Last updated: 2025 BLS data · Page refreshed:
How much does a Payroll and Timekeeping Clerks actually take home in Iowa?
3.9% flat rate — 19.9% effective total tax rateData: BLS OEWS 2025 + IRS/State Tax Brackets 2024 • Updated 2026-05-19
Detailed line-by-line tax calculation for a Payroll and Timekeeping Clerks earning $54,080 in Iowa (single filer, standard deduction).
| Tax Component | Annual Amount | Effective Rate |
|---|---|---|
| Gross Salary (Median) | $54,080 | — |
| Federal Income Tax | -$4,505 | 8.3% |
| Iowa State Income Tax | -$2,109 | 3.9% |
| Social Security (OASDI) | -$3,352 | 6.2% |
| Medicare | -$784 | 1.4% |
| Total Taxes | -$10,751 | 19.9% |
| Take-Home Pay | $43,328 | 80.1% |
Take-home pay varies significantly across experience levels. Here is the after-tax breakdown for each salary percentile of Payroll and Timekeeping Clerks in Iowa.
| Percentile | Gross Salary | Total Taxes | Take-Home Pay | Tax Rate |
|---|---|---|---|---|
| 10th Percentile (P10) | $39,410 | -$7,297 | $32,112 | 18.5% |
| 25th Percentile (P25) | $46,070 | -$8,865 | $37,204 | 19.2% |
| Median (P50) | $54,080 | -$10,751 | $43,328 | 19.9% |
| 75th Percentile (P75) | $61,420 | -$12,480 | $48,939 | 20.3% |
| 90th Percentile (P90) | $70,990 | -$15,658 | $55,331 | 22.1% |
After federal income tax ($4,505), state tax ($2,109), and FICA ($4,137), a Payroll and Timekeeping Clerks in Iowa takes home $43,328 per year — or $3,610 per month. The effective tax rate of 19.9% is relatively low compared to the national range.
A Payroll and Timekeeping Clerks in Iowa faces an effective total tax rate of only 19.9%, keeping 80.1% of every gross dollar. That leaves $43,328 net out of $54,080 gross — a favorable outcome compared to states with combined rates above 30%.
Iowa applies a flat state income tax — every dollar of wage income is taxed at the same rate. For this Payroll and Timekeeping Clerks salary that contributes $2,109 to the 3.9% effective state-tax burden.
Federal tax on this Payroll and Timekeeping Clerks salary is $4,506 (42%), but combined state ($2,109, 20%) + FICA ($4,137, 38%) make up the other 58% of the bill.
A Payroll and Timekeeping Clerks earning this gross in a no-income-tax state (e.g., Texas, Florida) would take home approximately $45,437 — only $2,109 (4.9%) more than in Iowa.
Iowa ranks #36 of 51 states for Payroll and Timekeeping Clerks after-tax pay — lower half of the national distribution. Either gross wages trail the national median, state tax is elevated, or both.
Translated into paycheck cadences, $43,328 net/year works out to $3,611/month or $1,666/bi-weekly for this Payroll and Timekeeping Clerks in Iowa — the numbers that actually hit a checking account after every deduction.
Where does a Payroll and Timekeeping Clerks keep the most of their paycheck? Top 10 states ranked by after-tax take-home pay.
Iowa ranks #36 out of 51 states for Payroll and Timekeeping Clerks after-tax take-home pay.
A Payroll and Timekeeping Clerks in Iowa earning a median salary of $54,080 will take home approximately $43,328 per year after federal income tax ($4,505), state income tax ($2,109), and FICA ($4,137). That is $3,610 per month or $1,666 per bi-weekly paycheck.
The effective total tax rate for a Payroll and Timekeeping Clerks in Iowa is 19.9%, broken down as: federal income tax 8.3%, Iowa state tax 3.9%, and FICA (Social Security + Medicare) 7.6%. This assumes a single filer with the standard deduction for 2024.
Iowa has a 3.9% flat rate. On a Payroll and Timekeeping Clerks's median salary of $54,080, the state income tax amounts to $2,109 per year, which is an effective state rate of 3.9%.
After all taxes, a Payroll and Timekeeping Clerks in Iowa takes home approximately $3,610 per month, or about $20.83 per hour (based on a standard 2,080-hour work year). These figures assume a single filer, standard deduction, and no additional pre-tax deductions.
We start with the 2025 BLS median salary of $54,080 for Payroll and Timekeeping Clerks in Iowa, then subtract: federal income tax using 2024 IRS brackets ($14,600 standard deduction), Iowa state income tax (3.9% flat rate), Social Security (6.2% up to $168,600), and Medicare (1.45%). The result — $43,328/yr — does not include local taxes, pre-tax deductions (401k, HSA), or tax credits.
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This estimate assumes a single filer using the 2024 standard deduction ($14,600), with W-2 employment income only. It does not account for: itemized deductions, tax credits (e.g. earned income credit, child tax credit), local/city taxes, pre-tax contributions (401k, HSA, FSA), self-employment tax, or additional income sources. Actual take-home pay may differ. Consult a tax professional for personalized advice.
Our Methodology · Data Sources · Salary: BLS OEWS · Tax: IRS + State DOR