Last updated: 2025 BLS data · Page refreshed:
What does a Credit Counselors salary really buy you in Arkansas?
Arkansas is 13.4% cheaper than the US averageData: BLS OEWS 2025 + BEA Regional Price Parities 2022 • Updated 2026-05-19
Arkansas's Regional Price Parity (RPP) is 86.6, meaning prices are 13.4% lower the national average. A Credit Counselors earning $45,060 in Arkansas has the equivalent purchasing power of $52,032 in an average-cost US state.
Every dollar goes further in low-cost states. Here is how each salary percentile compares after adjusting for Arkansas's cost of living.
| Percentile | Nominal Salary | COL-Adjusted | Difference |
|---|---|---|---|
| 10th Percentile (P10) | $35,000 | $40,415 | +$5,415 |
| 25th Percentile (P25) | $37,860 | $43,718 | +$5,858 |
| Median (P50) | $45,060 | $52,032 | +$6,972 |
| 75th Percentile (P75) | $57,980 | $66,951 | +$8,971 |
| 90th Percentile (P90) | $62,770 | $72,482 | +$9,712 |
A Credit Counselors in Arkansas earns $45,060 on paper, but low living costs mean your money goes 15% further — like earning $52,032 in an average-cost state. This makes Arkansas one of the best value states for this occupation.
Arkansas's Regional Price Parity (RPP) of 86.6 means a basket of goods and services costs about 13.4% less than the national average. For a Credit Counselors, every dollar earned effectively buys more here than in a 100-RPP state.
Adjusting $45,060 for Arkansas's cost of living yields $52,032 — a 15.5% gain in real purchasing power. This magnitude usually reflects either a materially cheaper or materially pricier metro mix than the national average.
Arkansas ranks #35 of 46 — bottom quartile for Credit Counselors real purchasing power. Relocation, employer negotiation, or remote roles at higher-paying markets tend to generate the biggest ROI.
Where does Credit Counselors salary stretch the furthest? Top 10 states ranked by COL-adjusted median salary.
Arkansas ranks #35 out of 46 states for Credit Counselors after cost-of-living adjustment.
How much do you actually take home? See Credit Counselors take-home pay in Arkansas after taxes →
A Credit Counselors in Arkansas earns a median salary of $45,060 per year. After adjusting for Arkansas's cost of living (RPP=86.6), the real purchasing power is $52,032 — a +15.5% difference.
Arkansas's cost of living is 13.4% lower than the national average according to the BEA Regional Price Parities (2022). The RPP index for Arkansas is 86.6 (US average = 100).
Regional Price Parities (RPPs) are price indexes published by the U.S. Bureau of Economic Analysis (BEA) that measure differences in price levels across states. They are expressed as a percentage of the national average (US = 100). Higher RPP means higher cost of living.
The adjusted salary is calculated as: Nominal Salary x (100 / RPP). For a Credit Counselors in Arkansas: $45,060 x (100 / 86.6) = $52,032. This represents what the salary would be worth in a state with average living costs.
From a purchasing power perspective, yes. A Credit Counselors in Arkansas enjoys 15.5% more buying power than the nominal salary suggests, because living costs are below the national average. However, other factors like job availability, career growth, and quality of life also matter.
Some links are affiliate links. See our disclosure.