Last updated: 2025 BLS data · Page refreshed:
How much does a Medical Records Specialists actually take home in South Carolina?
Progressive (up to 6.4%) — 21.1% effective total tax rateData: BLS OEWS 2025 + IRS/State Tax Brackets 2024 • Updated 2026-05-19
Detailed line-by-line tax calculation for a Medical Records Specialists earning $54,280 in South Carolina (single filer, standard deduction).
| Tax Component | Annual Amount | Effective Rate |
|---|---|---|
| Gross Salary (Median) | $54,280 | — |
| Federal Income Tax | -$4,529 | 8.3% |
| South Carolina State Income Tax | -$2,780 | 5.1% |
| Social Security (OASDI) | -$3,365 | 6.2% |
| Medicare | -$787 | 1.4% |
| Total Taxes | -$11,462 | 21.1% |
| Take-Home Pay | $42,817 | 78.9% |
Take-home pay varies significantly across experience levels. Here is the after-tax breakdown for each salary percentile of Medical Records Specialists in South Carolina.
| Percentile | Gross Salary | Total Taxes | Take-Home Pay | Tax Rate |
|---|---|---|---|---|
| 10th Percentile (P10) | $37,240 | -$7,024 | $30,216 | 18.9% |
| 25th Percentile (P25) | $45,180 | -$9,092 | $36,087 | 20.1% |
| Median (P50) | $54,280 | -$11,462 | $42,817 | 21.1% |
| 75th Percentile (P75) | $62,650 | -$13,733 | $48,916 | 21.9% |
| 90th Percentile (P90) | $71,280 | -$16,844 | $54,435 | 23.6% |
After federal income tax ($4,529), state tax ($2,780), and FICA ($4,152), a Medical Records Specialists in South Carolina takes home $42,817 per year — or $3,568 per month. The effective tax rate of 21.1% is relatively low compared to the national range.
With an effective total rate of 21.1%, a Medical Records Specialists in South Carolina keeps $42,817 of $54,280 gross — roughly typical for U.S. middle-income earners once federal, FICA and state taxes are combined.
South Carolina uses a progressive state income tax, so brackets escalate as wages rise. For this Medical Records Specialists salary the state tax works out to $2,781 (5.1% effective) — on top of federal and FICA.
Federal tax on this Medical Records Specialists salary is $4,530 (40%), but combined state ($2,781, 24%) + FICA ($4,152, 36%) make up the other 60% of the bill.
Moving this same Medical Records Specialists salary to a zero-state-tax state would yield around $45,598 net — a gain of $2,781 (6.5%) per year versus South Carolina.
South Carolina ranks #21 of 51 states for Medical Records Specialists after-tax pay — comfortably in the upper half.
Translated into paycheck cadences, $42,817 net/year works out to $3,568/month or $1,647/bi-weekly for this Medical Records Specialists in South Carolina — the numbers that actually hit a checking account after every deduction.
Where does a Medical Records Specialists keep the most of their paycheck? Top 10 states ranked by after-tax take-home pay.
South Carolina ranks #21 out of 51 states for Medical Records Specialists after-tax take-home pay.
A Medical Records Specialists in South Carolina earning a median salary of $54,280 will take home approximately $42,817 per year after federal income tax ($4,529), state income tax ($2,780), and FICA ($4,152). That is $3,568 per month or $1,646 per bi-weekly paycheck.
The effective total tax rate for a Medical Records Specialists in South Carolina is 21.1%, broken down as: federal income tax 8.3%, South Carolina state tax 5.1%, and FICA (Social Security + Medicare) 7.6%. This assumes a single filer with the standard deduction for 2024.
South Carolina has a progressive (up to 6.4%). On a Medical Records Specialists's median salary of $54,280, the state income tax amounts to $2,780 per year, which is an effective state rate of 5.1%.
After all taxes, a Medical Records Specialists in South Carolina takes home approximately $3,568 per month, or about $20.59 per hour (based on a standard 2,080-hour work year). These figures assume a single filer, standard deduction, and no additional pre-tax deductions.
We start with the 2025 BLS median salary of $54,280 for Medical Records Specialists in South Carolina, then subtract: federal income tax using 2024 IRS brackets ($14,600 standard deduction), South Carolina state income tax (progressive (up to 6.4%)), Social Security (6.2% up to $168,600), and Medicare (1.45%). The result — $42,817/yr — does not include local taxes, pre-tax deductions (401k, HSA), or tax credits.
Some links are affiliate links. See our disclosure.
This estimate assumes a single filer using the 2024 standard deduction ($14,600), with W-2 employment income only. It does not account for: itemized deductions, tax credits (e.g. earned income credit, child tax credit), local/city taxes, pre-tax contributions (401k, HSA, FSA), self-employment tax, or additional income sources. Actual take-home pay may differ. Consult a tax professional for personalized advice.
Our Methodology · Data Sources · Salary: BLS OEWS · Tax: IRS + State DOR