Last updated: 2025 BLS data · Page refreshed:
How much does a Captains, Mates, and Pilots of Water Vessels actually take home in Indiana?
3.0% flat rate — 23.8% effective total tax rateData: BLS OEWS 2025 + IRS/State Tax Brackets 2024 • Updated 2026-05-19
Detailed line-by-line tax calculation for a Captains, Mates, and Pilots of Water Vessels earning $92,000 in Indiana (single filer, standard deduction).
| Tax Component | Annual Amount | Effective Rate |
|---|---|---|
| Gross Salary (Median) | $92,000 | — |
| Federal Income Tax | -$12,081 | 13.1% |
| Indiana State Income Tax | -$2,806 | 3.0% |
| Social Security (OASDI) | -$5,704 | 6.2% |
| Medicare | -$1,334 | 1.5% |
| Total Taxes | -$21,925 | 23.8% |
| Take-Home Pay | $70,075 | 76.2% |
Take-home pay varies significantly across experience levels. Here is the after-tax breakdown for each salary percentile of Captains, Mates, and Pilots of Water Vessels in Indiana.
| Percentile | Gross Salary | Total Taxes | Take-Home Pay | Tax Rate |
|---|---|---|---|---|
| 10th Percentile (P10) | $59,220 | -$11,458 | $47,761 | 19.3% |
| 25th Percentile (P25) | $63,700 | -$12,670 | $51,029 | 19.9% |
| Median (P50) | $92,000 | -$21,925 | $70,075 | 23.8% |
| 75th Percentile (P75) | $130,380 | -$34,780 | $95,599 | 26.7% |
| 90th Percentile (P90) | $212,820 | -$61,262 | $151,557 | 28.8% |
After federal income tax ($12,081), state tax ($2,806), and FICA ($7,038), a Captains, Mates, and Pilots of Water Vessels in Indiana takes home $70,075 per year — or $5,839 per month. The effective tax rate of 23.8% is relatively low compared to the national range.
With an effective total rate of 23.8%, a Captains, Mates, and Pilots of Water Vessels in Indiana keeps $70,075 of $92,000 gross — roughly typical for U.S. middle-income earners once federal, FICA and state taxes are combined.
Indiana applies a flat state income tax — every dollar of wage income is taxed at the same rate. For this Captains, Mates, and Pilots of Water Vessels salary that contributes $2,806 to the 3.0% effective state-tax burden.
Federal income tax ($12,081) accounts for 55% of the total tax bill — the single largest deduction. FICA adds $7,038 (32%), and state tax the remaining $2,806 (13%).
Moving this same Captains, Mates, and Pilots of Water Vessels salary to a zero-state-tax state would yield around $72,881 net — a gain of $2,806 (4.0%) per year versus Indiana.
Indiana ranks #11 of 38 states for Captains, Mates, and Pilots of Water Vessels after-tax pay — comfortably in the upper half.
Translated into paycheck cadences, $70,075 net/year works out to $5,840/month or $2,695/bi-weekly for this Captains, Mates, and Pilots of Water Vessels in Indiana — the numbers that actually hit a checking account after every deduction.
Where does a Captains, Mates, and Pilots of Water Vessels keep the most of their paycheck? Top 10 states ranked by after-tax take-home pay.
Indiana ranks #11 out of 38 states for Captains, Mates, and Pilots of Water Vessels after-tax take-home pay.
A Captains, Mates, and Pilots of Water Vessels in Indiana earning a median salary of $92,000 will take home approximately $70,075 per year after federal income tax ($12,081), state income tax ($2,806), and FICA ($7,038). That is $5,839 per month or $2,695 per bi-weekly paycheck.
The effective total tax rate for a Captains, Mates, and Pilots of Water Vessels in Indiana is 23.8%, broken down as: federal income tax 13.1%, Indiana state tax 3.0%, and FICA (Social Security + Medicare) 7.6%. This assumes a single filer with the standard deduction for 2024.
Indiana has a 3.0% flat rate. On a Captains, Mates, and Pilots of Water Vessels's median salary of $92,000, the state income tax amounts to $2,806 per year, which is an effective state rate of 3.0%.
After all taxes, a Captains, Mates, and Pilots of Water Vessels in Indiana takes home approximately $5,839 per month, or about $33.69 per hour (based on a standard 2,080-hour work year). These figures assume a single filer, standard deduction, and no additional pre-tax deductions.
We start with the 2025 BLS median salary of $92,000 for Captains, Mates, and Pilots of Water Vessels in Indiana, then subtract: federal income tax using 2024 IRS brackets ($14,600 standard deduction), Indiana state income tax (3.0% flat rate), Social Security (6.2% up to $168,600), and Medicare (1.45%). The result — $70,075/yr — does not include local taxes, pre-tax deductions (401k, HSA), or tax credits.
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This estimate assumes a single filer using the 2024 standard deduction ($14,600), with W-2 employment income only. It does not account for: itemized deductions, tax credits (e.g. earned income credit, child tax credit), local/city taxes, pre-tax contributions (401k, HSA, FSA), self-employment tax, or additional income sources. Actual take-home pay may differ. Consult a tax professional for personalized advice.
Our Methodology · Data Sources · Salary: BLS OEWS · Tax: IRS + State DOR