Last updated: 2025 BLS data · Page refreshed:
How much does a Ship Engineers actually take home in Rhode Island?
Progressive (up to 6.0%) — 27.0% effective total tax rateData: BLS OEWS 2025 + IRS/State Tax Brackets 2024 • Updated 2026-05-19
Detailed line-by-line tax calculation for a Ship Engineers earning $119,330 in Rhode Island (single filer, standard deduction).
| Tax Component | Annual Amount | Effective Rate |
|---|---|---|
| Gross Salary (Median) | $119,330 | — |
| Federal Income Tax | -$18,177 | 15.2% |
| Rhode Island State Income Tax | -$4,933 | 4.1% |
| Social Security (OASDI) | -$7,398 | 6.2% |
| Medicare | -$1,730 | 1.5% |
| Total Taxes | -$32,240 | 27.0% |
| Take-Home Pay | $87,089 | 73.0% |
Take-home pay varies significantly across experience levels. Here is the after-tax breakdown for each salary percentile of Ship Engineers in Rhode Island.
| Percentile | Gross Salary | Total Taxes | Take-Home Pay | Tax Rate |
|---|---|---|---|---|
| 10th Percentile (P10) | $76,120 | -$17,291 | $58,828 | 22.7% |
| 25th Percentile (P25) | $95,950 | -$24,113 | $71,836 | 25.1% |
| Median (P50) | $119,330 | -$32,240 | $87,089 | 27.0% |
| 75th Percentile (P75) | $139,360 | -$39,531 | $99,828 | 28.4% |
| 90th Percentile (P90) | $159,990 | -$47,040 | $112,949 | 29.4% |
After federal income tax ($18,177), state tax ($4,933), and FICA ($9,128), a Ship Engineers in Rhode Island takes home $87,089 per year — or $7,257 per month. The effective tax rate of 27.0% is moderate compared to the national range.
A Ship Engineers in Rhode Island loses 27.0% of gross pay to taxes — higher than the ~25% national midpoint. Of the $119,330 gross, $87,090 lands in the paycheck after federal ($18,178), state ($4,934), and FICA ($9,129) withholding.
Rhode Island uses a progressive state income tax, so brackets escalate as wages rise. For this Ship Engineers salary the state tax works out to $4,934 (4.1% effective) — on top of federal and FICA.
Federal income tax ($18,178) accounts for 56% of the total tax bill — the single largest deduction. FICA adds $9,129 (28%), and state tax the remaining $4,934 (15%).
Moving this same Ship Engineers salary to a zero-state-tax state would yield around $92,024 net — a gain of $4,934 (5.7%) per year versus Rhode Island.
Rhode Island ranks #8 of 24 states for Ship Engineers after-tax pay — comfortably in the upper half.
Translated into paycheck cadences, $87,090 net/year works out to $7,257/month or $3,350/bi-weekly for this Ship Engineers in Rhode Island — the numbers that actually hit a checking account after every deduction.
Where does a Ship Engineers keep the most of their paycheck? Top 10 states ranked by after-tax take-home pay.
Rhode Island ranks #8 out of 24 states for Ship Engineers after-tax take-home pay.
A Ship Engineers in Rhode Island earning a median salary of $119,330 will take home approximately $87,089 per year after federal income tax ($18,177), state income tax ($4,933), and FICA ($9,128). That is $7,257 per month or $3,349 per bi-weekly paycheck.
The effective total tax rate for a Ship Engineers in Rhode Island is 27.0%, broken down as: federal income tax 15.2%, Rhode Island state tax 4.1%, and FICA (Social Security + Medicare) 7.7%. This assumes a single filer with the standard deduction for 2024.
Rhode Island has a progressive (up to 6.0%). On a Ship Engineers's median salary of $119,330, the state income tax amounts to $4,933 per year, which is an effective state rate of 4.1%.
After all taxes, a Ship Engineers in Rhode Island takes home approximately $7,257 per month, or about $41.87 per hour (based on a standard 2,080-hour work year). These figures assume a single filer, standard deduction, and no additional pre-tax deductions.
We start with the 2025 BLS median salary of $119,330 for Ship Engineers in Rhode Island, then subtract: federal income tax using 2024 IRS brackets ($14,600 standard deduction), Rhode Island state income tax (progressive (up to 6.0%)), Social Security (6.2% up to $168,600), and Medicare (1.45%). The result — $87,089/yr — does not include local taxes, pre-tax deductions (401k, HSA), or tax credits.
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This estimate assumes a single filer using the 2024 standard deduction ($14,600), with W-2 employment income only. It does not account for: itemized deductions, tax credits (e.g. earned income credit, child tax credit), local/city taxes, pre-tax contributions (401k, HSA, FSA), self-employment tax, or additional income sources. Actual take-home pay may differ. Consult a tax professional for personalized advice.
Our Methodology · Data Sources · Salary: BLS OEWS · Tax: IRS + State DOR