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Cardiologists Salary in Florida: Cost of Living Adjusted (2025)

Last updated: 2025 BLS data · Page refreshed:

What does a Cardiologists salary really buy you in Florida?

Florida is 2.1% pricier than the US average

Data: BLS OEWS 2025 + BEA Regional Price Parities 2022 • Updated 2026-05-19

Nominal Salary
$414,910
Median annual (2025)
-2.1%
Real Purchasing Power
$406,376
COL-adjusted (RPP=102.1)

Florida Cost of Living Index

Florida's Regional Price Parity (RPP) is 102.1, meaning prices are 2.1% higher the national average. A Cardiologists earning $414,910 in Florida has the equivalent purchasing power of $406,376 in an average-cost US state.

FL: 102.1
Cheapest (~85) US Avg (100) Priciest (~115)

Salary Breakdown: Nominal vs. COL-Adjusted

Every dollar goes further in low-cost states. Here is how each salary percentile compares after adjusting for Florida's cost of living.

Percentile Nominal Salary COL-Adjusted Difference
10th Percentile (P10) $211,260 $206,914 $-4,345
25th Percentile (P25) $274,280 $268,638 $-5,641
Median (P50) $414,910 $406,376 $-8,533
75th Percentile (P75) $514,740 $504,152 $-10,587
90th Percentile (P90) $645,810 $632,526 $-13,283
Key Insight

Florida's cost of living is close to the national average, so $414,910 keeps most of its value at $406,376 in real terms. Location choice here is more about career opportunities than cost arbitrage.

What the Cost-of-Living Data Says

Florida Sits Near the National Cost Benchmark

RPP 102.1

With an RPP of 102.1, Florida is within a few percent of the national cost-of-living baseline. Salary adjustment for Cardiologists is therefore minor — what you earn is close to what you'd keep in real purchasing power.

Minor COL Adjustment for This Salary

-2.1%

After adjusting for Florida's cost of living, $414,910 nominal nets out to $406,376 in real purchasing power — a small 2.1% loss. The state's cost profile is close enough to average that COL alone shouldn't drive location decisions for this Cardiologists.

Bottom-Quartile COL-Adjusted Pay

#18 / 23

Florida ranks #18 of 23 — bottom quartile for Cardiologists real purchasing power. Relocation, employer negotiation, or remote roles at higher-paying markets tend to generate the biggest ROI.

Best States for Cardiologists (After Cost of Living)

Where does Cardiologists salary stretch the furthest? Top 10 states ranked by COL-adjusted median salary.

$719,710
RPP 89.8
$711,383
RPP 91.1
$689,685
RPP 92.3
$664,575
RPP 91.8
5. Indiana
$641,492
RPP 91.8
6. Georgia
$636,816
RPP 95.8
$624,362
RPP 89.4
$601,995
RPP 96.2
$597,750
RPP 109.8
10. Alabama
$591,662
RPP 87.8

Florida ranks #18 out of 23 states for Cardiologists after cost-of-living adjustment.

How much do you actually take home? See Cardiologists take-home pay in Florida after taxes →

Frequently Asked Questions

What is the real salary for a Cardiologists in Florida after cost of living?

A Cardiologists in Florida earns a median salary of $414,910 per year. After adjusting for Florida's cost of living (RPP=102.1), the real purchasing power is $406,376 — a -2.1% difference.

Is Florida expensive to live in?

Florida's cost of living is 2.1% higher than the national average according to the BEA Regional Price Parities (2022). The RPP index for Florida is 102.1 (US average = 100).

What are Regional Price Parities (RPP)?

Regional Price Parities (RPPs) are price indexes published by the U.S. Bureau of Economic Analysis (BEA) that measure differences in price levels across states. They are expressed as a percentage of the national average (US = 100). Higher RPP means higher cost of living.

How is the cost-of-living adjusted salary calculated?

The adjusted salary is calculated as: Nominal Salary x (100 / RPP). For a Cardiologists in Florida: $414,910 x (100 / 102.1) = $406,376. This represents what the salary would be worth in a state with average living costs.

Does the high cost of living in Florida offset the salary?

Partially — a Cardiologists's nominal salary of $414,910 in Florida has 2.1% less purchasing power due to higher living costs. The real value is $406,376. However, Florida may offer better career opportunities, networking, and industry access.

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