Last updated: 2025 BLS data · Page refreshed:
How much does a Mechanical Engineers actually take home in Maryland?
Progressive (up to 5.8%) — 27.9% effective total tax rateData: BLS OEWS 2025 + IRS/State Tax Brackets 2024 • Updated 2026-05-19
Detailed line-by-line tax calculation for a Mechanical Engineers earning $122,870 in Maryland (single filer, standard deduction).
| Tax Component | Annual Amount | Effective Rate |
|---|---|---|
| Gross Salary (Median) | $122,870 | — |
| Federal Income Tax | -$19,027 | 15.5% |
| Maryland State Income Tax | -$5,841 | 4.8% |
| Social Security (OASDI) | -$7,617 | 6.2% |
| Medicare | -$1,781 | 1.5% |
| Total Taxes | -$34,267 | 27.9% |
| Take-Home Pay | $88,602 | 72.1% |
Take-home pay varies significantly across experience levels. Here is the after-tax breakdown for each salary percentile of Mechanical Engineers in Maryland.
| Percentile | Gross Salary | Total Taxes | Take-Home Pay | Tax Rate |
|---|---|---|---|---|
| 10th Percentile (P10) | $79,670 | -$19,194 | $60,475 | 24.1% |
| 25th Percentile (P25) | $98,300 | -$25,603 | $72,696 | 26.0% |
| Median (P50) | $122,870 | -$34,267 | $88,602 | 27.9% |
| 75th Percentile (P75) | $156,560 | -$46,710 | $109,849 | 29.8% |
| 90th Percentile (P90) | $176,680 | -$53,684 | $122,995 | 30.4% |
After federal income tax ($19,027), state tax ($5,841), and FICA ($9,399), a Mechanical Engineers in Maryland takes home $88,602 per year — or $7,383 per month. The effective tax rate of 27.9% is moderate compared to the national range.
A Mechanical Engineers in Maryland loses 27.9% of gross pay to taxes — higher than the ~25% national midpoint. Of the $122,870 gross, $88,602 lands in the paycheck after federal ($19,027), state ($5,841), and FICA ($9,400) withholding.
Maryland uses a progressive state income tax, so brackets escalate as wages rise. For this Mechanical Engineers salary the state tax works out to $5,841 (4.8% effective) — on top of federal and FICA.
Federal income tax ($19,027) accounts for 56% of the total tax bill — the single largest deduction. FICA adds $9,400 (27%), and state tax the remaining $5,841 (17%).
Moving this same Mechanical Engineers salary to a zero-state-tax state would yield around $94,443 net — a gain of $5,841 (6.6%) per year versus Maryland.
For Mechanical Engineers after-tax pay, Maryland ranks #8 of 51 states — top quartile. High gross wages or low state-tax burden (or both) drive the strong ranking.
Translated into paycheck cadences, $88,602 net/year works out to $7,384/month or $3,408/bi-weekly for this Mechanical Engineers in Maryland — the numbers that actually hit a checking account after every deduction.
Where does a Mechanical Engineers keep the most of their paycheck? Top 10 states ranked by after-tax take-home pay.
Maryland ranks #8 out of 51 states for Mechanical Engineers after-tax take-home pay.
A Mechanical Engineers in Maryland earning a median salary of $122,870 will take home approximately $88,602 per year after federal income tax ($19,027), state income tax ($5,841), and FICA ($9,399). That is $7,383 per month or $3,407 per bi-weekly paycheck.
The effective total tax rate for a Mechanical Engineers in Maryland is 27.9%, broken down as: federal income tax 15.5%, Maryland state tax 4.8%, and FICA (Social Security + Medicare) 7.7%. This assumes a single filer with the standard deduction for 2024.
Maryland has a progressive (up to 5.8%). On a Mechanical Engineers's median salary of $122,870, the state income tax amounts to $5,841 per year, which is an effective state rate of 4.8%.
After all taxes, a Mechanical Engineers in Maryland takes home approximately $7,383 per month, or about $42.60 per hour (based on a standard 2,080-hour work year). These figures assume a single filer, standard deduction, and no additional pre-tax deductions.
We start with the 2025 BLS median salary of $122,870 for Mechanical Engineers in Maryland, then subtract: federal income tax using 2024 IRS brackets ($14,600 standard deduction), Maryland state income tax (progressive (up to 5.8%)), Social Security (6.2% up to $168,600), and Medicare (1.45%). The result — $88,602/yr — does not include local taxes, pre-tax deductions (401k, HSA), or tax credits.
Some links are affiliate links. See our disclosure.
This estimate assumes a single filer using the 2024 standard deduction ($14,600), with W-2 employment income only. It does not account for: itemized deductions, tax credits (e.g. earned income credit, child tax credit), local/city taxes, pre-tax contributions (401k, HSA, FSA), self-employment tax, or additional income sources. Actual take-home pay may differ. Consult a tax professional for personalized advice.
Our Methodology · Data Sources · Salary: BLS OEWS · Tax: IRS + State DOR