Last updated: 2025 BLS data · Page refreshed:
How much does a Ship Engineers actually take home in Mississippi?
Progressive (up to 4.7%) — 25.6% effective total tax rateData: BLS OEWS 2025 + IRS/State Tax Brackets 2024 • Updated 2026-05-19
Detailed line-by-line tax calculation for a Ship Engineers earning $98,380 in Mississippi (single filer, standard deduction).
| Tax Component | Annual Amount | Effective Rate |
|---|---|---|
| Gross Salary (Median) | $98,380 | — |
| Federal Income Tax | -$13,484 | 13.7% |
| Mississippi State Income Tax | -$4,153 | 4.2% |
| Social Security (OASDI) | -$6,099 | 6.2% |
| Medicare | -$1,426 | 1.5% |
| Total Taxes | -$25,164 | 25.6% |
| Take-Home Pay | $73,215 | 74.4% |
Take-home pay varies significantly across experience levels. Here is the after-tax breakdown for each salary percentile of Ship Engineers in Mississippi.
| Percentile | Gross Salary | Total Taxes | Take-Home Pay | Tax Rate |
|---|---|---|---|---|
| 10th Percentile (P10) | $75,730 | -$17,384 | $58,345 | 23.0% |
| 25th Percentile (P25) | $78,790 | -$18,435 | $60,354 | 23.4% |
| Median (P50) | $98,380 | -$25,164 | $73,215 | 25.6% |
| 75th Percentile (P75) | $101,620 | -$26,277 | $75,342 | 25.9% |
| 90th Percentile (P90) | $129,880 | -$36,279 | $93,600 | 27.9% |
After federal income tax ($13,484), state tax ($4,153), and FICA ($7,526), a Ship Engineers in Mississippi takes home $73,215 per year — or $6,101 per month. The effective tax rate of 25.6% is moderate compared to the national range.
With an effective total rate of 25.6%, a Ship Engineers in Mississippi keeps $73,215 of $98,380 gross — roughly typical for U.S. middle-income earners once federal, FICA and state taxes are combined.
Mississippi uses a progressive state income tax, so brackets escalate as wages rise. For this Ship Engineers salary the state tax works out to $4,154 (4.2% effective) — on top of federal and FICA.
Federal tax on this Ship Engineers salary is $13,485 (54%), but combined state ($4,154, 17%) + FICA ($7,526, 30%) make up the other 46% of the bill.
Moving this same Ship Engineers salary to a zero-state-tax state would yield around $77,369 net — a gain of $4,154 (5.7%) per year versus Mississippi.
Mississippi ranks #14 of 24 states for Ship Engineers after-tax pay — lower half of the national distribution. Either gross wages trail the national median, state tax is elevated, or both.
Translated into paycheck cadences, $73,215 net/year works out to $6,101/month or $2,816/bi-weekly for this Ship Engineers in Mississippi — the numbers that actually hit a checking account after every deduction.
Where does a Ship Engineers keep the most of their paycheck? Top 10 states ranked by after-tax take-home pay.
Mississippi ranks #14 out of 24 states for Ship Engineers after-tax take-home pay.
A Ship Engineers in Mississippi earning a median salary of $98,380 will take home approximately $73,215 per year after federal income tax ($13,484), state income tax ($4,153), and FICA ($7,526). That is $6,101 per month or $2,815 per bi-weekly paycheck.
The effective total tax rate for a Ship Engineers in Mississippi is 25.6%, broken down as: federal income tax 13.7%, Mississippi state tax 4.2%, and FICA (Social Security + Medicare) 7.6%. This assumes a single filer with the standard deduction for 2024.
Mississippi has a progressive (up to 4.7%). On a Ship Engineers's median salary of $98,380, the state income tax amounts to $4,153 per year, which is an effective state rate of 4.2%.
After all taxes, a Ship Engineers in Mississippi takes home approximately $6,101 per month, or about $35.20 per hour (based on a standard 2,080-hour work year). These figures assume a single filer, standard deduction, and no additional pre-tax deductions.
We start with the 2025 BLS median salary of $98,380 for Ship Engineers in Mississippi, then subtract: federal income tax using 2024 IRS brackets ($14,600 standard deduction), Mississippi state income tax (progressive (up to 4.7%)), Social Security (6.2% up to $168,600), and Medicare (1.45%). The result — $73,215/yr — does not include local taxes, pre-tax deductions (401k, HSA), or tax credits.
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This estimate assumes a single filer using the 2024 standard deduction ($14,600), with W-2 employment income only. It does not account for: itemized deductions, tax credits (e.g. earned income credit, child tax credit), local/city taxes, pre-tax contributions (401k, HSA, FSA), self-employment tax, or additional income sources. Actual take-home pay may differ. Consult a tax professional for personalized advice.
Our Methodology · Data Sources · Salary: BLS OEWS · Tax: IRS + State DOR