Last updated: 2025 BLS data · Page refreshed:
How much does a Medical Records Specialists actually take home in West Virginia?
Progressive (up to 5.1%) — 18.8% effective total tax rateData: BLS OEWS 2025 + IRS/State Tax Brackets 2024 • Updated 2026-05-19
Detailed line-by-line tax calculation for a Medical Records Specialists earning $47,360 in West Virginia (single filer, standard deduction).
| Tax Component | Annual Amount | Effective Rate |
|---|---|---|
| Gross Salary (Median) | $47,360 | — |
| Federal Income Tax | -$3,699 | 7.8% |
| West Virginia State Income Tax | -$1,586 | 3.4% |
| Social Security (OASDI) | -$2,936 | 6.2% |
| Medicare | -$686 | 1.5% |
| Total Taxes | -$8,909 | 18.8% |
| Take-Home Pay | $38,450 | 81.2% |
Take-home pay varies significantly across experience levels. Here is the after-tax breakdown for each salary percentile of Medical Records Specialists in West Virginia.
| Percentile | Gross Salary | Total Taxes | Take-Home Pay | Tax Rate |
|---|---|---|---|---|
| 10th Percentile (P10) | $31,610 | -$5,169 | $26,440 | 16.4% |
| 25th Percentile (P25) | $38,090 | -$6,672 | $31,417 | 17.5% |
| Median (P50) | $47,360 | -$8,909 | $38,450 | 18.8% |
| 75th Percentile (P75) | $59,950 | -$11,977 | $47,972 | 20.0% |
| 90th Percentile (P90) | $75,000 | -$17,030 | $57,970 | 22.7% |
After federal income tax ($3,699), state tax ($1,586), and FICA ($3,623), a Medical Records Specialists in West Virginia takes home $38,450 per year — or $3,204 per month. The effective tax rate of 18.8% is relatively low compared to the national range.
A Medical Records Specialists in West Virginia faces an effective total tax rate of only 18.8%, keeping 81.2% of every gross dollar. That leaves $38,451 net out of $47,360 gross — a favorable outcome compared to states with combined rates above 30%.
West Virginia uses a progressive state income tax, so brackets escalate as wages rise. For this Medical Records Specialists salary the state tax works out to $1,587 (3.4% effective) — on top of federal and FICA.
Federal tax on this Medical Records Specialists salary is $3,699 (42%), but combined state ($1,587, 18%) + FICA ($3,623, 41%) make up the other 58% of the bill.
A Medical Records Specialists earning this gross in a no-income-tax state (e.g., Texas, Florida) would take home approximately $40,038 — only $1,587 (4.1%) more than in West Virginia.
West Virginia sits near the bottom (#45 of 51) for Medical Records Specialists after-tax earnings. Relocation, negotiation, or credential stacking typically show the clearest ROI in bottom-quartile states.
Translated into paycheck cadences, $38,451 net/year works out to $3,204/month or $1,479/bi-weekly for this Medical Records Specialists in West Virginia — the numbers that actually hit a checking account after every deduction.
Where does a Medical Records Specialists keep the most of their paycheck? Top 10 states ranked by after-tax take-home pay.
West Virginia ranks #45 out of 51 states for Medical Records Specialists after-tax take-home pay.
A Medical Records Specialists in West Virginia earning a median salary of $47,360 will take home approximately $38,450 per year after federal income tax ($3,699), state income tax ($1,586), and FICA ($3,623). That is $3,204 per month or $1,478 per bi-weekly paycheck.
The effective total tax rate for a Medical Records Specialists in West Virginia is 18.8%, broken down as: federal income tax 7.8%, West Virginia state tax 3.4%, and FICA (Social Security + Medicare) 7.6%. This assumes a single filer with the standard deduction for 2024.
West Virginia has a progressive (up to 5.1%). On a Medical Records Specialists's median salary of $47,360, the state income tax amounts to $1,586 per year, which is an effective state rate of 3.4%.
After all taxes, a Medical Records Specialists in West Virginia takes home approximately $3,204 per month, or about $18.49 per hour (based on a standard 2,080-hour work year). These figures assume a single filer, standard deduction, and no additional pre-tax deductions.
We start with the 2025 BLS median salary of $47,360 for Medical Records Specialists in West Virginia, then subtract: federal income tax using 2024 IRS brackets ($14,600 standard deduction), West Virginia state income tax (progressive (up to 5.1%)), Social Security (6.2% up to $168,600), and Medicare (1.45%). The result — $38,450/yr — does not include local taxes, pre-tax deductions (401k, HSA), or tax credits.
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This estimate assumes a single filer using the 2024 standard deduction ($14,600), with W-2 employment income only. It does not account for: itemized deductions, tax credits (e.g. earned income credit, child tax credit), local/city taxes, pre-tax contributions (401k, HSA, FSA), self-employment tax, or additional income sources. Actual take-home pay may differ. Consult a tax professional for personalized advice.
Our Methodology · Data Sources · Salary: BLS OEWS · Tax: IRS + State DOR