Last updated: 2025 BLS data · Page refreshed:
How much does a Personal Financial Advisors actually take home in Ohio?
Progressive (up to 3.5%) — 22.6% effective total tax rateData: BLS OEWS 2025 + IRS/State Tax Brackets 2024 • Updated 2026-05-19
Detailed line-by-line tax calculation for a Personal Financial Advisors earning $90,990 in Ohio (single filer, standard deduction).
| Tax Component | Annual Amount | Effective Rate |
|---|---|---|
| Gross Salary (Median) | $90,990 | — |
| Federal Income Tax | -$11,858 | 13.0% |
| Ohio State Income Tax | -$1,785 | 2.0% |
| Social Security (OASDI) | -$5,641 | 6.2% |
| Medicare | -$1,319 | 1.5% |
| Total Taxes | -$20,605 | 22.6% |
| Take-Home Pay | $70,384 | 77.4% |
Take-home pay varies significantly across experience levels. Here is the after-tax breakdown for each salary percentile of Personal Financial Advisors in Ohio.
| Percentile | Gross Salary | Total Taxes | Take-Home Pay | Tax Rate |
|---|---|---|---|---|
| 10th Percentile (P10) | $49,400 | -$8,365 | $41,034 | 16.9% |
| 25th Percentile (P25) | $63,670 | -$11,753 | $51,916 | 18.5% |
| Median (P50) | $90,990 | -$20,605 | $70,384 | 22.6% |
| 75th Percentile (P75) | $158,070 | -$43,633 | $114,436 | 27.6% |
| 90th Percentile (P90) | $222,060 | -$64,251 | $157,808 | 28.9% |
After federal income tax ($11,858), state tax ($1,785), and FICA ($6,960), a Personal Financial Advisors in Ohio takes home $70,384 per year — or $5,865 per month. The effective tax rate of 22.6% is relatively low compared to the national range.
With an effective total rate of 22.6%, a Personal Financial Advisors in Ohio keeps $70,385 of $90,990 gross — roughly typical for U.S. middle-income earners once federal, FICA and state taxes are combined.
Ohio uses a progressive state income tax, so brackets escalate as wages rise. For this Personal Financial Advisors salary the state tax works out to $1,786 (2.0% effective) — on top of federal and FICA.
Federal income tax ($11,859) accounts for 58% of the total tax bill — the single largest deduction. FICA adds $6,961 (34%), and state tax the remaining $1,786 (9%).
A Personal Financial Advisors earning this gross in a no-income-tax state (e.g., Texas, Florida) would take home approximately $72,170 — only $1,786 (2.5%) more than in Ohio.
Ohio ranks #29 of 49 states for Personal Financial Advisors after-tax pay — lower half of the national distribution. Either gross wages trail the national median, state tax is elevated, or both.
Translated into paycheck cadences, $70,385 net/year works out to $5,865/month or $2,707/bi-weekly for this Personal Financial Advisors in Ohio — the numbers that actually hit a checking account after every deduction.
Where does a Personal Financial Advisors keep the most of their paycheck? Top 10 states ranked by after-tax take-home pay.
Ohio ranks #29 out of 49 states for Personal Financial Advisors after-tax take-home pay.
A Personal Financial Advisors in Ohio earning a median salary of $90,990 will take home approximately $70,384 per year after federal income tax ($11,858), state income tax ($1,785), and FICA ($6,960). That is $5,865 per month or $2,707 per bi-weekly paycheck.
The effective total tax rate for a Personal Financial Advisors in Ohio is 22.6%, broken down as: federal income tax 13.0%, Ohio state tax 2.0%, and FICA (Social Security + Medicare) 7.7%. This assumes a single filer with the standard deduction for 2024.
Ohio has a progressive (up to 3.5%). On a Personal Financial Advisors's median salary of $90,990, the state income tax amounts to $1,785 per year, which is an effective state rate of 2.0%.
After all taxes, a Personal Financial Advisors in Ohio takes home approximately $5,865 per month, or about $33.84 per hour (based on a standard 2,080-hour work year). These figures assume a single filer, standard deduction, and no additional pre-tax deductions.
We start with the 2025 BLS median salary of $90,990 for Personal Financial Advisors in Ohio, then subtract: federal income tax using 2024 IRS brackets ($14,600 standard deduction), Ohio state income tax (progressive (up to 3.5%)), Social Security (6.2% up to $168,600), and Medicare (1.45%). The result — $70,384/yr — does not include local taxes, pre-tax deductions (401k, HSA), or tax credits.
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This estimate assumes a single filer using the 2024 standard deduction ($14,600), with W-2 employment income only. It does not account for: itemized deductions, tax credits (e.g. earned income credit, child tax credit), local/city taxes, pre-tax contributions (401k, HSA, FSA), self-employment tax, or additional income sources. Actual take-home pay may differ. Consult a tax professional for personalized advice.
Our Methodology · Data Sources · Salary: BLS OEWS · Tax: IRS + State DOR