Last updated: 2025 BLS data · Page refreshed:
How much does a Captains, Mates, and Pilots of Water Vessels actually take home in New Jersey?
Progressive (up to 10.8%) — 24.6% effective total tax rateData: BLS OEWS 2025 + IRS/State Tax Brackets 2024 • Updated 2026-05-19
Detailed line-by-line tax calculation for a Captains, Mates, and Pilots of Water Vessels earning $90,310 in New Jersey (single filer, standard deduction).
| Tax Component | Annual Amount | Effective Rate |
|---|---|---|
| Gross Salary (Median) | $90,310 | — |
| Federal Income Tax | -$11,709 | 13.0% |
| New Jersey State Income Tax | -$3,626 | 4.0% |
| Social Security (OASDI) | -$5,599 | 6.2% |
| Medicare | -$1,309 | 1.5% |
| Total Taxes | -$22,244 | 24.6% |
| Take-Home Pay | $68,065 | 75.4% |
Take-home pay varies significantly across experience levels. Here is the after-tax breakdown for each salary percentile of Captains, Mates, and Pilots of Water Vessels in New Jersey.
| Percentile | Gross Salary | Total Taxes | Take-Home Pay | Tax Rate |
|---|---|---|---|---|
| 10th Percentile (P10) | $50,420 | -$9,216 | $41,203 | 18.3% |
| 25th Percentile (P25) | $59,860 | -$11,593 | $48,266 | 19.4% |
| Median (P50) | $90,310 | -$22,244 | $68,065 | 24.6% |
| 75th Percentile (P75) | $130,130 | -$36,887 | $93,242 | 28.3% |
| 90th Percentile (P90) | $156,790 | -$47,023 | $109,766 | 30.0% |
After federal income tax ($11,709), state tax ($3,626), and FICA ($6,908), a Captains, Mates, and Pilots of Water Vessels in New Jersey takes home $68,065 per year — or $5,672 per month. The effective tax rate of 24.6% is relatively low compared to the national range.
With an effective total rate of 24.6%, a Captains, Mates, and Pilots of Water Vessels in New Jersey keeps $68,066 of $90,310 gross — roughly typical for U.S. middle-income earners once federal, FICA and state taxes are combined.
New Jersey uses a progressive state income tax, so brackets escalate as wages rise. For this Captains, Mates, and Pilots of Water Vessels salary the state tax works out to $3,626 (4.0% effective) — on top of federal and FICA.
Federal tax on this Captains, Mates, and Pilots of Water Vessels salary is $11,709 (53%), but combined state ($3,626, 16%) + FICA ($6,909, 31%) make up the other 47% of the bill.
Moving this same Captains, Mates, and Pilots of Water Vessels salary to a zero-state-tax state would yield around $71,692 net — a gain of $3,626 (5.3%) per year versus New Jersey.
New Jersey ranks #13 of 38 states for Captains, Mates, and Pilots of Water Vessels after-tax pay — comfortably in the upper half.
Translated into paycheck cadences, $68,066 net/year works out to $5,672/month or $2,618/bi-weekly for this Captains, Mates, and Pilots of Water Vessels in New Jersey — the numbers that actually hit a checking account after every deduction.
Where does a Captains, Mates, and Pilots of Water Vessels keep the most of their paycheck? Top 10 states ranked by after-tax take-home pay.
New Jersey ranks #13 out of 38 states for Captains, Mates, and Pilots of Water Vessels after-tax take-home pay.
A Captains, Mates, and Pilots of Water Vessels in New Jersey earning a median salary of $90,310 will take home approximately $68,065 per year after federal income tax ($11,709), state income tax ($3,626), and FICA ($6,908). That is $5,672 per month or $2,617 per bi-weekly paycheck.
The effective total tax rate for a Captains, Mates, and Pilots of Water Vessels in New Jersey is 24.6%, broken down as: federal income tax 13.0%, New Jersey state tax 4.0%, and FICA (Social Security + Medicare) 7.7%. This assumes a single filer with the standard deduction for 2024.
New Jersey has a progressive (up to 10.8%). On a Captains, Mates, and Pilots of Water Vessels's median salary of $90,310, the state income tax amounts to $3,626 per year, which is an effective state rate of 4.0%.
After all taxes, a Captains, Mates, and Pilots of Water Vessels in New Jersey takes home approximately $5,672 per month, or about $32.72 per hour (based on a standard 2,080-hour work year). These figures assume a single filer, standard deduction, and no additional pre-tax deductions.
We start with the 2025 BLS median salary of $90,310 for Captains, Mates, and Pilots of Water Vessels in New Jersey, then subtract: federal income tax using 2024 IRS brackets ($14,600 standard deduction), New Jersey state income tax (progressive (up to 10.8%)), Social Security (6.2% up to $168,600), and Medicare (1.45%). The result — $68,065/yr — does not include local taxes, pre-tax deductions (401k, HSA), or tax credits.
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This estimate assumes a single filer using the 2024 standard deduction ($14,600), with W-2 employment income only. It does not account for: itemized deductions, tax credits (e.g. earned income credit, child tax credit), local/city taxes, pre-tax contributions (401k, HSA, FSA), self-employment tax, or additional income sources. Actual take-home pay may differ. Consult a tax professional for personalized advice.
Our Methodology · Data Sources · Salary: BLS OEWS · Tax: IRS + State DOR