Last updated: 2025 BLS data · Page refreshed:
How much does a Payroll and Timekeeping Clerks actually take home in Massachusetts?
5.0% flat rate — 21.8% effective total tax rateData: BLS OEWS 2025 + IRS/State Tax Brackets 2024 • Updated 2026-05-19
Detailed line-by-line tax calculation for a Payroll and Timekeeping Clerks earning $63,670 in Massachusetts (single filer, standard deduction).
| Tax Component | Annual Amount | Effective Rate |
|---|---|---|
| Gross Salary (Median) | $63,670 | — |
| Federal Income Tax | -$5,848 | 9.2% |
| Massachusetts State Income Tax | -$3,183 | 5.0% |
| Social Security (OASDI) | -$3,947 | 6.2% |
| Medicare | -$923 | 1.5% |
| Total Taxes | -$13,902 | 21.8% |
| Take-Home Pay | $49,767 | 78.2% |
Take-home pay varies significantly across experience levels. Here is the after-tax breakdown for each salary percentile of Payroll and Timekeeping Clerks in Massachusetts.
| Percentile | Gross Salary | Total Taxes | Take-Home Pay | Tax Rate |
|---|---|---|---|---|
| 10th Percentile (P10) | $49,110 | -$10,121 | $38,988 | 20.6% |
| 25th Percentile (P25) | $54,890 | -$11,546 | $43,343 | 21.0% |
| Median (P50) | $63,670 | -$13,902 | $49,767 | 21.8% |
| 75th Percentile (P75) | $77,960 | -$18,854 | $59,105 | 24.2% |
| 90th Percentile (P90) | $86,360 | -$21,764 | $64,595 | 25.2% |
After federal income tax ($5,848), state tax ($3,183), and FICA ($4,870), a Payroll and Timekeeping Clerks in Massachusetts takes home $49,767 per year — or $4,147 per month. The effective tax rate of 21.8% is relatively low compared to the national range.
With an effective total rate of 21.8%, a Payroll and Timekeeping Clerks in Massachusetts keeps $49,767 of $63,670 gross — roughly typical for U.S. middle-income earners once federal, FICA and state taxes are combined.
Massachusetts applies a flat state income tax — every dollar of wage income is taxed at the same rate. For this Payroll and Timekeeping Clerks salary that contributes $3,184 to the 5.0% effective state-tax burden.
Federal tax on this Payroll and Timekeeping Clerks salary is $5,848 (42%), but combined state ($3,184, 23%) + FICA ($4,871, 35%) make up the other 58% of the bill.
Moving this same Payroll and Timekeeping Clerks salary to a zero-state-tax state would yield around $52,951 net — a gain of $3,184 (6.4%) per year versus Massachusetts.
For Payroll and Timekeeping Clerks after-tax pay, Massachusetts ranks #8 of 51 states — top quartile. High gross wages or low state-tax burden (or both) drive the strong ranking.
Translated into paycheck cadences, $49,767 net/year works out to $4,147/month or $1,914/bi-weekly for this Payroll and Timekeeping Clerks in Massachusetts — the numbers that actually hit a checking account after every deduction.
Where does a Payroll and Timekeeping Clerks keep the most of their paycheck? Top 10 states ranked by after-tax take-home pay.
Massachusetts ranks #8 out of 51 states for Payroll and Timekeeping Clerks after-tax take-home pay.
A Payroll and Timekeeping Clerks in Massachusetts earning a median salary of $63,670 will take home approximately $49,767 per year after federal income tax ($5,848), state income tax ($3,183), and FICA ($4,870). That is $4,147 per month or $1,914 per bi-weekly paycheck.
The effective total tax rate for a Payroll and Timekeeping Clerks in Massachusetts is 21.8%, broken down as: federal income tax 9.2%, Massachusetts state tax 5.0%, and FICA (Social Security + Medicare) 7.7%. This assumes a single filer with the standard deduction for 2024.
Massachusetts has a 5.0% flat rate. On a Payroll and Timekeeping Clerks's median salary of $63,670, the state income tax amounts to $3,183 per year, which is an effective state rate of 5.0%.
After all taxes, a Payroll and Timekeeping Clerks in Massachusetts takes home approximately $4,147 per month, or about $23.93 per hour (based on a standard 2,080-hour work year). These figures assume a single filer, standard deduction, and no additional pre-tax deductions.
We start with the 2025 BLS median salary of $63,670 for Payroll and Timekeeping Clerks in Massachusetts, then subtract: federal income tax using 2024 IRS brackets ($14,600 standard deduction), Massachusetts state income tax (5.0% flat rate), Social Security (6.2% up to $168,600), and Medicare (1.45%). The result — $49,767/yr — does not include local taxes, pre-tax deductions (401k, HSA), or tax credits.
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This estimate assumes a single filer using the 2024 standard deduction ($14,600), with W-2 employment income only. It does not account for: itemized deductions, tax credits (e.g. earned income credit, child tax credit), local/city taxes, pre-tax contributions (401k, HSA, FSA), self-employment tax, or additional income sources. Actual take-home pay may differ. Consult a tax professional for personalized advice.
Our Methodology · Data Sources · Salary: BLS OEWS · Tax: IRS + State DOR