Last updated: 2025 BLS data · Page refreshed:
How much does a Medical Records Specialists actually take home in California?
Progressive (up to 13.3%) — 20.5% effective total tax rateData: BLS OEWS 2025 + IRS/State Tax Brackets 2024 • Updated 2026-05-19
Detailed line-by-line tax calculation for a Medical Records Specialists earning $61,810 in California (single filer, standard deduction).
| Tax Component | Annual Amount | Effective Rate |
|---|---|---|
| Gross Salary (Median) | $61,810 | — |
| Federal Income Tax | -$5,439 | 8.8% |
| California State Income Tax | -$2,486 | 4.0% |
| Social Security (OASDI) | -$3,832 | 6.2% |
| Medicare | -$896 | 1.5% |
| Total Taxes | -$12,653 | 20.5% |
| Take-Home Pay | $49,156 | 79.5% |
Take-home pay varies significantly across experience levels. Here is the after-tax breakdown for each salary percentile of Medical Records Specialists in California.
| Percentile | Gross Salary | Total Taxes | Take-Home Pay | Tax Rate |
|---|---|---|---|---|
| 10th Percentile (P10) | $43,800 | -$7,873 | $35,926 | 18.0% |
| 25th Percentile (P25) | $49,000 | -$9,207 | $39,792 | 18.8% |
| Median (P50) | $61,810 | -$12,653 | $49,156 | 20.5% |
| 75th Percentile (P75) | $80,630 | -$19,899 | $60,730 | 24.7% |
| 90th Percentile (P90) | $102,470 | -$28,405 | $74,064 | 27.7% |
After federal income tax ($5,439), state tax ($2,486), and FICA ($4,728), a Medical Records Specialists in California takes home $49,156 per year — or $4,096 per month. The effective tax rate of 20.5% is relatively low compared to the national range.
With an effective total rate of 20.5%, a Medical Records Specialists in California keeps $49,156 of $61,810 gross — roughly typical for U.S. middle-income earners once federal, FICA and state taxes are combined.
California uses a progressive state income tax, so brackets escalate as wages rise. For this Medical Records Specialists salary the state tax works out to $2,486 (4.0% effective) — on top of federal and FICA.
Federal tax on this Medical Records Specialists salary is $5,439 (43%), but combined state ($2,486, 20%) + FICA ($4,728, 37%) make up the other 57% of the bill.
A Medical Records Specialists earning this gross in a no-income-tax state (e.g., Texas, Florida) would take home approximately $51,642 — only $2,486 (5.1%) more than in California.
For Medical Records Specialists after-tax pay, California ranks #5 of 51 states — top quartile. High gross wages or low state-tax burden (or both) drive the strong ranking.
Translated into paycheck cadences, $49,156 net/year works out to $4,096/month or $1,891/bi-weekly for this Medical Records Specialists in California — the numbers that actually hit a checking account after every deduction.
Where does a Medical Records Specialists keep the most of their paycheck? Top 10 states ranked by after-tax take-home pay.
California ranks #5 out of 51 states for Medical Records Specialists after-tax take-home pay.
A Medical Records Specialists in California earning a median salary of $61,810 will take home approximately $49,156 per year after federal income tax ($5,439), state income tax ($2,486), and FICA ($4,728). That is $4,096 per month or $1,890 per bi-weekly paycheck.
The effective total tax rate for a Medical Records Specialists in California is 20.5%, broken down as: federal income tax 8.8%, California state tax 4.0%, and FICA (Social Security + Medicare) 7.7%. This assumes a single filer with the standard deduction for 2024.
California has a progressive (up to 13.3%). On a Medical Records Specialists's median salary of $61,810, the state income tax amounts to $2,486 per year, which is an effective state rate of 4.0%.
After all taxes, a Medical Records Specialists in California takes home approximately $4,096 per month, or about $23.63 per hour (based on a standard 2,080-hour work year). These figures assume a single filer, standard deduction, and no additional pre-tax deductions.
We start with the 2025 BLS median salary of $61,810 for Medical Records Specialists in California, then subtract: federal income tax using 2024 IRS brackets ($14,600 standard deduction), California state income tax (progressive (up to 13.3%)), Social Security (6.2% up to $168,600), and Medicare (1.45%). The result — $49,156/yr — does not include local taxes, pre-tax deductions (401k, HSA), or tax credits.
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This estimate assumes a single filer using the 2024 standard deduction ($14,600), with W-2 employment income only. It does not account for: itemized deductions, tax credits (e.g. earned income credit, child tax credit), local/city taxes, pre-tax contributions (401k, HSA, FSA), self-employment tax, or additional income sources. Actual take-home pay may differ. Consult a tax professional for personalized advice.
Our Methodology · Data Sources · Salary: BLS OEWS · Tax: IRS + State DOR