Last updated: 2025 BLS data · Page refreshed:
How much does a Personal Financial Advisors actually take home in Idaho?
5.8% flat rate — 26.8% effective total tax rateData: BLS OEWS 2025 + IRS/State Tax Brackets 2024 • Updated 2026-05-19
Detailed line-by-line tax calculation for a Personal Financial Advisors earning $94,370 in Idaho (single filer, standard deduction).
| Tax Component | Annual Amount | Effective Rate |
|---|---|---|
| Gross Salary (Median) | $94,370 | — |
| Federal Income Tax | -$12,602 | 13.4% |
| Idaho State Income Tax | -$5,473 | 5.8% |
| Social Security (OASDI) | -$5,850 | 6.2% |
| Medicare | -$1,368 | 1.5% |
| Total Taxes | -$25,295 | 26.8% |
| Take-Home Pay | $69,074 | 73.2% |
Take-home pay varies significantly across experience levels. Here is the after-tax breakdown for each salary percentile of Personal Financial Advisors in Idaho.
| Percentile | Gross Salary | Total Taxes | Take-Home Pay | Tax Rate |
|---|---|---|---|---|
| 10th Percentile (P10) | $44,500 | -$9,341 | $35,158 | 21.0% |
| 25th Percentile (P25) | $63,080 | -$14,202 | $48,877 | 22.5% |
| Median (P50) | $94,370 | -$25,295 | $69,074 | 26.8% |
| 75th Percentile (P75) | $192,810 | -$60,244 | $132,565 | 31.2% |
| 90th Percentile (P90) | $252,340 | -$82,982 | $169,357 | 32.9% |
After federal income tax ($12,602), state tax ($5,473), and FICA ($7,219), a Personal Financial Advisors in Idaho takes home $69,074 per year — or $5,756 per month. The effective tax rate of 26.8% is moderate compared to the national range.
A Personal Financial Advisors in Idaho loses 26.8% of gross pay to taxes — higher than the ~25% national midpoint. Of the $94,370 gross, $69,075 lands in the paycheck after federal ($12,602), state ($5,473), and FICA ($7,219) withholding.
Idaho applies a flat state income tax — every dollar of wage income is taxed at the same rate. For this Personal Financial Advisors salary that contributes $5,473 to the 5.8% effective state-tax burden.
Federal tax on this Personal Financial Advisors salary is $12,602 (50%), but combined state ($5,473, 22%) + FICA ($7,219, 29%) make up the other 50% of the bill.
Moving this same Personal Financial Advisors salary to a zero-state-tax state would yield around $74,548 net — a gain of $5,473 (7.9%) per year versus Idaho.
Idaho ranks #32 of 49 states for Personal Financial Advisors after-tax pay — lower half of the national distribution. Either gross wages trail the national median, state tax is elevated, or both.
Translated into paycheck cadences, $69,075 net/year works out to $5,756/month or $2,657/bi-weekly for this Personal Financial Advisors in Idaho — the numbers that actually hit a checking account after every deduction.
Where does a Personal Financial Advisors keep the most of their paycheck? Top 10 states ranked by after-tax take-home pay.
Idaho ranks #32 out of 49 states for Personal Financial Advisors after-tax take-home pay.
A Personal Financial Advisors in Idaho earning a median salary of $94,370 will take home approximately $69,074 per year after federal income tax ($12,602), state income tax ($5,473), and FICA ($7,219). That is $5,756 per month or $2,656 per bi-weekly paycheck.
The effective total tax rate for a Personal Financial Advisors in Idaho is 26.8%, broken down as: federal income tax 13.4%, Idaho state tax 5.8%, and FICA (Social Security + Medicare) 7.6%. This assumes a single filer with the standard deduction for 2024.
Idaho has a 5.8% flat rate. On a Personal Financial Advisors's median salary of $94,370, the state income tax amounts to $5,473 per year, which is an effective state rate of 5.8%.
After all taxes, a Personal Financial Advisors in Idaho takes home approximately $5,756 per month, or about $33.21 per hour (based on a standard 2,080-hour work year). These figures assume a single filer, standard deduction, and no additional pre-tax deductions.
We start with the 2025 BLS median salary of $94,370 for Personal Financial Advisors in Idaho, then subtract: federal income tax using 2024 IRS brackets ($14,600 standard deduction), Idaho state income tax (5.8% flat rate), Social Security (6.2% up to $168,600), and Medicare (1.45%). The result — $69,074/yr — does not include local taxes, pre-tax deductions (401k, HSA), or tax credits.
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This estimate assumes a single filer using the 2024 standard deduction ($14,600), with W-2 employment income only. It does not account for: itemized deductions, tax credits (e.g. earned income credit, child tax credit), local/city taxes, pre-tax contributions (401k, HSA, FSA), self-employment tax, or additional income sources. Actual take-home pay may differ. Consult a tax professional for personalized advice.
Our Methodology · Data Sources · Salary: BLS OEWS · Tax: IRS + State DOR