Last updated: 2025 BLS data · Page refreshed:
How much does a Mechanical Engineers actually take home in Indiana?
3.0% flat rate — 24.5% effective total tax rateData: BLS OEWS 2025 + IRS/State Tax Brackets 2024 • Updated 2026-05-19
Detailed line-by-line tax calculation for a Mechanical Engineers earning $99,590 in Indiana (single filer, standard deduction).
| Tax Component | Annual Amount | Effective Rate |
|---|---|---|
| Gross Salary (Median) | $99,590 | — |
| Federal Income Tax | -$13,750 | 13.8% |
| Indiana State Income Tax | -$3,037 | 3.0% |
| Social Security (OASDI) | -$6,174 | 6.2% |
| Medicare | -$1,444 | 1.5% |
| Total Taxes | -$24,406 | 24.5% |
| Take-Home Pay | $75,183 | 75.5% |
Take-home pay varies significantly across experience levels. Here is the after-tax breakdown for each salary percentile of Mechanical Engineers in Indiana.
| Percentile | Gross Salary | Total Taxes | Take-Home Pay | Tax Rate |
|---|---|---|---|---|
| 10th Percentile (P10) | $66,330 | -$13,530 | $52,799 | 20.4% |
| 25th Percentile (P25) | $80,630 | -$18,207 | $62,422 | 22.6% |
| Median (P50) | $99,590 | -$24,406 | $75,183 | 24.5% |
| 75th Percentile (P75) | $127,700 | -$33,850 | $93,849 | 26.5% |
| 90th Percentile (P90) | $143,090 | -$39,190 | $103,899 | 27.4% |
After federal income tax ($13,750), state tax ($3,037), and FICA ($7,618), a Mechanical Engineers in Indiana takes home $75,183 per year — or $6,265 per month. The effective tax rate of 24.5% is relatively low compared to the national range.
With an effective total rate of 24.5%, a Mechanical Engineers in Indiana keeps $75,183 of $99,590 gross — roughly typical for U.S. middle-income earners once federal, FICA and state taxes are combined.
Indiana applies a flat state income tax — every dollar of wage income is taxed at the same rate. For this Mechanical Engineers salary that contributes $3,037 to the 3.0% effective state-tax burden.
Federal income tax ($13,751) accounts for 56% of the total tax bill — the single largest deduction. FICA adds $7,619 (31%), and state tax the remaining $3,037 (12%).
Moving this same Mechanical Engineers salary to a zero-state-tax state would yield around $78,221 net — a gain of $3,037 (4.0%) per year versus Indiana.
Indiana ranks #29 of 51 states for Mechanical Engineers after-tax pay — lower half of the national distribution. Either gross wages trail the national median, state tax is elevated, or both.
Translated into paycheck cadences, $75,183 net/year works out to $6,265/month or $2,892/bi-weekly for this Mechanical Engineers in Indiana — the numbers that actually hit a checking account after every deduction.
Where does a Mechanical Engineers keep the most of their paycheck? Top 10 states ranked by after-tax take-home pay.
Indiana ranks #29 out of 51 states for Mechanical Engineers after-tax take-home pay.
A Mechanical Engineers in Indiana earning a median salary of $99,590 will take home approximately $75,183 per year after federal income tax ($13,750), state income tax ($3,037), and FICA ($7,618). That is $6,265 per month or $2,891 per bi-weekly paycheck.
The effective total tax rate for a Mechanical Engineers in Indiana is 24.5%, broken down as: federal income tax 13.8%, Indiana state tax 3.0%, and FICA (Social Security + Medicare) 7.7%. This assumes a single filer with the standard deduction for 2024.
Indiana has a 3.0% flat rate. On a Mechanical Engineers's median salary of $99,590, the state income tax amounts to $3,037 per year, which is an effective state rate of 3.0%.
After all taxes, a Mechanical Engineers in Indiana takes home approximately $6,265 per month, or about $36.15 per hour (based on a standard 2,080-hour work year). These figures assume a single filer, standard deduction, and no additional pre-tax deductions.
We start with the 2025 BLS median salary of $99,590 for Mechanical Engineers in Indiana, then subtract: federal income tax using 2024 IRS brackets ($14,600 standard deduction), Indiana state income tax (3.0% flat rate), Social Security (6.2% up to $168,600), and Medicare (1.45%). The result — $75,183/yr — does not include local taxes, pre-tax deductions (401k, HSA), or tax credits.
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This estimate assumes a single filer using the 2024 standard deduction ($14,600), with W-2 employment income only. It does not account for: itemized deductions, tax credits (e.g. earned income credit, child tax credit), local/city taxes, pre-tax contributions (401k, HSA, FSA), self-employment tax, or additional income sources. Actual take-home pay may differ. Consult a tax professional for personalized advice.
Our Methodology · Data Sources · Salary: BLS OEWS · Tax: IRS + State DOR