Last updated: 2025 BLS data · Page refreshed:
How much does a Medical Records Specialists actually take home in Rhode Island?
Progressive (up to 6.0%) — 20.6% effective total tax rateData: BLS OEWS 2025 + IRS/State Tax Brackets 2024 • Updated 2026-05-19
Detailed line-by-line tax calculation for a Medical Records Specialists earning $63,960 in Rhode Island (single filer, standard deduction).
| Tax Component | Annual Amount | Effective Rate |
|---|---|---|
| Gross Salary (Median) | $63,960 | — |
| Federal Income Tax | -$5,912 | 9.2% |
| Rhode Island State Income Tax | -$2,398 | 3.8% |
| Social Security (OASDI) | -$3,965 | 6.2% |
| Medicare | -$927 | 1.4% |
| Total Taxes | -$13,203 | 20.6% |
| Take-Home Pay | $50,756 | 79.4% |
Take-home pay varies significantly across experience levels. Here is the after-tax breakdown for each salary percentile of Medical Records Specialists in Rhode Island.
| Percentile | Gross Salary | Total Taxes | Take-Home Pay | Tax Rate |
|---|---|---|---|---|
| 10th Percentile (P10) | $44,650 | -$8,464 | $36,185 | 19.0% |
| 25th Percentile (P25) | $51,040 | -$9,959 | $41,080 | 19.5% |
| Median (P50) | $63,960 | -$13,203 | $50,756 | 20.6% |
| 75th Percentile (P75) | $70,910 | -$15,524 | $55,385 | 21.9% |
| 90th Percentile (P90) | $84,540 | -$20,188 | $64,351 | 23.9% |
After federal income tax ($5,912), state tax ($2,398), and FICA ($4,892), a Medical Records Specialists in Rhode Island takes home $50,756 per year — or $4,229 per month. The effective tax rate of 20.6% is relatively low compared to the national range.
With an effective total rate of 20.6%, a Medical Records Specialists in Rhode Island keeps $50,756 of $63,960 gross — roughly typical for U.S. middle-income earners once federal, FICA and state taxes are combined.
Rhode Island uses a progressive state income tax, so brackets escalate as wages rise. For this Medical Records Specialists salary the state tax works out to $2,398 (3.8% effective) — on top of federal and FICA.
Federal tax on this Medical Records Specialists salary is $5,912 (45%), but combined state ($2,398, 18%) + FICA ($4,893, 37%) make up the other 55% of the bill.
A Medical Records Specialists earning this gross in a no-income-tax state (e.g., Texas, Florida) would take home approximately $53,155 — only $2,398 (4.7%) more than in Rhode Island.
For Medical Records Specialists after-tax pay, Rhode Island ranks #4 of 51 states — top quartile. High gross wages or low state-tax burden (or both) drive the strong ranking.
Translated into paycheck cadences, $50,756 net/year works out to $4,230/month or $1,952/bi-weekly for this Medical Records Specialists in Rhode Island — the numbers that actually hit a checking account after every deduction.
Where does a Medical Records Specialists keep the most of their paycheck? Top 10 states ranked by after-tax take-home pay.
Rhode Island ranks #4 out of 51 states for Medical Records Specialists after-tax take-home pay.
A Medical Records Specialists in Rhode Island earning a median salary of $63,960 will take home approximately $50,756 per year after federal income tax ($5,912), state income tax ($2,398), and FICA ($4,892). That is $4,229 per month or $1,952 per bi-weekly paycheck.
The effective total tax rate for a Medical Records Specialists in Rhode Island is 20.6%, broken down as: federal income tax 9.2%, Rhode Island state tax 3.8%, and FICA (Social Security + Medicare) 7.6%. This assumes a single filer with the standard deduction for 2024.
Rhode Island has a progressive (up to 6.0%). On a Medical Records Specialists's median salary of $63,960, the state income tax amounts to $2,398 per year, which is an effective state rate of 3.8%.
After all taxes, a Medical Records Specialists in Rhode Island takes home approximately $4,229 per month, or about $24.40 per hour (based on a standard 2,080-hour work year). These figures assume a single filer, standard deduction, and no additional pre-tax deductions.
We start with the 2025 BLS median salary of $63,960 for Medical Records Specialists in Rhode Island, then subtract: federal income tax using 2024 IRS brackets ($14,600 standard deduction), Rhode Island state income tax (progressive (up to 6.0%)), Social Security (6.2% up to $168,600), and Medicare (1.45%). The result — $50,756/yr — does not include local taxes, pre-tax deductions (401k, HSA), or tax credits.
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This estimate assumes a single filer using the 2024 standard deduction ($14,600), with W-2 employment income only. It does not account for: itemized deductions, tax credits (e.g. earned income credit, child tax credit), local/city taxes, pre-tax contributions (401k, HSA, FSA), self-employment tax, or additional income sources. Actual take-home pay may differ. Consult a tax professional for personalized advice.
Our Methodology · Data Sources · Salary: BLS OEWS · Tax: IRS + State DOR