Last updated: 2025 BLS data · Page refreshed:
How much does a Medical Records Specialists actually take home in Iowa?
3.9% flat rate — 19.6% effective total tax rateData: BLS OEWS 2025 + IRS/State Tax Brackets 2024 • Updated 2026-05-19
Detailed line-by-line tax calculation for a Medical Records Specialists earning $50,640 in Iowa (single filer, standard deduction).
| Tax Component | Annual Amount | Effective Rate |
|---|---|---|
| Gross Salary (Median) | $50,640 | — |
| Federal Income Tax | -$4,092 | 8.1% |
| Iowa State Income Tax | -$1,974 | 3.9% |
| Social Security (OASDI) | -$3,139 | 6.2% |
| Medicare | -$734 | 1.4% |
| Total Taxes | -$9,941 | 19.6% |
| Take-Home Pay | $40,698 | 80.4% |
Take-home pay varies significantly across experience levels. Here is the after-tax breakdown for each salary percentile of Medical Records Specialists in Iowa.
| Percentile | Gross Salary | Total Taxes | Take-Home Pay | Tax Rate |
|---|---|---|---|---|
| 10th Percentile (P10) | $38,910 | -$7,179 | $31,730 | 18.5% |
| 25th Percentile (P25) | $44,500 | -$8,495 | $36,004 | 19.1% |
| Median (P50) | $50,640 | -$9,941 | $40,698 | 19.6% |
| 75th Percentile (P75) | $61,920 | -$12,615 | $49,304 | 20.4% |
| 90th Percentile (P90) | $66,390 | -$14,114 | $52,275 | 21.3% |
After federal income tax ($4,092), state tax ($1,974), and FICA ($3,873), a Medical Records Specialists in Iowa takes home $40,698 per year — or $3,391 per month. The effective tax rate of 19.6% is relatively low compared to the national range.
A Medical Records Specialists in Iowa faces an effective total tax rate of only 19.6%, keeping 80.4% of every gross dollar. That leaves $40,698 net out of $50,640 gross — a favorable outcome compared to states with combined rates above 30%.
Iowa applies a flat state income tax — every dollar of wage income is taxed at the same rate. For this Medical Records Specialists salary that contributes $1,975 to the 3.9% effective state-tax burden.
Federal tax on this Medical Records Specialists salary is $4,093 (41%), but combined state ($1,975, 20%) + FICA ($3,874, 39%) make up the other 59% of the bill.
A Medical Records Specialists earning this gross in a no-income-tax state (e.g., Texas, Florida) would take home approximately $42,673 — only $1,975 (4.9%) more than in Iowa.
Iowa ranks #33 of 51 states for Medical Records Specialists after-tax pay — lower half of the national distribution. Either gross wages trail the national median, state tax is elevated, or both.
Translated into paycheck cadences, $40,698 net/year works out to $3,392/month or $1,565/bi-weekly for this Medical Records Specialists in Iowa — the numbers that actually hit a checking account after every deduction.
Where does a Medical Records Specialists keep the most of their paycheck? Top 10 states ranked by after-tax take-home pay.
Iowa ranks #33 out of 51 states for Medical Records Specialists after-tax take-home pay.
A Medical Records Specialists in Iowa earning a median salary of $50,640 will take home approximately $40,698 per year after federal income tax ($4,092), state income tax ($1,974), and FICA ($3,873). That is $3,391 per month or $1,565 per bi-weekly paycheck.
The effective total tax rate for a Medical Records Specialists in Iowa is 19.6%, broken down as: federal income tax 8.1%, Iowa state tax 3.9%, and FICA (Social Security + Medicare) 7.6%. This assumes a single filer with the standard deduction for 2024.
Iowa has a 3.9% flat rate. On a Medical Records Specialists's median salary of $50,640, the state income tax amounts to $1,974 per year, which is an effective state rate of 3.9%.
After all taxes, a Medical Records Specialists in Iowa takes home approximately $3,391 per month, or about $19.57 per hour (based on a standard 2,080-hour work year). These figures assume a single filer, standard deduction, and no additional pre-tax deductions.
We start with the 2025 BLS median salary of $50,640 for Medical Records Specialists in Iowa, then subtract: federal income tax using 2024 IRS brackets ($14,600 standard deduction), Iowa state income tax (3.9% flat rate), Social Security (6.2% up to $168,600), and Medicare (1.45%). The result — $40,698/yr — does not include local taxes, pre-tax deductions (401k, HSA), or tax credits.
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This estimate assumes a single filer using the 2024 standard deduction ($14,600), with W-2 employment income only. It does not account for: itemized deductions, tax credits (e.g. earned income credit, child tax credit), local/city taxes, pre-tax contributions (401k, HSA, FSA), self-employment tax, or additional income sources. Actual take-home pay may differ. Consult a tax professional for personalized advice.
Our Methodology · Data Sources · Salary: BLS OEWS · Tax: IRS + State DOR