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Cardiologists Salary in Tennessee: Cost of Living Adjusted (2025)

Last updated: 2025 BLS data · Page refreshed:

What does a Cardiologists salary really buy you in Tennessee?

Tennessee is 8.2% cheaper than the US average

Data: BLS OEWS 2025 + BEA Regional Price Parities 2022 • Updated 2026-05-19

Nominal Salary
$610,080
Median annual (2025)
+8.9%
Real Purchasing Power
$664,575
COL-adjusted (RPP=91.8)

Tennessee Cost of Living Index

Tennessee's Regional Price Parity (RPP) is 91.8, meaning prices are 8.2% lower the national average. A Cardiologists earning $610,080 in Tennessee has the equivalent purchasing power of $664,575 in an average-cost US state.

TN: 91.8
Cheapest (~85) US Avg (100) Priciest (~115)

Salary Breakdown: Nominal vs. COL-Adjusted

Every dollar goes further in low-cost states. Here is how each salary percentile compares after adjusting for Tennessee's cost of living.

Percentile Nominal Salary COL-Adjusted Difference
10th Percentile (P10) $178,630 $194,586 +$15,956
25th Percentile (P25) $440,070 $479,379 +$39,309
Median (P50) $610,080 $664,575 +$54,495
75th Percentile (P75) $710,040 $773,464 +$63,424
90th Percentile (P90) $793,530 $864,411 +$70,881
Key Insight

A Cardiologists in Tennessee earns $610,080 on paper, but low living costs mean your money goes 9% further — like earning $664,575 in an average-cost state. This makes Tennessee one of the best value states for this occupation.

What the Cost-of-Living Data Says

Tennessee Runs Well Below National Cost

RPP 91.8

Tennessee's Regional Price Parity (RPP) of 91.8 means a basket of goods and services costs about 8.2% less than the national average. For a Cardiologists, every dollar earned effectively buys more here than in a 100-RPP state.

Meaningful Purchasing-Power Shift

+8.9%

After applying Tennessee's RPP, the $610,080 median salary translates to $664,575 in real terms — a 8.9% gain. That difference can cover several months of expenses over a year for a Cardiologists.

Top-Quartile Adjusted Earnings in Tennessee

#4 / 23

Ranked on COL-adjusted median pay for Cardiologists, Tennessee places #4 of 23 states — top quartile. Either nominal wages run high, cost of living runs low, or both.

Best States for Cardiologists (After Cost of Living)

Where does Cardiologists salary stretch the furthest? Top 10 states ranked by COL-adjusted median salary.

$719,710
RPP 89.8
$711,383
RPP 91.1
$689,685
RPP 92.3
$664,575
RPP 91.8
5. Indiana
$641,492
RPP 91.8
6. Georgia
$636,816
RPP 95.8
$624,362
RPP 89.4
$601,995
RPP 96.2
$597,750
RPP 109.8
10. Alabama
$591,662
RPP 87.8

Tennessee ranks #4 out of 23 states for Cardiologists after cost-of-living adjustment.

How much do you actually take home? See Cardiologists take-home pay in Tennessee after taxes →

Frequently Asked Questions

What is the real salary for a Cardiologists in Tennessee after cost of living?

A Cardiologists in Tennessee earns a median salary of $610,080 per year. After adjusting for Tennessee's cost of living (RPP=91.8), the real purchasing power is $664,575 — a +8.9% difference.

Is Tennessee expensive to live in?

Tennessee's cost of living is 8.2% lower than the national average according to the BEA Regional Price Parities (2022). The RPP index for Tennessee is 91.8 (US average = 100).

What are Regional Price Parities (RPP)?

Regional Price Parities (RPPs) are price indexes published by the U.S. Bureau of Economic Analysis (BEA) that measure differences in price levels across states. They are expressed as a percentage of the national average (US = 100). Higher RPP means higher cost of living.

How is the cost-of-living adjusted salary calculated?

The adjusted salary is calculated as: Nominal Salary x (100 / RPP). For a Cardiologists in Tennessee: $610,080 x (100 / 91.8) = $664,575. This represents what the salary would be worth in a state with average living costs.

Is it better to be a Cardiologists in Tennessee financially?

From a purchasing power perspective, yes. A Cardiologists in Tennessee enjoys 8.9% more buying power than the nominal salary suggests, because living costs are below the national average. However, other factors like job availability, career growth, and quality of life also matter.

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