Last updated: 2025 BLS data · Page refreshed:
How much does a Captains, Mates, and Pilots of Water Vessels actually take home in North Carolina?
4.5% flat rate — 22.4% effective total tax rateData: BLS OEWS 2025 + IRS/State Tax Brackets 2024 • Updated 2026-05-19
Detailed line-by-line tax calculation for a Captains, Mates, and Pilots of Water Vessels earning $69,170 in North Carolina (single filer, standard deduction).
| Tax Component | Annual Amount | Effective Rate |
|---|---|---|
| Gross Salary (Median) | $69,170 | — |
| Federal Income Tax | -$7,058 | 10.2% |
| North Carolina State Income Tax | -$3,112 | 4.5% |
| Social Security (OASDI) | -$4,288 | 6.2% |
| Medicare | -$1,002 | 1.5% |
| Total Taxes | -$15,462 | 22.4% |
| Take-Home Pay | $53,707 | 77.6% |
Take-home pay varies significantly across experience levels. Here is the after-tax breakdown for each salary percentile of Captains, Mates, and Pilots of Water Vessels in North Carolina.
| Percentile | Gross Salary | Total Taxes | Take-Home Pay | Tax Rate |
|---|---|---|---|---|
| 10th Percentile (P10) | $43,040 | -$8,410 | $34,629 | 19.5% |
| 25th Percentile (P25) | $57,870 | -$11,991 | $45,878 | 20.7% |
| Median (P50) | $69,170 | -$15,462 | $53,707 | 22.4% |
| 75th Percentile (P75) | $95,840 | -$24,570 | $71,269 | 25.6% |
| 90th Percentile (P90) | $105,880 | -$27,999 | $77,880 | 26.4% |
After federal income tax ($7,058), state tax ($3,112), and FICA ($5,291), a Captains, Mates, and Pilots of Water Vessels in North Carolina takes home $53,707 per year — or $4,475 per month. The effective tax rate of 22.4% is relatively low compared to the national range.
With an effective total rate of 22.4%, a Captains, Mates, and Pilots of Water Vessels in North Carolina keeps $53,707 of $69,170 gross — roughly typical for U.S. middle-income earners once federal, FICA and state taxes are combined.
North Carolina applies a flat state income tax — every dollar of wage income is taxed at the same rate. For this Captains, Mates, and Pilots of Water Vessels salary that contributes $3,113 to the 4.5% effective state-tax burden.
Federal tax on this Captains, Mates, and Pilots of Water Vessels salary is $7,058 (46%), but combined state ($3,113, 20%) + FICA ($5,292, 34%) make up the other 54% of the bill.
Moving this same Captains, Mates, and Pilots of Water Vessels salary to a zero-state-tax state would yield around $56,820 net — a gain of $3,113 (5.8%) per year versus North Carolina.
North Carolina sits near the bottom (#29 of 38) for Captains, Mates, and Pilots of Water Vessels after-tax earnings. Relocation, negotiation, or credential stacking typically show the clearest ROI in bottom-quartile states.
Translated into paycheck cadences, $53,707 net/year works out to $4,476/month or $2,066/bi-weekly for this Captains, Mates, and Pilots of Water Vessels in North Carolina — the numbers that actually hit a checking account after every deduction.
Where does a Captains, Mates, and Pilots of Water Vessels keep the most of their paycheck? Top 10 states ranked by after-tax take-home pay.
North Carolina ranks #29 out of 38 states for Captains, Mates, and Pilots of Water Vessels after-tax take-home pay.
A Captains, Mates, and Pilots of Water Vessels in North Carolina earning a median salary of $69,170 will take home approximately $53,707 per year after federal income tax ($7,058), state income tax ($3,112), and FICA ($5,291). That is $4,475 per month or $2,065 per bi-weekly paycheck.
The effective total tax rate for a Captains, Mates, and Pilots of Water Vessels in North Carolina is 22.4%, broken down as: federal income tax 10.2%, North Carolina state tax 4.5%, and FICA (Social Security + Medicare) 7.7%. This assumes a single filer with the standard deduction for 2024.
North Carolina has a 4.5% flat rate. On a Captains, Mates, and Pilots of Water Vessels's median salary of $69,170, the state income tax amounts to $3,112 per year, which is an effective state rate of 4.5%.
After all taxes, a Captains, Mates, and Pilots of Water Vessels in North Carolina takes home approximately $4,475 per month, or about $25.82 per hour (based on a standard 2,080-hour work year). These figures assume a single filer, standard deduction, and no additional pre-tax deductions.
We start with the 2025 BLS median salary of $69,170 for Captains, Mates, and Pilots of Water Vessels in North Carolina, then subtract: federal income tax using 2024 IRS brackets ($14,600 standard deduction), North Carolina state income tax (4.5% flat rate), Social Security (6.2% up to $168,600), and Medicare (1.45%). The result — $53,707/yr — does not include local taxes, pre-tax deductions (401k, HSA), or tax credits.
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This estimate assumes a single filer using the 2024 standard deduction ($14,600), with W-2 employment income only. It does not account for: itemized deductions, tax credits (e.g. earned income credit, child tax credit), local/city taxes, pre-tax contributions (401k, HSA, FSA), self-employment tax, or additional income sources. Actual take-home pay may differ. Consult a tax professional for personalized advice.
Our Methodology · Data Sources · Salary: BLS OEWS · Tax: IRS + State DOR