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Insurance Underwriters Salary in Kentucky

Last updated: 2025 BLS data · Page refreshed:

How much do Insurance Underwriters make in Kentucky?

Last updated: 2025 data from the Bureau of Labor Statistics

$79,830
Median Annual Salary
▼ -2.4% vs 2024
$87,430
Mean Salary
$79,830
Median Salary
$38.38
Hourly Rate
900 people work as Insurance Underwriters in Kentucky

Insurance Underwriters salary by percentile in Kentucky

BLS-reported salary distribution — from entry-level (10th percentile) to top earners (90th percentile).

Insurance Underwriters salary in Kentucky — 2025 BLS percentilesHorizontal bars showing 10th, 25th, 50th, 75th and 90th percentile annual salaries for Insurance Underwriters in Kentucky.10thBottom 10% earn less than $46,550$46,55025th25% earn less than $57,910$57,910MedianHalf earn more than $79,830$79,83075th75% earn less than $100,990$100,99090thTop 10% earn more than $138,670$138,670

Insurance Underwriters in Kentucky earn a median salary of $79,830 per year ($6,652/month). This is 2.3% below the national average of $81,709. Kentucky ranks #23 out of 49 states for Insurance Underwriters pay. Approximately 900 people work in this occupation across Kentucky. Salaries decreased by 2.4% compared to 2024.

About This Job: Insurance Underwriters

Review individual applications for insurance to evaluate degree of risk involved and determine acceptance of applications.

Top Skills

Reading Comprehension
3.75
Active Listening
3.75
Writing
3.75
Critical Thinking
3.75
Speaking
3.62

Key Knowledge Areas

English Language
4.0
Customer and Personal Service
3.9
Mathematics
3.27
Sales and Marketing
3.17
Administrative
2.93
Typical Education: Bachelor's Degree (70.0% of workers)

Source: O*NET OnLine, U.S. Department of Labor

Salary Range: Insurance Underwriters in Kentucky

Salaries for Insurance Underwriters in Kentucky range from $46,550 at the 10th percentile (entry level) to $138,670 at the 90th percentile (experienced). The middle 50% earn between $57,910 and $100,990.

Median $79,830
P10: $46,550 P25: $57,910 P75: $100,990 P90: $138,670
10th
$46,550
25th
$57,910
Median
$79,830
75th
$100,990
90th
$138,670
Percentile Annual Salary Hourly Rate Monthly
10th Percentile (Entry Level) $46,550 $22.38 $3,879
25th Percentile $57,910 $27.84 $4,825
Median (50th) $79,830 $38.38 $6,652
75th Percentile $100,990 $48.55 $8,415
90th Percentile (Experienced) $138,670 $66.67 $11,555

Note: The mean (average) salary of $87,430 differs from the median because salary distributions are typically skewed by high earners.

📊 How Does This Compare?

#23
Kentucky ranks #23 of 49 states
$81,709
National avg. for Insurance Underwriters
-2.3%
vs. national average
Near Average

What does this salary really buy? See Insurance Underwriters salary in Kentucky adjusted for cost of living →

How much do you actually take home? See Insurance Underwriters take-home pay in Kentucky after taxes →

Explore Insurance Underwriters Data in Kentucky

Insurance Underwriters Salary by State

Compare Insurance Underwriters pay across states — sorted by highest median salary.

View all 50 states →

Frequently Asked Questions

How much do Insurance Underwriters make in Kentucky?
The median annual salary for Insurance Underwriters in Kentucky is $79,830 as of 2025. The average (mean) salary is $87,430.
What is the salary range for a Insurance Underwriters in Kentucky?
Salaries for Insurance Underwriters in Kentucky range from $46,550 at the 10th percentile to $138,670 at the 90th percentile. The middle 50% earn between $57,910 and $100,990.
What is the starting salary for a Insurance Underwriters in Kentucky?
Entry-level Insurance Underwriters positions in Kentucky typically start around $46,550 (10th percentile). With some experience, salaries rise to $57,910 (25th percentile).
How many people work as Insurance Underwriters in Kentucky?
According to 2025 BLS data, approximately 900 people are employed as Insurance Underwriters in Kentucky.
What is the hourly rate for a Insurance Underwriters in Kentucky?
Based on a standard 2,080-hour work year, the median hourly rate for a Insurance Underwriters in Kentucky is approximately $38.38 per hour.

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Data Source & Methodology

Salary data is sourced from the U.S. Bureau of Labor Statistics (BLS) Occupational Employment and Wage Statistics (OEWS) survey, 2025 estimates. The OEWS survey covers approximately 1.1 million establishments nationwide.

Annual salaries are calculated based on a standard 2,080-hour work year. Actual compensation may vary based on experience, education, employer, and local market conditions. Figures do not include benefits, bonuses, or overtime pay.

Our Methodology · Data Sources · Source: BLS OEWS

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