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Personal Financial Advisors Salary in Ohio: Cost of Living Adjusted (2025)

Last updated: 2025 BLS data · Page refreshed:

What does a Personal Financial Advisors salary really buy you in Ohio?

Ohio is 8.5% cheaper than the US average

Data: BLS OEWS 2025 + BEA Regional Price Parities 2022 • Updated 2026-05-19

Nominal Salary
$90,990
Median annual (2025)
+9.3%
Real Purchasing Power
$99,442
COL-adjusted (RPP=91.5)

Ohio Cost of Living Index

Ohio's Regional Price Parity (RPP) is 91.5, meaning prices are 8.5% lower the national average. A Personal Financial Advisors earning $90,990 in Ohio has the equivalent purchasing power of $99,442 in an average-cost US state.

OH: 91.5
Cheapest (~85) US Avg (100) Priciest (~115)

Salary Breakdown: Nominal vs. COL-Adjusted

Every dollar goes further in low-cost states. Here is how each salary percentile compares after adjusting for Ohio's cost of living.

Percentile Nominal Salary COL-Adjusted Difference
10th Percentile (P10) $49,400 $53,989 +$4,589
25th Percentile (P25) $63,670 $69,584 +$5,914
Median (P50) $90,990 $99,442 +$8,452
75th Percentile (P75) $158,070 $172,754 +$14,684
90th Percentile (P90) $222,060 $242,688 +$20,628
Key Insight

A Personal Financial Advisors in Ohio earns $90,990 on paper, but low living costs mean your money goes 9% further — like earning $99,442 in an average-cost state. This makes Ohio one of the best value states for this occupation.

What the Cost-of-Living Data Says

Ohio Runs Well Below National Cost

RPP 91.5

Ohio's Regional Price Parity (RPP) of 91.5 means a basket of goods and services costs about 8.5% less than the national average. For a Personal Financial Advisors, every dollar earned effectively buys more here than in a 100-RPP state.

Meaningful Purchasing-Power Shift

+9.3%

After applying Ohio's RPP, the $90,990 median salary translates to $99,443 in real terms — a 9.3% gain. That difference can cover several months of expenses over a year for a Personal Financial Advisors.

Below-Median Adjusted Pay

#27 / 49

Ohio's rank of #27 of 49 states means real purchasing power for Personal Financial Advisors trails the national half-way line.

Best States for Personal Financial Advisors (After Cost of Living)

Where does Personal Financial Advisors salary stretch the furthest? Top 10 states ranked by COL-adjusted median salary.

$154,646
RPP 107.6
$146,272
RPP 88.0
$145,744
RPP 108.8
$129,393
RPP 92.3
$127,602
RPP 98.0
$121,917
RPP 106.4
$118,588
RPP 101.3
$115,848
RPP 112.5
9. Oregon
$115,225
RPP 106.6
$114,872
RPP 109.4

Ohio ranks #27 out of 49 states for Personal Financial Advisors after cost-of-living adjustment.

How much do you actually take home? See Personal Financial Advisors take-home pay in Ohio after taxes →

Frequently Asked Questions

What is the real salary for a Personal Financial Advisors in Ohio after cost of living?

A Personal Financial Advisors in Ohio earns a median salary of $90,990 per year. After adjusting for Ohio's cost of living (RPP=91.5), the real purchasing power is $99,442 — a +9.3% difference.

Is Ohio expensive to live in?

Ohio's cost of living is 8.5% lower than the national average according to the BEA Regional Price Parities (2022). The RPP index for Ohio is 91.5 (US average = 100).

What are Regional Price Parities (RPP)?

Regional Price Parities (RPPs) are price indexes published by the U.S. Bureau of Economic Analysis (BEA) that measure differences in price levels across states. They are expressed as a percentage of the national average (US = 100). Higher RPP means higher cost of living.

How is the cost-of-living adjusted salary calculated?

The adjusted salary is calculated as: Nominal Salary x (100 / RPP). For a Personal Financial Advisors in Ohio: $90,990 x (100 / 91.5) = $99,442. This represents what the salary would be worth in a state with average living costs.

Is it better to be a Personal Financial Advisors in Ohio financially?

From a purchasing power perspective, yes. A Personal Financial Advisors in Ohio enjoys 9.3% more buying power than the nominal salary suggests, because living costs are below the national average. However, other factors like job availability, career growth, and quality of life also matter.

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