Last updated: 2025 BLS data · Page refreshed:
How much does a Heating, Air Conditioning, and Refrigeration Mechanics and Installers actually take home in Vermont?
Progressive (up to 8.8%) — 20.7% effective total tax rateData: BLS OEWS 2025 + IRS/State Tax Brackets 2024 • Updated 2026-05-19
Detailed line-by-line tax calculation for a Heating, Air Conditioning, and Refrigeration Mechanics and Installers earning $62,150 in Vermont (single filer, standard deduction).
| Tax Component | Annual Amount | Effective Rate |
|---|---|---|
| Gross Salary (Median) | $62,150 | — |
| Federal Income Tax | -$5,514 | 8.9% |
| Vermont State Income Tax | -$2,626 | 4.2% |
| Social Security (OASDI) | -$3,853 | 6.2% |
| Medicare | -$901 | 1.5% |
| Total Taxes | -$12,894 | 20.7% |
| Take-Home Pay | $49,255 | 79.3% |
Take-home pay varies significantly across experience levels. Here is the after-tax breakdown for each salary percentile of Heating, Air Conditioning, and Refrigeration Mechanics and Installers in Vermont.
| Percentile | Gross Salary | Total Taxes | Take-Home Pay | Tax Rate |
|---|---|---|---|---|
| 10th Percentile (P10) | $50,280 | -$9,739 | $40,541 | 19.4% |
| 25th Percentile (P25) | $58,800 | -$11,975 | $46,824 | 20.4% |
| Median (P50) | $62,150 | -$12,894 | $49,255 | 20.7% |
| 75th Percentile (P75) | $75,140 | -$17,603 | $57,536 | 23.4% |
| 90th Percentile (P90) | $93,110 | -$24,117 | $68,992 | 25.9% |
After federal income tax ($5,514), state tax ($2,626), and FICA ($4,754), a Heating, Air Conditioning, and Refrigeration Mechanics and Installers in Vermont takes home $49,255 per year — or $4,104 per month. The effective tax rate of 20.7% is relatively low compared to the national range.
With an effective total rate of 20.7%, a Heating, Air Conditioning, and Refrigeration Mechanics and Installers in Vermont keeps $49,255 of $62,150 gross — roughly typical for U.S. middle-income earners once federal, FICA and state taxes are combined.
Vermont uses a progressive state income tax, so brackets escalate as wages rise. For this Heating, Air Conditioning, and Refrigeration Mechanics and Installers salary the state tax works out to $2,626 (4.2% effective) — on top of federal and FICA.
Federal tax on this Heating, Air Conditioning, and Refrigeration Mechanics and Installers salary is $5,514 (43%), but combined state ($2,626, 20%) + FICA ($4,754, 37%) make up the other 57% of the bill.
Moving this same Heating, Air Conditioning, and Refrigeration Mechanics and Installers salary to a zero-state-tax state would yield around $51,882 net — a gain of $2,626 (5.3%) per year versus Vermont.
Vermont ranks #21 of 51 states for Heating, Air Conditioning, and Refrigeration Mechanics and Installers after-tax pay — comfortably in the upper half.
Translated into paycheck cadences, $49,255 net/year works out to $4,105/month or $1,894/bi-weekly for this Heating, Air Conditioning, and Refrigeration Mechanics and Installers in Vermont — the numbers that actually hit a checking account after every deduction.
Where does a Heating, Air Conditioning, and Refrigeration Mechanics and Installers keep the most of their paycheck? Top 10 states ranked by after-tax take-home pay.
Vermont ranks #21 out of 51 states for Heating, Air Conditioning, and Refrigeration Mechanics and Installers after-tax take-home pay.
A Heating, Air Conditioning, and Refrigeration Mechanics and Installers in Vermont earning a median salary of $62,150 will take home approximately $49,255 per year after federal income tax ($5,514), state income tax ($2,626), and FICA ($4,754). That is $4,104 per month or $1,894 per bi-weekly paycheck.
The effective total tax rate for a Heating, Air Conditioning, and Refrigeration Mechanics and Installers in Vermont is 20.7%, broken down as: federal income tax 8.9%, Vermont state tax 4.2%, and FICA (Social Security + Medicare) 7.7%. This assumes a single filer with the standard deduction for 2024.
Vermont has a progressive (up to 8.8%). On a Heating, Air Conditioning, and Refrigeration Mechanics and Installers's median salary of $62,150, the state income tax amounts to $2,626 per year, which is an effective state rate of 4.2%.
After all taxes, a Heating, Air Conditioning, and Refrigeration Mechanics and Installers in Vermont takes home approximately $4,104 per month, or about $23.68 per hour (based on a standard 2,080-hour work year). These figures assume a single filer, standard deduction, and no additional pre-tax deductions.
We start with the 2025 BLS median salary of $62,150 for Heating, Air Conditioning, and Refrigeration Mechanics and Installers in Vermont, then subtract: federal income tax using 2024 IRS brackets ($14,600 standard deduction), Vermont state income tax (progressive (up to 8.8%)), Social Security (6.2% up to $168,600), and Medicare (1.45%). The result — $49,255/yr — does not include local taxes, pre-tax deductions (401k, HSA), or tax credits.
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This estimate assumes a single filer using the 2024 standard deduction ($14,600), with W-2 employment income only. It does not account for: itemized deductions, tax credits (e.g. earned income credit, child tax credit), local/city taxes, pre-tax contributions (401k, HSA, FSA), self-employment tax, or additional income sources. Actual take-home pay may differ. Consult a tax professional for personalized advice.
Our Methodology · Data Sources · Salary: BLS OEWS · Tax: IRS + State DOR