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Personal Financial Advisors Salary in Oregon: Cost of Living Adjusted (2025)

Last updated: 2025 BLS data · Page refreshed:

What does a Personal Financial Advisors salary really buy you in Oregon?

Oregon is 6.6% pricier than the US average

Data: BLS OEWS 2025 + BEA Regional Price Parities 2022 • Updated 2026-05-19

Nominal Salary
$122,830
Median annual (2025)
-6.2%
Real Purchasing Power
$115,225
COL-adjusted (RPP=106.6)

Oregon Cost of Living Index

Oregon's Regional Price Parity (RPP) is 106.6, meaning prices are 6.6% higher the national average. A Personal Financial Advisors earning $122,830 in Oregon has the equivalent purchasing power of $115,225 in an average-cost US state.

OR: 106.6
Cheapest (~85) US Avg (100) Priciest (~115)

Salary Breakdown: Nominal vs. COL-Adjusted

Every dollar goes further in low-cost states. Here is how each salary percentile compares after adjusting for Oregon's cost of living.

Percentile Nominal Salary COL-Adjusted Difference
10th Percentile (P10) $54,940 $51,538 $-3,401
25th Percentile (P25) $75,310 $70,647 $-4,662
Median (P50) $122,830 $115,225 $-7,604
75th Percentile (P75) $161,810 $151,791 $-10,018
90th Percentile (P90) $459,050 $430,628 $-28,421
Key Insight

While $122,830 sounds high, Oregon's elevated cost of living erases 6% of that salary's purchasing power. Your real buying power is $115,225. Consider whether the higher pay offsets the higher costs.

What the Cost-of-Living Data Says

Oregon Is a High-Cost State

RPP 106.6

Oregon's RPP of 106.6 puts it 6.6% above the national baseline cost of living. A Personal Financial Advisors needs that premium in nominal pay just to maintain the same purchasing power as an average-cost state.

Meaningful Purchasing-Power Shift

-6.2%

After applying Oregon's RPP, the $122,830 median salary translates to $115,225 in real terms — a 6.2% loss. That difference can cover several months of expenses over a year for a Personal Financial Advisors.

Top-Quartile Adjusted Earnings in Oregon

#9 / 49

Ranked on COL-adjusted median pay for Personal Financial Advisors, Oregon places #9 of 49 states — top quartile. Either nominal wages run high, cost of living runs low, or both.

Best States for Personal Financial Advisors (After Cost of Living)

Where does Personal Financial Advisors salary stretch the furthest? Top 10 states ranked by COL-adjusted median salary.

$154,646
RPP 107.6
$146,272
RPP 88.0
$145,744
RPP 108.8
$129,393
RPP 92.3
$127,602
RPP 98.0
$121,917
RPP 106.4
$118,588
RPP 101.3
$115,848
RPP 112.5
9. Oregon
$115,225
RPP 106.6
$114,872
RPP 109.4

Oregon ranks #9 out of 49 states for Personal Financial Advisors after cost-of-living adjustment.

How much do you actually take home? See Personal Financial Advisors take-home pay in Oregon after taxes →

Frequently Asked Questions

What is the real salary for a Personal Financial Advisors in Oregon after cost of living?

A Personal Financial Advisors in Oregon earns a median salary of $122,830 per year. After adjusting for Oregon's cost of living (RPP=106.6), the real purchasing power is $115,225 — a -6.2% difference.

Is Oregon expensive to live in?

Oregon's cost of living is 6.6% higher than the national average according to the BEA Regional Price Parities (2022). The RPP index for Oregon is 106.6 (US average = 100).

What are Regional Price Parities (RPP)?

Regional Price Parities (RPPs) are price indexes published by the U.S. Bureau of Economic Analysis (BEA) that measure differences in price levels across states. They are expressed as a percentage of the national average (US = 100). Higher RPP means higher cost of living.

How is the cost-of-living adjusted salary calculated?

The adjusted salary is calculated as: Nominal Salary x (100 / RPP). For a Personal Financial Advisors in Oregon: $122,830 x (100 / 106.6) = $115,225. This represents what the salary would be worth in a state with average living costs.

Does the high cost of living in Oregon offset the salary?

Partially — a Personal Financial Advisors's nominal salary of $122,830 in Oregon has 6.2% less purchasing power due to higher living costs. The real value is $115,225. However, Oregon may offer better career opportunities, networking, and industry access.

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