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Medical Records Specialists Salary in Hawaii: Cost of Living Adjusted (2025)

Last updated: 2025 BLS data · Page refreshed:

What does a Medical Records Specialists salary really buy you in Hawaii?

Hawaii is 10.8% pricier than the US average

Data: BLS OEWS 2025 + BEA Regional Price Parities 2022 • Updated 2026-05-19

Nominal Salary
$63,180
Median annual (2025)
-9.7%
Real Purchasing Power
$57,021
COL-adjusted (RPP=110.8)

Hawaii Cost of Living Index

Hawaii's Regional Price Parity (RPP) is 110.8, meaning prices are 10.8% higher the national average. A Medical Records Specialists earning $63,180 in Hawaii has the equivalent purchasing power of $57,021 in an average-cost US state.

HI: 110.8
Cheapest (~85) US Avg (100) Priciest (~115)

Salary Breakdown: Nominal vs. COL-Adjusted

Every dollar goes further in low-cost states. Here is how each salary percentile compares after adjusting for Hawaii's cost of living.

Percentile Nominal Salary COL-Adjusted Difference
10th Percentile (P10) $45,700 $41,245 $-4,454
25th Percentile (P25) $50,670 $45,731 $-4,938
Median (P50) $63,180 $57,021 $-6,158
75th Percentile (P75) $77,970 $70,370 $-7,599
90th Percentile (P90) $91,650 $82,716 $-8,933
Key Insight

While $63,180 sounds high, Hawaii's elevated cost of living erases 10% of that salary's purchasing power. Your real buying power is $57,021. Consider whether the higher pay offsets the higher costs.

What the Cost-of-Living Data Says

Hawaii Is a High-Cost State

RPP 110.8

Hawaii's RPP of 110.8 puts it 10.8% above the national baseline cost of living. A Medical Records Specialists needs that premium in nominal pay just to maintain the same purchasing power as an average-cost state.

Meaningful Purchasing-Power Shift

-9.7%

After applying Hawaii's RPP, the $63,180 median salary translates to $57,022 in real terms — a 9.7% loss. That difference can cover several months of expenses over a year for a Medical Records Specialists.

Above-Median Adjusted Pay

#18 / 51

Hawaii sits at #18 of 51 states for Medical Records Specialists COL-adjusted salary — comfortably above the national midpoint.

Best States for Medical Records Specialists (After Cost of Living)

Where does Medical Records Specialists salary stretch the furthest? Top 10 states ranked by COL-adjusted median salary.

$65,308
RPP 92.3
$63,153
RPP 91.0
$62,978
RPP 97.7
$61,783
RPP 116.6
$61,088
RPP 104.7
$60,202
RPP 88.8
7. Alaska
$59,892
RPP 102.0
8. Wyoming
$58,988
RPP 91.9
$58,647
RPP 88.0
10. Idaho
$58,235
RPP 91.8

Hawaii ranks #18 out of 51 states for Medical Records Specialists after cost-of-living adjustment.

How much do you actually take home? See Medical Records Specialists take-home pay in Hawaii after taxes →

Frequently Asked Questions

What is the real salary for a Medical Records Specialists in Hawaii after cost of living?

A Medical Records Specialists in Hawaii earns a median salary of $63,180 per year. After adjusting for Hawaii's cost of living (RPP=110.8), the real purchasing power is $57,021 — a -9.7% difference.

Is Hawaii expensive to live in?

Hawaii's cost of living is 10.8% higher than the national average according to the BEA Regional Price Parities (2022). The RPP index for Hawaii is 110.8 (US average = 100).

What are Regional Price Parities (RPP)?

Regional Price Parities (RPPs) are price indexes published by the U.S. Bureau of Economic Analysis (BEA) that measure differences in price levels across states. They are expressed as a percentage of the national average (US = 100). Higher RPP means higher cost of living.

How is the cost-of-living adjusted salary calculated?

The adjusted salary is calculated as: Nominal Salary x (100 / RPP). For a Medical Records Specialists in Hawaii: $63,180 x (100 / 110.8) = $57,021. This represents what the salary would be worth in a state with average living costs.

Does the high cost of living in Hawaii offset the salary?

Partially — a Medical Records Specialists's nominal salary of $63,180 in Hawaii has 9.7% less purchasing power due to higher living costs. The real value is $57,021. However, Hawaii may offer better career opportunities, networking, and industry access.

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