2025 affordability guide — compare housing costs, rental prices, and living expenses across 823 cities in Florida.
Average median home value across Florida cities.
Rental data covers median monthly rent for tracked cities in Florida.
COL index 106.9 vs. national average of 100. Expect higher living costs than the national average.
Quick look at the cost extremes across Florida.
Sorted from most expensive to most affordable. Click any city for a detailed breakdown with housing, rental, and income data.
| # | City | COL Index | Affordability | Median Home | Median Rent |
|---|---|---|---|---|---|
| 1 | Belleair Shore | 230.3 | Very Expensive | $2,000,001 | N/A |
| 2 | Fisher Island CDP | 230.3 | Very Expensive | $2,000,001 | N/A |
| 3 | Golden Beach | 230.3 | Very Expensive | $2,000,001 | N/A |
| 4 | Gulf Stream | 230.3 | Very Expensive | $2,000,001 | N/A |
| 5 | Indian Creek | 230.3 | Very Expensive | $2,000,001 | N/A |
| 6 | Jupiter Inlet Colony | 230.3 | Very Expensive | $2,000,001 | N/A |
| 7 | Jupiter Island | 230.3 | Very Expensive | $2,000,001 | N/A |
| 8 | Manalapan | 230.3 | Very Expensive | $2,000,001 | N/A |
| 9 | Orchid | 230.3 | Very Expensive | $2,000,001 | N/A |
| 10 | Palm Beach | 230.1 | Very Expensive | $1,996,700 | N/A |
| 11 | North Key Largo CDP | 219.7 | Very Expensive | $1,858,300 | N/A |
| 12 | Sea Ranch Lakes | 215.0 | Very Expensive | $1,795,500 | N/A |
| 13 | Golf | 210.6 | Very Expensive | $1,736,800 | N/A |
| 14 | Bal Harbour | 176.0 | Very Expensive | $1,277,200 | N/A |
| 15 | Naples | 174.3 | Very Expensive | $1,254,200 | N/A |
| 16 | Key Biscayne | 173.1 | Very Expensive | $1,238,700 | N/A |
| 17 | Pelican Bay CDP | 170.7 | Very Expensive | $1,206,200 | N/A |
| 18 | Pinecrest | 168.7 | Very Expensive | $1,179,400 | N/A |
| 19 | Anna Maria | 166.3 | Very Expensive | $1,148,000 | N/A |
| 20 | Sewall's Point | 165.9 | Very Expensive | $1,143,200 | N/A |
Complete directory of every tracked city and town. Filter or scroll to find yours.
States like Mississippi, Oklahoma, and Kansas typically have lower costs of living compared to coastal states.
RPP (Regional Price Parity) measures the price level for all items. COL Index combines RPP, housing, and rental data for a comprehensive comparison.
Data: BEA Regional Price Parities, U.S. Census Bureau ACS, HUD Fair Market Rents. Our Methodology · Data Sources