Last updated: 2025 BLS data · Page refreshed:
How much does a Captains, Mates, and Pilots of Water Vessels actually take home in Maryland?
Progressive (up to 5.8%) — 28.9% effective total tax rateData: BLS OEWS 2025 + IRS/State Tax Brackets 2024 • Updated 2026-05-19
Detailed line-by-line tax calculation for a Captains, Mates, and Pilots of Water Vessels earning $138,950 in Maryland (single filer, standard deduction).
| Tax Component | Annual Amount | Effective Rate |
|---|---|---|
| Gross Salary (Median) | $138,950 | — |
| Federal Income Tax | -$22,886 | 16.5% |
| Maryland State Income Tax | -$6,679 | 4.8% |
| Social Security (OASDI) | -$8,614 | 6.2% |
| Medicare | -$2,014 | 1.5% |
| Total Taxes | -$40,196 | 28.9% |
| Take-Home Pay | $98,753 | 71.1% |
Take-home pay varies significantly across experience levels. Here is the after-tax breakdown for each salary percentile of Captains, Mates, and Pilots of Water Vessels in Maryland.
| Percentile | Gross Salary | Total Taxes | Take-Home Pay | Tax Rate |
|---|---|---|---|---|
| 10th Percentile (P10) | $54,920 | -$11,363 | $43,556 | 20.7% |
| 25th Percentile (P25) | $98,450 | -$25,655 | $72,794 | 26.1% |
| Median (P50) | $138,950 | -$40,196 | $98,753 | 28.9% |
| 75th Percentile (P75) | $179,520 | -$54,563 | $124,956 | 30.4% |
| 90th Percentile (P90) | $222,280 | -$69,256 | $153,023 | 31.2% |
After federal income tax ($22,886), state tax ($6,679), and FICA ($10,629), a Captains, Mates, and Pilots of Water Vessels in Maryland takes home $98,753 per year — or $8,229 per month. The effective tax rate of 28.9% is moderate compared to the national range.
A Captains, Mates, and Pilots of Water Vessels in Maryland loses 28.9% of gross pay to taxes — higher than the ~25% national midpoint. Of the $138,950 gross, $98,754 lands in the paycheck after federal ($22,886), state ($6,680), and FICA ($10,630) withholding.
Maryland uses a progressive state income tax, so brackets escalate as wages rise. For this Captains, Mates, and Pilots of Water Vessels salary the state tax works out to $6,680 (4.8% effective) — on top of federal and FICA.
Federal income tax ($22,886) accounts for 57% of the total tax bill — the single largest deduction. FICA adds $10,630 (26%), and state tax the remaining $6,680 (17%).
The state-tax gap is substantial: a Captains, Mates, and Pilots of Water Vessels earning this gross in a no-income-tax state would net about $105,434 — an extra $6,680 (6.8%) annually compared with Maryland.
For Captains, Mates, and Pilots of Water Vessels after-tax pay, Maryland ranks #2 of 38 states — top quartile. High gross wages or low state-tax burden (or both) drive the strong ranking.
Translated into paycheck cadences, $98,754 net/year works out to $8,229/month or $3,798/bi-weekly for this Captains, Mates, and Pilots of Water Vessels in Maryland — the numbers that actually hit a checking account after every deduction.
Where does a Captains, Mates, and Pilots of Water Vessels keep the most of their paycheck? Top 10 states ranked by after-tax take-home pay.
Maryland ranks #2 out of 38 states for Captains, Mates, and Pilots of Water Vessels after-tax take-home pay.
A Captains, Mates, and Pilots of Water Vessels in Maryland earning a median salary of $138,950 will take home approximately $98,753 per year after federal income tax ($22,886), state income tax ($6,679), and FICA ($10,629). That is $8,229 per month or $3,798 per bi-weekly paycheck.
The effective total tax rate for a Captains, Mates, and Pilots of Water Vessels in Maryland is 28.9%, broken down as: federal income tax 16.5%, Maryland state tax 4.8%, and FICA (Social Security + Medicare) 7.6%. This assumes a single filer with the standard deduction for 2024.
Maryland has a progressive (up to 5.8%). On a Captains, Mates, and Pilots of Water Vessels's median salary of $138,950, the state income tax amounts to $6,679 per year, which is an effective state rate of 4.8%.
After all taxes, a Captains, Mates, and Pilots of Water Vessels in Maryland takes home approximately $8,229 per month, or about $47.48 per hour (based on a standard 2,080-hour work year). These figures assume a single filer, standard deduction, and no additional pre-tax deductions.
We start with the 2025 BLS median salary of $138,950 for Captains, Mates, and Pilots of Water Vessels in Maryland, then subtract: federal income tax using 2024 IRS brackets ($14,600 standard deduction), Maryland state income tax (progressive (up to 5.8%)), Social Security (6.2% up to $168,600), and Medicare (1.45%). The result — $98,753/yr — does not include local taxes, pre-tax deductions (401k, HSA), or tax credits.
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This estimate assumes a single filer using the 2024 standard deduction ($14,600), with W-2 employment income only. It does not account for: itemized deductions, tax credits (e.g. earned income credit, child tax credit), local/city taxes, pre-tax contributions (401k, HSA, FSA), self-employment tax, or additional income sources. Actual take-home pay may differ. Consult a tax professional for personalized advice.
Our Methodology · Data Sources · Salary: BLS OEWS · Tax: IRS + State DOR