Last updated: 2025 BLS data · Page refreshed:
How much does a Captains, Mates, and Pilots of Water Vessels actually take home in Mississippi?
Progressive (up to 4.7%) — 26.1% effective total tax rateData: BLS OEWS 2025 + IRS/State Tax Brackets 2024 • Updated 2026-05-19
Detailed line-by-line tax calculation for a Captains, Mates, and Pilots of Water Vessels earning $104,220 in Mississippi (single filer, standard deduction).
| Tax Component | Annual Amount | Effective Rate |
|---|---|---|
| Gross Salary (Median) | $104,220 | — |
| Federal Income Tax | -$14,769 | 14.2% |
| Mississippi State Income Tax | -$4,428 | 4.2% |
| Social Security (OASDI) | -$6,461 | 6.2% |
| Medicare | -$1,511 | 1.5% |
| Total Taxes | -$27,170 | 26.1% |
| Take-Home Pay | $77,049 | 73.9% |
Take-home pay varies significantly across experience levels. Here is the after-tax breakdown for each salary percentile of Captains, Mates, and Pilots of Water Vessels in Mississippi.
| Percentile | Gross Salary | Total Taxes | Take-Home Pay | Tax Rate |
|---|---|---|---|---|
| 10th Percentile (P10) | $47,030 | -$8,997 | $38,032 | 19.1% |
| 25th Percentile (P25) | $75,270 | -$17,226 | $58,043 | 22.9% |
| Median (P50) | $104,220 | -$27,170 | $77,049 | 26.1% |
| 75th Percentile (P75) | $137,860 | -$39,180 | $98,679 | 28.4% |
| 90th Percentile (P90) | $186,020 | -$55,606 | $130,413 | 29.9% |
After federal income tax ($14,769), state tax ($4,428), and FICA ($7,972), a Captains, Mates, and Pilots of Water Vessels in Mississippi takes home $77,049 per year — or $6,420 per month. The effective tax rate of 26.1% is moderate compared to the national range.
A Captains, Mates, and Pilots of Water Vessels in Mississippi loses 26.1% of gross pay to taxes — higher than the ~25% national midpoint. Of the $104,220 gross, $77,049 lands in the paycheck after federal ($14,769), state ($4,428), and FICA ($7,973) withholding.
Mississippi uses a progressive state income tax, so brackets escalate as wages rise. For this Captains, Mates, and Pilots of Water Vessels salary the state tax works out to $4,428 (4.2% effective) — on top of federal and FICA.
Federal tax on this Captains, Mates, and Pilots of Water Vessels salary is $14,769 (54%), but combined state ($4,428, 16%) + FICA ($7,973, 29%) make up the other 46% of the bill.
Moving this same Captains, Mates, and Pilots of Water Vessels salary to a zero-state-tax state would yield around $81,478 net — a gain of $4,428 (5.7%) per year versus Mississippi.
For Captains, Mates, and Pilots of Water Vessels after-tax pay, Mississippi ranks #7 of 38 states — top quartile. High gross wages or low state-tax burden (or both) drive the strong ranking.
Translated into paycheck cadences, $77,049 net/year works out to $6,421/month or $2,963/bi-weekly for this Captains, Mates, and Pilots of Water Vessels in Mississippi — the numbers that actually hit a checking account after every deduction.
Where does a Captains, Mates, and Pilots of Water Vessels keep the most of their paycheck? Top 10 states ranked by after-tax take-home pay.
Mississippi ranks #7 out of 38 states for Captains, Mates, and Pilots of Water Vessels after-tax take-home pay.
A Captains, Mates, and Pilots of Water Vessels in Mississippi earning a median salary of $104,220 will take home approximately $77,049 per year after federal income tax ($14,769), state income tax ($4,428), and FICA ($7,972). That is $6,420 per month or $2,963 per bi-weekly paycheck.
The effective total tax rate for a Captains, Mates, and Pilots of Water Vessels in Mississippi is 26.1%, broken down as: federal income tax 14.2%, Mississippi state tax 4.2%, and FICA (Social Security + Medicare) 7.6%. This assumes a single filer with the standard deduction for 2024.
Mississippi has a progressive (up to 4.7%). On a Captains, Mates, and Pilots of Water Vessels's median salary of $104,220, the state income tax amounts to $4,428 per year, which is an effective state rate of 4.2%.
After all taxes, a Captains, Mates, and Pilots of Water Vessels in Mississippi takes home approximately $6,420 per month, or about $37.04 per hour (based on a standard 2,080-hour work year). These figures assume a single filer, standard deduction, and no additional pre-tax deductions.
We start with the 2025 BLS median salary of $104,220 for Captains, Mates, and Pilots of Water Vessels in Mississippi, then subtract: federal income tax using 2024 IRS brackets ($14,600 standard deduction), Mississippi state income tax (progressive (up to 4.7%)), Social Security (6.2% up to $168,600), and Medicare (1.45%). The result — $77,049/yr — does not include local taxes, pre-tax deductions (401k, HSA), or tax credits.
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This estimate assumes a single filer using the 2024 standard deduction ($14,600), with W-2 employment income only. It does not account for: itemized deductions, tax credits (e.g. earned income credit, child tax credit), local/city taxes, pre-tax contributions (401k, HSA, FSA), self-employment tax, or additional income sources. Actual take-home pay may differ. Consult a tax professional for personalized advice.
Our Methodology · Data Sources · Salary: BLS OEWS · Tax: IRS + State DOR