Last updated: 2025 BLS data · Page refreshed:
How much does a Lifeguards, Ski Patrol, and Other Recreational Protective Service Workers actually take home in Maryland?
Progressive (up to 5.8%) — 18.5% effective total tax rateData: BLS OEWS 2025 + IRS/State Tax Brackets 2024 • Updated 2026-05-19
Detailed line-by-line tax calculation for a Lifeguards, Ski Patrol, and Other Recreational Protective Service Workers earning $34,520 in Maryland (single filer, standard deduction).
| Tax Component | Annual Amount | Effective Rate |
|---|---|---|
| Gross Salary (Median) | $34,520 | — |
| Federal Income Tax | -$2,158 | 6.3% |
| Maryland State Income Tax | -$1,587 | 4.6% |
| Social Security (OASDI) | -$2,140 | 6.2% |
| Medicare | -$500 | 1.5% |
| Total Taxes | -$6,386 | 18.5% |
| Take-Home Pay | $28,133 | 81.5% |
Take-home pay varies significantly across experience levels. Here is the after-tax breakdown for each salary percentile of Lifeguards, Ski Patrol, and Other Recreational Protective Service Workers in Maryland.
| Percentile | Gross Salary | Total Taxes | Take-Home Pay | Tax Rate |
|---|---|---|---|---|
| 10th Percentile (P10) | $31,200 | -$5,576 | $25,623 | 17.9% |
| 25th Percentile (P25) | $31,540 | -$5,659 | $25,880 | 17.9% |
| Median (P50) | $34,520 | -$6,386 | $28,133 | 18.5% |
| 75th Percentile (P75) | $35,880 | -$6,718 | $29,161 | 18.7% |
| 90th Percentile (P90) | $40,550 | -$7,857 | $32,692 | 19.4% |
After federal income tax ($2,158), state tax ($1,587), and FICA ($2,640), a Lifeguards, Ski Patrol, and Other Recreational Protective Service Workers in Maryland takes home $28,133 per year — or $2,344 per month. The effective tax rate of 18.5% is relatively low compared to the national range.
A Lifeguards, Ski Patrol, and Other Recreational Protective Service Workers in Maryland faces an effective total tax rate of only 18.5%, keeping 81.5% of every gross dollar. That leaves $28,134 net out of $34,520 gross — a favorable outcome compared to states with combined rates above 30%.
Maryland uses a progressive state income tax, so brackets escalate as wages rise. For this Lifeguards, Ski Patrol, and Other Recreational Protective Service Workers salary the state tax works out to $1,587 (4.6% effective) — on top of federal and FICA.
Federal tax on this Lifeguards, Ski Patrol, and Other Recreational Protective Service Workers salary is $2,158 (34%), but combined state ($1,587, 25%) + FICA ($2,641, 41%) make up the other 66% of the bill.
A Lifeguards, Ski Patrol, and Other Recreational Protective Service Workers earning this gross in a no-income-tax state (e.g., Texas, Florida) would take home approximately $29,721 — only $1,587 (5.6%) more than in Maryland.
Maryland ranks #16 of 51 states for Lifeguards, Ski Patrol, and Other Recreational Protective Service Workers after-tax pay — comfortably in the upper half.
Translated into paycheck cadences, $28,134 net/year works out to $2,344/month or $1,082/bi-weekly for this Lifeguards, Ski Patrol, and Other Recreational Protective Service Workers in Maryland — the numbers that actually hit a checking account after every deduction.
Where does a Lifeguards, Ski Patrol, and Other Recreational Protective Service Workers keep the most of their paycheck? Top 10 states ranked by after-tax take-home pay.
Maryland ranks #16 out of 51 states for Lifeguards, Ski Patrol, and Other Recreational Protective Service Workers after-tax take-home pay.
A Lifeguards, Ski Patrol, and Other Recreational Protective Service Workers in Maryland earning a median salary of $34,520 will take home approximately $28,133 per year after federal income tax ($2,158), state income tax ($1,587), and FICA ($2,640). That is $2,344 per month or $1,082 per bi-weekly paycheck.
The effective total tax rate for a Lifeguards, Ski Patrol, and Other Recreational Protective Service Workers in Maryland is 18.5%, broken down as: federal income tax 6.3%, Maryland state tax 4.6%, and FICA (Social Security + Medicare) 7.7%. This assumes a single filer with the standard deduction for 2024.
Maryland has a progressive (up to 5.8%). On a Lifeguards, Ski Patrol, and Other Recreational Protective Service Workers's median salary of $34,520, the state income tax amounts to $1,587 per year, which is an effective state rate of 4.6%.
After all taxes, a Lifeguards, Ski Patrol, and Other Recreational Protective Service Workers in Maryland takes home approximately $2,344 per month, or about $13.53 per hour (based on a standard 2,080-hour work year). These figures assume a single filer, standard deduction, and no additional pre-tax deductions.
We start with the 2025 BLS median salary of $34,520 for Lifeguards, Ski Patrol, and Other Recreational Protective Service Workers in Maryland, then subtract: federal income tax using 2024 IRS brackets ($14,600 standard deduction), Maryland state income tax (progressive (up to 5.8%)), Social Security (6.2% up to $168,600), and Medicare (1.45%). The result — $28,133/yr — does not include local taxes, pre-tax deductions (401k, HSA), or tax credits.
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This estimate assumes a single filer using the 2024 standard deduction ($14,600), with W-2 employment income only. It does not account for: itemized deductions, tax credits (e.g. earned income credit, child tax credit), local/city taxes, pre-tax contributions (401k, HSA, FSA), self-employment tax, or additional income sources. Actual take-home pay may differ. Consult a tax professional for personalized advice.
Our Methodology · Data Sources · Salary: BLS OEWS · Tax: IRS + State DOR