Last updated: 2025 BLS data · Page refreshed:
How much does a Medical Records Specialists actually take home in Hawaii?
Progressive (up to 11.0%) — 23.8% effective total tax rateData: BLS OEWS 2025 + IRS/State Tax Brackets 2024 • Updated 2026-05-19
Detailed line-by-line tax calculation for a Medical Records Specialists earning $63,180 in Hawaii (single filer, standard deduction).
| Tax Component | Annual Amount | Effective Rate |
|---|---|---|
| Gross Salary (Median) | $63,180 | — |
| Federal Income Tax | -$5,740 | 9.1% |
| Hawaii State Income Tax | -$4,465 | 7.1% |
| Social Security (OASDI) | -$3,917 | 6.2% |
| Medicare | -$916 | 1.5% |
| Total Taxes | -$15,039 | 23.8% |
| Take-Home Pay | $48,140 | 76.2% |
Take-home pay varies significantly across experience levels. Here is the after-tax breakdown for each salary percentile of Medical Records Specialists in Hawaii.
| Percentile | Gross Salary | Total Taxes | Take-Home Pay | Tax Rate |
|---|---|---|---|---|
| 10th Percentile (P10) | $45,700 | -$10,027 | $35,672 | 21.9% |
| 25th Percentile (P25) | $50,670 | -$11,406 | $39,263 | 22.5% |
| Median (P50) | $63,180 | -$15,039 | $48,140 | 23.8% |
| 75th Percentile (P75) | $77,970 | -$20,645 | $57,324 | 26.5% |
| 90th Percentile (P90) | $91,650 | -$25,829 | $65,820 | 28.2% |
After federal income tax ($5,740), state tax ($4,465), and FICA ($4,833), a Medical Records Specialists in Hawaii takes home $48,140 per year — or $4,011 per month. The effective tax rate of 23.8% is relatively low compared to the national range.
With an effective total rate of 23.8%, a Medical Records Specialists in Hawaii keeps $48,140 of $63,180 gross — roughly typical for U.S. middle-income earners once federal, FICA and state taxes are combined.
Hawaii uses a progressive state income tax, so brackets escalate as wages rise. For this Medical Records Specialists salary the state tax works out to $4,466 (7.1% effective) — on top of federal and FICA.
Federal tax on this Medical Records Specialists salary is $5,741 (38%), but combined state ($4,466, 30%) + FICA ($4,833, 32%) make up the other 62% of the bill.
Moving this same Medical Records Specialists salary to a zero-state-tax state would yield around $52,606 net — a gain of $4,466 (9.3%) per year versus Hawaii.
For Medical Records Specialists after-tax pay, Hawaii ranks #7 of 51 states — top quartile. High gross wages or low state-tax burden (or both) drive the strong ranking.
Translated into paycheck cadences, $48,140 net/year works out to $4,012/month or $1,852/bi-weekly for this Medical Records Specialists in Hawaii — the numbers that actually hit a checking account after every deduction.
Where does a Medical Records Specialists keep the most of their paycheck? Top 10 states ranked by after-tax take-home pay.
Hawaii ranks #7 out of 51 states for Medical Records Specialists after-tax take-home pay.
A Medical Records Specialists in Hawaii earning a median salary of $63,180 will take home approximately $48,140 per year after federal income tax ($5,740), state income tax ($4,465), and FICA ($4,833). That is $4,011 per month or $1,851 per bi-weekly paycheck.
The effective total tax rate for a Medical Records Specialists in Hawaii is 23.8%, broken down as: federal income tax 9.1%, Hawaii state tax 7.1%, and FICA (Social Security + Medicare) 7.7%. This assumes a single filer with the standard deduction for 2024.
Hawaii has a progressive (up to 11.0%). On a Medical Records Specialists's median salary of $63,180, the state income tax amounts to $4,465 per year, which is an effective state rate of 7.1%.
After all taxes, a Medical Records Specialists in Hawaii takes home approximately $4,011 per month, or about $23.14 per hour (based on a standard 2,080-hour work year). These figures assume a single filer, standard deduction, and no additional pre-tax deductions.
We start with the 2025 BLS median salary of $63,180 for Medical Records Specialists in Hawaii, then subtract: federal income tax using 2024 IRS brackets ($14,600 standard deduction), Hawaii state income tax (progressive (up to 11.0%)), Social Security (6.2% up to $168,600), and Medicare (1.45%). The result — $48,140/yr — does not include local taxes, pre-tax deductions (401k, HSA), or tax credits.
Some links are affiliate links. See our disclosure.
This estimate assumes a single filer using the 2024 standard deduction ($14,600), with W-2 employment income only. It does not account for: itemized deductions, tax credits (e.g. earned income credit, child tax credit), local/city taxes, pre-tax contributions (401k, HSA, FSA), self-employment tax, or additional income sources. Actual take-home pay may differ. Consult a tax professional for personalized advice.
Our Methodology · Data Sources · Salary: BLS OEWS · Tax: IRS + State DOR