Last updated: 2025 BLS data · Page refreshed:
How much does a Medical Records Specialists actually take home in Minnesota?
Progressive (up to 9.8%) — 22.5% effective total tax rateData: BLS OEWS 2025 + IRS/State Tax Brackets 2024 • Updated 2026-05-19
Detailed line-by-line tax calculation for a Medical Records Specialists earning $61,530 in Minnesota (single filer, standard deduction).
| Tax Component | Annual Amount | Effective Rate |
|---|---|---|
| Gross Salary (Median) | $61,530 | — |
| Federal Income Tax | -$5,399 | 8.8% |
| Minnesota State Income Tax | -$3,748 | 6.1% |
| Social Security (OASDI) | -$3,814 | 6.2% |
| Medicare | -$892 | 1.5% |
| Total Taxes | -$13,854 | 22.5% |
| Take-Home Pay | $47,675 | 77.5% |
Take-home pay varies significantly across experience levels. Here is the after-tax breakdown for each salary percentile of Medical Records Specialists in Minnesota.
| Percentile | Gross Salary | Total Taxes | Take-Home Pay | Tax Rate |
|---|---|---|---|---|
| 10th Percentile (P10) | $48,120 | -$10,307 | $37,812 | 21.4% |
| 25th Percentile (P25) | $49,690 | -$10,722 | $38,967 | 21.6% |
| Median (P50) | $61,530 | -$13,854 | $47,675 | 22.5% |
| 75th Percentile (P75) | $70,070 | -$16,945 | $53,124 | 24.2% |
| 90th Percentile (P90) | $83,020 | -$21,665 | $61,354 | 26.1% |
After federal income tax ($5,399), state tax ($3,748), and FICA ($4,707), a Medical Records Specialists in Minnesota takes home $47,675 per year — or $3,972 per month. The effective tax rate of 22.5% is relatively low compared to the national range.
With an effective total rate of 22.5%, a Medical Records Specialists in Minnesota keeps $47,675 of $61,530 gross — roughly typical for U.S. middle-income earners once federal, FICA and state taxes are combined.
Minnesota uses a progressive state income tax, so brackets escalate as wages rise. For this Medical Records Specialists salary the state tax works out to $3,748 (6.1% effective) — on top of federal and FICA.
Federal tax on this Medical Records Specialists salary is $5,400 (39%), but combined state ($3,748, 27%) + FICA ($4,707, 34%) make up the other 61% of the bill.
Moving this same Medical Records Specialists salary to a zero-state-tax state would yield around $51,423 net — a gain of $3,748 (7.9%) per year versus Minnesota.
For Medical Records Specialists after-tax pay, Minnesota ranks #9 of 51 states — top quartile. High gross wages or low state-tax burden (or both) drive the strong ranking.
Translated into paycheck cadences, $47,675 net/year works out to $3,973/month or $1,834/bi-weekly for this Medical Records Specialists in Minnesota — the numbers that actually hit a checking account after every deduction.
Where does a Medical Records Specialists keep the most of their paycheck? Top 10 states ranked by after-tax take-home pay.
Minnesota ranks #9 out of 51 states for Medical Records Specialists after-tax take-home pay.
A Medical Records Specialists in Minnesota earning a median salary of $61,530 will take home approximately $47,675 per year after federal income tax ($5,399), state income tax ($3,748), and FICA ($4,707). That is $3,972 per month or $1,833 per bi-weekly paycheck.
The effective total tax rate for a Medical Records Specialists in Minnesota is 22.5%, broken down as: federal income tax 8.8%, Minnesota state tax 6.1%, and FICA (Social Security + Medicare) 7.7%. This assumes a single filer with the standard deduction for 2024.
Minnesota has a progressive (up to 9.8%). On a Medical Records Specialists's median salary of $61,530, the state income tax amounts to $3,748 per year, which is an effective state rate of 6.1%.
After all taxes, a Medical Records Specialists in Minnesota takes home approximately $3,972 per month, or about $22.92 per hour (based on a standard 2,080-hour work year). These figures assume a single filer, standard deduction, and no additional pre-tax deductions.
We start with the 2025 BLS median salary of $61,530 for Medical Records Specialists in Minnesota, then subtract: federal income tax using 2024 IRS brackets ($14,600 standard deduction), Minnesota state income tax (progressive (up to 9.8%)), Social Security (6.2% up to $168,600), and Medicare (1.45%). The result — $47,675/yr — does not include local taxes, pre-tax deductions (401k, HSA), or tax credits.
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This estimate assumes a single filer using the 2024 standard deduction ($14,600), with W-2 employment income only. It does not account for: itemized deductions, tax credits (e.g. earned income credit, child tax credit), local/city taxes, pre-tax contributions (401k, HSA, FSA), self-employment tax, or additional income sources. Actual take-home pay may differ. Consult a tax professional for personalized advice.
Our Methodology · Data Sources · Salary: BLS OEWS · Tax: IRS + State DOR