Last updated: 2025 BLS data · Page refreshed:
How much does a Lifeguards, Ski Patrol, and Other Recreational Protective Service Workers actually take home in Montana?
Progressive (up to 5.9%) — 19.6% effective total tax rateData: BLS OEWS 2025 + IRS/State Tax Brackets 2024 • Updated 2026-05-19
Detailed line-by-line tax calculation for a Lifeguards, Ski Patrol, and Other Recreational Protective Service Workers earning $37,750 in Montana (single filer, standard deduction).
| Tax Component | Annual Amount | Effective Rate |
|---|---|---|
| Gross Salary (Median) | $37,750 | — |
| Federal Income Tax | -$2,546 | 6.7% |
| Montana State Income Tax | -$1,981 | 5.2% |
| Social Security (OASDI) | -$2,340 | 6.2% |
| Medicare | -$547 | 1.5% |
| Total Taxes | -$7,415 | 19.6% |
| Take-Home Pay | $30,334 | 80.4% |
Take-home pay varies significantly across experience levels. Here is the after-tax breakdown for each salary percentile of Lifeguards, Ski Patrol, and Other Recreational Protective Service Workers in Montana.
| Percentile | Gross Salary | Total Taxes | Take-Home Pay | Tax Rate |
|---|---|---|---|---|
| 10th Percentile (P10) | $26,820 | -$4,622 | $22,197 | 17.2% |
| 25th Percentile (P25) | $30,100 | -$5,460 | $24,639 | 18.1% |
| Median (P50) | $37,750 | -$7,415 | $30,334 | 19.6% |
| 75th Percentile (P75) | $44,610 | -$9,167 | $35,442 | 20.6% |
| 90th Percentile (P90) | $58,790 | -$12,790 | $45,999 | 21.8% |
After federal income tax ($2,546), state tax ($1,981), and FICA ($2,887), a Lifeguards, Ski Patrol, and Other Recreational Protective Service Workers in Montana takes home $30,334 per year — or $2,527 per month. The effective tax rate of 19.6% is relatively low compared to the national range.
A Lifeguards, Ski Patrol, and Other Recreational Protective Service Workers in Montana faces an effective total tax rate of only 19.6%, keeping 80.4% of every gross dollar. That leaves $30,335 net out of $37,750 gross — a favorable outcome compared to states with combined rates above 30%.
Montana uses a progressive state income tax, so brackets escalate as wages rise. For this Lifeguards, Ski Patrol, and Other Recreational Protective Service Workers salary the state tax works out to $1,981 (5.2% effective) — on top of federal and FICA.
Federal tax on this Lifeguards, Ski Patrol, and Other Recreational Protective Service Workers salary is $2,546 (34%), but combined state ($1,981, 27%) + FICA ($2,888, 39%) make up the other 66% of the bill.
A Lifeguards, Ski Patrol, and Other Recreational Protective Service Workers earning this gross in a no-income-tax state (e.g., Texas, Florida) would take home approximately $32,316 — only $1,981 (6.5%) more than in Montana.
For Lifeguards, Ski Patrol, and Other Recreational Protective Service Workers after-tax pay, Montana ranks #5 of 51 states — top quartile. High gross wages or low state-tax burden (or both) drive the strong ranking.
Translated into paycheck cadences, $30,335 net/year works out to $2,528/month or $1,167/bi-weekly for this Lifeguards, Ski Patrol, and Other Recreational Protective Service Workers in Montana — the numbers that actually hit a checking account after every deduction.
Where does a Lifeguards, Ski Patrol, and Other Recreational Protective Service Workers keep the most of their paycheck? Top 10 states ranked by after-tax take-home pay.
Montana ranks #5 out of 51 states for Lifeguards, Ski Patrol, and Other Recreational Protective Service Workers after-tax take-home pay.
A Lifeguards, Ski Patrol, and Other Recreational Protective Service Workers in Montana earning a median salary of $37,750 will take home approximately $30,334 per year after federal income tax ($2,546), state income tax ($1,981), and FICA ($2,887). That is $2,527 per month or $1,166 per bi-weekly paycheck.
The effective total tax rate for a Lifeguards, Ski Patrol, and Other Recreational Protective Service Workers in Montana is 19.6%, broken down as: federal income tax 6.7%, Montana state tax 5.2%, and FICA (Social Security + Medicare) 7.7%. This assumes a single filer with the standard deduction for 2024.
Montana has a progressive (up to 5.9%). On a Lifeguards, Ski Patrol, and Other Recreational Protective Service Workers's median salary of $37,750, the state income tax amounts to $1,981 per year, which is an effective state rate of 5.2%.
After all taxes, a Lifeguards, Ski Patrol, and Other Recreational Protective Service Workers in Montana takes home approximately $2,527 per month, or about $14.58 per hour (based on a standard 2,080-hour work year). These figures assume a single filer, standard deduction, and no additional pre-tax deductions.
We start with the 2025 BLS median salary of $37,750 for Lifeguards, Ski Patrol, and Other Recreational Protective Service Workers in Montana, then subtract: federal income tax using 2024 IRS brackets ($14,600 standard deduction), Montana state income tax (progressive (up to 5.9%)), Social Security (6.2% up to $168,600), and Medicare (1.45%). The result — $30,334/yr — does not include local taxes, pre-tax deductions (401k, HSA), or tax credits.
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This estimate assumes a single filer using the 2024 standard deduction ($14,600), with W-2 employment income only. It does not account for: itemized deductions, tax credits (e.g. earned income credit, child tax credit), local/city taxes, pre-tax contributions (401k, HSA, FSA), self-employment tax, or additional income sources. Actual take-home pay may differ. Consult a tax professional for personalized advice.
Our Methodology · Data Sources · Salary: BLS OEWS · Tax: IRS + State DOR