Park | 227.0 | Very Expensive | $1,955,200 | N/A |
| 14 | Kings Point | 224.1 | Very Expensive | $1,917,200 | N/A |
| 15 | Muttontown | 221.1 | Very Expensive | $1,876,900 | N/A |
| 16 | Flower Hill | 219.1 | Very Expensive | $1,849,800 | N/A |
| 17 | Quogue | 217.0 | Very Expensive | $1,821,900 | N/A |
| 18 | Rye | 214.2 | Very Expensive | $1,785,400 | N/A |
| 19 | Cove Neck | 213.9 | Very Expensive | $1,781,300 | N/A |
| 20 | North Haven | 213.3 | Very Expensive | $1,773,800 | N/A |
Complete directory of every tracked city and town. Filter or scroll to find yours.
States like Mississippi, Oklahoma, and Kansas typically have lower costs of living compared to coastal states.
RPP (Regional Price Parity) measures the price level for all items. COL Index combines RPP, housing, and rental data for a comprehensive comparison.
Data: BEA Regional Price Parities, U.S. Census Bureau ACS, HUD Fair Market Rents. Our Methodology · Data Sources