Last updated: 2025 BLS data · Page refreshed:
How does Insurance Underwriters salary grow from entry-level to senior in Kentucky? State salary progression based on 2025 BLS data.
198% career growth potentialData: BLS OEWS 2025 • Kentucky salary data • Updated 2026-05-19
The salary range for Insurance Underwriters in Kentucky spans from $46,550 at entry-level to $138,670 at senior level — a difference of $92,120 per year.
Senior Insurance Underwriterss in Kentucky earn $92,120 more per year than entry-level professionals.
Complete percentile breakdown showing how Insurance Underwriters salary increases with experience in Kentucky, from entry-level (10th percentile) to senior (90th percentile).
| Experience Level | Percentile | Annual Salary | Monthly | Hourly |
|---|---|---|---|---|
| Entry-Level | P10 | $46,550 | $3,879 | $22.38 |
| Early Career | P25 | $57,910 | $4,826 | $27.84 |
| Mid-Career | Median | $79,830 | $6,652 | $38.38 |
| Experienced | P75 | $100,990 | $8,416 | $48.55 |
| Senior / Expert | P90 | $138,670 | $11,556 | $66.67 |
Insurance Underwriters in Kentucky shows strong salary progression over a career. Entry-level professionals start around $46,550, while senior-level professionals earn $138,670 — a 198% increase. The biggest salary jump typically occurs between mid-career ($79,830) and experienced level ($100,990), suggesting that specialization and leadership responsibilities are the key drivers of higher pay.
Where does Kentucky rank for Insurance Underwriters senior-level salaries? Compare Kentucky's P90 pay to other top-paying states.
Entry-level Insurance Underwriterss (10th percentile) earn approximately $46,550 per year, or $3,879 per month. Early-career professionals (25th percentile) earn around $57,910. Based on 2025 BLS OEWS data across all U.S. states.
Senior Insurance Underwriterss (90th percentile) earn approximately $138,670 per year. Experienced professionals (75th percentile) earn around $100,990. This represents a career premium of 198% over entry-level pay.
The career salary growth potential for Insurance Underwriterss is 198%. Entry-level professionals start at $46,550, while senior-level can earn up to $138,670 — a difference of $92,120 per year.
The highest-paying state for senior Insurance Underwriterss is Kentucky, where 90th-percentile salaries reach $138,670 per year. See the full state-by-state comparison above.
We use BLS Occupational Employment and Wage Statistics (OEWS) 2025 data. The 10th percentile (P10) approximates entry-level pay — the salary that 90% of workers earn more than. The 90th percentile (P90) approximates senior/expert-level pay — only 10% of workers earn above this threshold. National averages are computed across all reporting U.S. states.
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Salary percentile data for Kentucky from the U.S. Bureau of Labor Statistics (BLS) Occupational Employment and Wage Statistics (OEWS), May 2025. P10 approximates entry-level compensation; P90 approximates senior/expert-level compensation. State averages differ from national averages due to regional variations in cost of living, demand, and workforce composition. Actual salaries vary based on employer, experience, education, certifications, and specific location within Kentucky.
Our Methodology · Data Sources · Source: BLS OEWS