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Personal Financial Advisors Salary in Idaho: Cost of Living Adjusted (2025)

Last updated: 2025 BLS data · Page refreshed:

What does a Personal Financial Advisors salary really buy you in Idaho?

Idaho is 8.2% cheaper than the US average

Data: BLS OEWS 2025 + BEA Regional Price Parities 2022 • Updated 2026-05-19

Nominal Salary
$94,370
Median annual (2025)
+8.9%
Real Purchasing Power
$102,799
COL-adjusted (RPP=91.8)

Idaho Cost of Living Index

Idaho's Regional Price Parity (RPP) is 91.8, meaning prices are 8.2% lower the national average. A Personal Financial Advisors earning $94,370 in Idaho has the equivalent purchasing power of $102,799 in an average-cost US state.

ID: 91.8
Cheapest (~85) US Avg (100) Priciest (~115)

Salary Breakdown: Nominal vs. COL-Adjusted

Every dollar goes further in low-cost states. Here is how each salary percentile compares after adjusting for Idaho's cost of living.

Percentile Nominal Salary COL-Adjusted Difference
10th Percentile (P10) $44,500 $48,474 +$3,974
25th Percentile (P25) $63,080 $68,714 +$5,634
Median (P50) $94,370 $102,799 +$8,429
75th Percentile (P75) $192,810 $210,032 +$17,222
90th Percentile (P90) $252,340 $274,880 +$22,540
Key Insight

A Personal Financial Advisors in Idaho earns $94,370 on paper, but low living costs mean your money goes 9% further — like earning $102,799 in an average-cost state. This makes Idaho one of the best value states for this occupation.

What the Cost-of-Living Data Says

Idaho Runs Well Below National Cost

RPP 91.8

Idaho's Regional Price Parity (RPP) of 91.8 means a basket of goods and services costs about 8.2% less than the national average. For a Personal Financial Advisors, every dollar earned effectively buys more here than in a 100-RPP state.

Meaningful Purchasing-Power Shift

+8.9%

After applying Idaho's RPP, the $94,370 median salary translates to $102,800 in real terms — a 8.9% gain. That difference can cover several months of expenses over a year for a Personal Financial Advisors.

Above-Median Adjusted Pay

#24 / 49

Idaho sits at #24 of 49 states for Personal Financial Advisors COL-adjusted salary — comfortably above the national midpoint.

Best States for Personal Financial Advisors (After Cost of Living)

Where does Personal Financial Advisors salary stretch the furthest? Top 10 states ranked by COL-adjusted median salary.

$154,646
RPP 107.6
$146,272
RPP 88.0
$145,744
RPP 108.8
$129,393
RPP 92.3
$127,602
RPP 98.0
$121,917
RPP 106.4
$118,588
RPP 101.3
$115,848
RPP 112.5
9. Oregon
$115,225
RPP 106.6
$114,872
RPP 109.4

Idaho ranks #24 out of 49 states for Personal Financial Advisors after cost-of-living adjustment.

How much do you actually take home? See Personal Financial Advisors take-home pay in Idaho after taxes →

Frequently Asked Questions

What is the real salary for a Personal Financial Advisors in Idaho after cost of living?

A Personal Financial Advisors in Idaho earns a median salary of $94,370 per year. After adjusting for Idaho's cost of living (RPP=91.8), the real purchasing power is $102,799 — a +8.9% difference.

Is Idaho expensive to live in?

Idaho's cost of living is 8.2% lower than the national average according to the BEA Regional Price Parities (2022). The RPP index for Idaho is 91.8 (US average = 100).

What are Regional Price Parities (RPP)?

Regional Price Parities (RPPs) are price indexes published by the U.S. Bureau of Economic Analysis (BEA) that measure differences in price levels across states. They are expressed as a percentage of the national average (US = 100). Higher RPP means higher cost of living.

How is the cost-of-living adjusted salary calculated?

The adjusted salary is calculated as: Nominal Salary x (100 / RPP). For a Personal Financial Advisors in Idaho: $94,370 x (100 / 91.8) = $102,799. This represents what the salary would be worth in a state with average living costs.

Is it better to be a Personal Financial Advisors in Idaho financially?

From a purchasing power perspective, yes. A Personal Financial Advisors in Idaho enjoys 8.9% more buying power than the nominal salary suggests, because living costs are below the national average. However, other factors like job availability, career growth, and quality of life also matter.

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