Last updated: 2025 BLS data · Page refreshed:
What does a Personal Financial Advisors salary really buy you in Pennsylvania?
Pennsylvania is 3.8% cheaper than the US averageData: BLS OEWS 2025 + BEA Regional Price Parities 2022 • Updated 2026-05-19
Pennsylvania's Regional Price Parity (RPP) is 96.2, meaning prices are 3.8% lower the national average. A Personal Financial Advisors earning $105,200 in Pennsylvania has the equivalent purchasing power of $109,355 in an average-cost US state.
Every dollar goes further in low-cost states. Here is how each salary percentile compares after adjusting for Pennsylvania's cost of living.
| Percentile | Nominal Salary | COL-Adjusted | Difference |
|---|---|---|---|
| 10th Percentile (P10) | $59,960 | $62,328 | +$2,368 |
| 25th Percentile (P25) | $75,930 | $78,929 | +$2,999 |
| Median (P50) | $105,200 | $109,355 | +$4,155 |
| 75th Percentile (P75) | $173,590 | $180,446 | +$6,856 |
| 90th Percentile (P90) | $392,900 | $408,419 | +$15,519 |
A Personal Financial Advisors in Pennsylvania earns $105,200 on paper, but low living costs mean your money goes 4% further — like earning $109,355 in an average-cost state. This makes Pennsylvania one of the best value states for this occupation.
With an RPP of 96.2, Pennsylvania is within a few percent of the national cost-of-living baseline. Salary adjustment for Personal Financial Advisors is therefore minor — what you earn is close to what you'd keep in real purchasing power.
After applying Pennsylvania's RPP, the $105,200 median salary translates to $109,356 in real terms — a 4.0% gain. That difference can cover several months of expenses over a year for a Personal Financial Advisors.
Pennsylvania sits at #13 of 49 states for Personal Financial Advisors COL-adjusted salary — comfortably above the national midpoint.
Where does Personal Financial Advisors salary stretch the furthest? Top 10 states ranked by COL-adjusted median salary.
Pennsylvania ranks #13 out of 49 states for Personal Financial Advisors after cost-of-living adjustment.
How much do you actually take home? See Personal Financial Advisors take-home pay in Pennsylvania after taxes →
A Personal Financial Advisors in Pennsylvania earns a median salary of $105,200 per year. After adjusting for Pennsylvania's cost of living (RPP=96.2), the real purchasing power is $109,355 — a +4.0% difference.
Pennsylvania's cost of living is 3.8% lower than the national average according to the BEA Regional Price Parities (2022). The RPP index for Pennsylvania is 96.2 (US average = 100).
Regional Price Parities (RPPs) are price indexes published by the U.S. Bureau of Economic Analysis (BEA) that measure differences in price levels across states. They are expressed as a percentage of the national average (US = 100). Higher RPP means higher cost of living.
The adjusted salary is calculated as: Nominal Salary x (100 / RPP). For a Personal Financial Advisors in Pennsylvania: $105,200 x (100 / 96.2) = $109,355. This represents what the salary would be worth in a state with average living costs.
From a purchasing power perspective, yes. A Personal Financial Advisors in Pennsylvania enjoys 4.0% more buying power than the nominal salary suggests, because living costs are below the national average. However, other factors like job availability, career growth, and quality of life also matter.
Some links are affiliate links. See our disclosure.