Last updated: 2025 BLS data · Page refreshed:
How much does a Captains, Mates, and Pilots of Water Vessels actually take home in Arizona?
2.5% flat rate — 18.8% effective total tax rateData: BLS OEWS 2025 + IRS/State Tax Brackets 2024 • Updated 2026-05-19
Detailed line-by-line tax calculation for a Captains, Mates, and Pilots of Water Vessels earning $58,700 in Arizona (single filer, standard deduction).
| Tax Component | Annual Amount | Effective Rate |
|---|---|---|
| Gross Salary (Median) | $58,700 | — |
| Federal Income Tax | -$5,060 | 8.6% |
| Arizona State Income Tax | -$1,467 | 2.5% |
| Social Security (OASDI) | -$3,639 | 6.2% |
| Medicare | -$851 | 1.4% |
| Total Taxes | -$11,018 | 18.8% |
| Take-Home Pay | $47,681 | 81.2% |
Take-home pay varies significantly across experience levels. Here is the after-tax breakdown for each salary percentile of Captains, Mates, and Pilots of Water Vessels in Arizona.
| Percentile | Gross Salary | Total Taxes | Take-Home Pay | Tax Rate |
|---|---|---|---|---|
| 10th Percentile (P10) | $35,700 | -$5,923 | $29,776 | 16.6% |
| 25th Percentile (P25) | $46,640 | -$8,346 | $38,293 | 17.9% |
| Median (P50) | $58,700 | -$11,018 | $47,681 | 18.8% |
| 75th Percentile (P75) | $76,720 | -$16,506 | $60,213 | 21.5% |
| 90th Percentile (P90) | $119,450 | -$30,330 | $89,119 | 25.4% |
After federal income tax ($5,060), state tax ($1,467), and FICA ($4,490), a Captains, Mates, and Pilots of Water Vessels in Arizona takes home $47,681 per year — or $3,973 per month. The effective tax rate of 18.8% is relatively low compared to the national range.
A Captains, Mates, and Pilots of Water Vessels in Arizona faces an effective total tax rate of only 18.8%, keeping 81.2% of every gross dollar. That leaves $47,682 net out of $58,700 gross — a favorable outcome compared to states with combined rates above 30%.
Arizona applies a flat state income tax — every dollar of wage income is taxed at the same rate. For this Captains, Mates, and Pilots of Water Vessels salary that contributes $1,468 to the 2.5% effective state-tax burden.
Federal tax on this Captains, Mates, and Pilots of Water Vessels salary is $5,060 (46%), but combined state ($1,468, 13%) + FICA ($4,491, 41%) make up the other 54% of the bill.
A Captains, Mates, and Pilots of Water Vessels earning this gross in a no-income-tax state (e.g., Texas, Florida) would take home approximately $49,149 — only $1,468 (3.1%) more than in Arizona.
Arizona sits near the bottom (#34 of 38) for Captains, Mates, and Pilots of Water Vessels after-tax earnings. Relocation, negotiation, or credential stacking typically show the clearest ROI in bottom-quartile states.
Translated into paycheck cadences, $47,682 net/year works out to $3,973/month or $1,834/bi-weekly for this Captains, Mates, and Pilots of Water Vessels in Arizona — the numbers that actually hit a checking account after every deduction.
Where does a Captains, Mates, and Pilots of Water Vessels keep the most of their paycheck? Top 10 states ranked by after-tax take-home pay.
Arizona ranks #34 out of 38 states for Captains, Mates, and Pilots of Water Vessels after-tax take-home pay.
A Captains, Mates, and Pilots of Water Vessels in Arizona earning a median salary of $58,700 will take home approximately $47,681 per year after federal income tax ($5,060), state income tax ($1,467), and FICA ($4,490). That is $3,973 per month or $1,833 per bi-weekly paycheck.
The effective total tax rate for a Captains, Mates, and Pilots of Water Vessels in Arizona is 18.8%, broken down as: federal income tax 8.6%, Arizona state tax 2.5%, and FICA (Social Security + Medicare) 7.6%. This assumes a single filer with the standard deduction for 2024.
Arizona has a 2.5% flat rate. On a Captains, Mates, and Pilots of Water Vessels's median salary of $58,700, the state income tax amounts to $1,467 per year, which is an effective state rate of 2.5%.
After all taxes, a Captains, Mates, and Pilots of Water Vessels in Arizona takes home approximately $3,973 per month, or about $22.92 per hour (based on a standard 2,080-hour work year). These figures assume a single filer, standard deduction, and no additional pre-tax deductions.
We start with the 2025 BLS median salary of $58,700 for Captains, Mates, and Pilots of Water Vessels in Arizona, then subtract: federal income tax using 2024 IRS brackets ($14,600 standard deduction), Arizona state income tax (2.5% flat rate), Social Security (6.2% up to $168,600), and Medicare (1.45%). The result — $47,681/yr — does not include local taxes, pre-tax deductions (401k, HSA), or tax credits.
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This estimate assumes a single filer using the 2024 standard deduction ($14,600), with W-2 employment income only. It does not account for: itemized deductions, tax credits (e.g. earned income credit, child tax credit), local/city taxes, pre-tax contributions (401k, HSA, FSA), self-employment tax, or additional income sources. Actual take-home pay may differ. Consult a tax professional for personalized advice.
Our Methodology · Data Sources · Salary: BLS OEWS · Tax: IRS + State DOR