Last updated: 2025 BLS data · Page refreshed:
How much does a Lifeguards, Ski Patrol, and Other Recreational Protective Service Workers actually take home in Massachusetts?
5.0% flat rate — 19.2% effective total tax rateData: BLS OEWS 2025 + IRS/State Tax Brackets 2024 • Updated 2026-05-19
Detailed line-by-line tax calculation for a Lifeguards, Ski Patrol, and Other Recreational Protective Service Workers earning $36,650 in Massachusetts (single filer, standard deduction).
| Tax Component | Annual Amount | Effective Rate |
|---|---|---|
| Gross Salary (Median) | $36,650 | — |
| Federal Income Tax | -$2,414 | 6.6% |
| Massachusetts State Income Tax | -$1,832 | 5.0% |
| Social Security (OASDI) | -$2,272 | 6.2% |
| Medicare | -$531 | 1.5% |
| Total Taxes | -$7,050 | 19.2% |
| Take-Home Pay | $29,599 | 80.8% |
Take-home pay varies significantly across experience levels. Here is the after-tax breakdown for each salary percentile of Lifeguards, Ski Patrol, and Other Recreational Protective Service Workers in Massachusetts.
| Percentile | Gross Salary | Total Taxes | Take-Home Pay | Tax Rate |
|---|---|---|---|---|
| 10th Percentile (P10) | $32,830 | -$6,108 | $26,721 | 18.6% |
| 25th Percentile (P25) | $34,510 | -$6,522 | $27,987 | 18.9% |
| Median (P50) | $36,650 | -$7,050 | $29,599 | 19.2% |
| 75th Percentile (P75) | $41,600 | -$8,270 | $33,329 | 19.9% |
| 90th Percentile (P90) | $42,290 | -$8,440 | $33,849 | 20.0% |
After federal income tax ($2,414), state tax ($1,832), and FICA ($2,803), a Lifeguards, Ski Patrol, and Other Recreational Protective Service Workers in Massachusetts takes home $29,599 per year — or $2,466 per month. The effective tax rate of 19.2% is relatively low compared to the national range.
A Lifeguards, Ski Patrol, and Other Recreational Protective Service Workers in Massachusetts faces an effective total tax rate of only 19.2%, keeping 80.8% of every gross dollar. That leaves $29,600 net out of $36,650 gross — a favorable outcome compared to states with combined rates above 30%.
Massachusetts applies a flat state income tax — every dollar of wage income is taxed at the same rate. For this Lifeguards, Ski Patrol, and Other Recreational Protective Service Workers salary that contributes $1,832 to the 5.0% effective state-tax burden.
Federal tax on this Lifeguards, Ski Patrol, and Other Recreational Protective Service Workers salary is $2,414 (34%), but combined state ($1,832, 26%) + FICA ($2,804, 40%) make up the other 66% of the bill.
A Lifeguards, Ski Patrol, and Other Recreational Protective Service Workers earning this gross in a no-income-tax state (e.g., Texas, Florida) would take home approximately $31,432 — only $1,832 (6.2%) more than in Massachusetts.
For Lifeguards, Ski Patrol, and Other Recreational Protective Service Workers after-tax pay, Massachusetts ranks #9 of 51 states — top quartile. High gross wages or low state-tax burden (or both) drive the strong ranking.
Translated into paycheck cadences, $29,600 net/year works out to $2,467/month or $1,138/bi-weekly for this Lifeguards, Ski Patrol, and Other Recreational Protective Service Workers in Massachusetts — the numbers that actually hit a checking account after every deduction.
Where does a Lifeguards, Ski Patrol, and Other Recreational Protective Service Workers keep the most of their paycheck? Top 10 states ranked by after-tax take-home pay.
Massachusetts ranks #9 out of 51 states for Lifeguards, Ski Patrol, and Other Recreational Protective Service Workers after-tax take-home pay.
A Lifeguards, Ski Patrol, and Other Recreational Protective Service Workers in Massachusetts earning a median salary of $36,650 will take home approximately $29,599 per year after federal income tax ($2,414), state income tax ($1,832), and FICA ($2,803). That is $2,466 per month or $1,138 per bi-weekly paycheck.
The effective total tax rate for a Lifeguards, Ski Patrol, and Other Recreational Protective Service Workers in Massachusetts is 19.2%, broken down as: federal income tax 6.6%, Massachusetts state tax 5.0%, and FICA (Social Security + Medicare) 7.7%. This assumes a single filer with the standard deduction for 2024.
Massachusetts has a 5.0% flat rate. On a Lifeguards, Ski Patrol, and Other Recreational Protective Service Workers's median salary of $36,650, the state income tax amounts to $1,832 per year, which is an effective state rate of 5.0%.
After all taxes, a Lifeguards, Ski Patrol, and Other Recreational Protective Service Workers in Massachusetts takes home approximately $2,466 per month, or about $14.23 per hour (based on a standard 2,080-hour work year). These figures assume a single filer, standard deduction, and no additional pre-tax deductions.
We start with the 2025 BLS median salary of $36,650 for Lifeguards, Ski Patrol, and Other Recreational Protective Service Workers in Massachusetts, then subtract: federal income tax using 2024 IRS brackets ($14,600 standard deduction), Massachusetts state income tax (5.0% flat rate), Social Security (6.2% up to $168,600), and Medicare (1.45%). The result — $29,599/yr — does not include local taxes, pre-tax deductions (401k, HSA), or tax credits.
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This estimate assumes a single filer using the 2024 standard deduction ($14,600), with W-2 employment income only. It does not account for: itemized deductions, tax credits (e.g. earned income credit, child tax credit), local/city taxes, pre-tax contributions (401k, HSA, FSA), self-employment tax, or additional income sources. Actual take-home pay may differ. Consult a tax professional for personalized advice.
Our Methodology · Data Sources · Salary: BLS OEWS · Tax: IRS + State DOR