Last updated: 2025 BLS data · Page refreshed:
What does a Credit Counselors salary really buy you in South Carolina?
South Carolina is 6.4% cheaper than the US averageData: BLS OEWS 2025 + BEA Regional Price Parities 2022 • Updated 2026-05-19
South Carolina's Regional Price Parity (RPP) is 93.6, meaning prices are 6.4% lower the national average. A Credit Counselors earning $53,190 in South Carolina has the equivalent purchasing power of $56,826 in an average-cost US state.
Every dollar goes further in low-cost states. Here is how each salary percentile compares after adjusting for South Carolina's cost of living.
| Percentile | Nominal Salary | COL-Adjusted | Difference |
|---|---|---|---|
| 10th Percentile (P10) | $38,960 | $41,623 | +$2,663 |
| 25th Percentile (P25) | $43,490 | $46,463 | +$2,973 |
| Median (P50) | $53,190 | $56,826 | +$3,636 |
| 75th Percentile (P75) | $60,210 | $64,326 | +$4,116 |
| 90th Percentile (P90) | $64,550 | $68,963 | +$4,413 |
A Credit Counselors in South Carolina earns $53,190 on paper, but low living costs mean your money goes 7% further — like earning $56,826 in an average-cost state. This makes South Carolina one of the best value states for this occupation.
With an RPP of 93.6, South Carolina is within a few percent of the national cost-of-living baseline. Salary adjustment for Credit Counselors is therefore minor — what you earn is close to what you'd keep in real purchasing power.
After applying South Carolina's RPP, the $53,190 median salary translates to $56,827 in real terms — a 6.8% gain. That difference can cover several months of expenses over a year for a Credit Counselors.
Ranked on COL-adjusted median pay for Credit Counselors, South Carolina places #11 of 46 states — top quartile. Either nominal wages run high, cost of living runs low, or both.
Where does Credit Counselors salary stretch the furthest? Top 10 states ranked by COL-adjusted median salary.
South Carolina ranks #11 out of 46 states for Credit Counselors after cost-of-living adjustment.
How much do you actually take home? See Credit Counselors take-home pay in South Carolina after taxes →
A Credit Counselors in South Carolina earns a median salary of $53,190 per year. After adjusting for South Carolina's cost of living (RPP=93.6), the real purchasing power is $56,826 — a +6.8% difference.
South Carolina's cost of living is 6.4% lower than the national average according to the BEA Regional Price Parities (2022). The RPP index for South Carolina is 93.6 (US average = 100).
Regional Price Parities (RPPs) are price indexes published by the U.S. Bureau of Economic Analysis (BEA) that measure differences in price levels across states. They are expressed as a percentage of the national average (US = 100). Higher RPP means higher cost of living.
The adjusted salary is calculated as: Nominal Salary x (100 / RPP). For a Credit Counselors in South Carolina: $53,190 x (100 / 93.6) = $56,826. This represents what the salary would be worth in a state with average living costs.
From a purchasing power perspective, yes. A Credit Counselors in South Carolina enjoys 6.8% more buying power than the nominal salary suggests, because living costs are below the national average. However, other factors like job availability, career growth, and quality of life also matter.
Some links are affiliate links. See our disclosure.