Last updated: 2025 BLS data · Page refreshed:
How much does a Heating, Air Conditioning, and Refrigeration Mechanics and Installers actually take home in Minnesota?
Progressive (up to 9.8%) — 25.2% effective total tax rateData: BLS OEWS 2025 + IRS/State Tax Brackets 2024 • Updated 2026-05-19
Detailed line-by-line tax calculation for a Heating, Air Conditioning, and Refrigeration Mechanics and Installers earning $76,350 in Minnesota (single filer, standard deduction).
| Tax Component | Annual Amount | Effective Rate |
|---|---|---|
| Gross Salary (Median) | $76,350 | — |
| Federal Income Tax | -$8,638 | 11.3% |
| Minnesota State Income Tax | -$4,755 | 6.2% |
| Social Security (OASDI) | -$4,733 | 6.2% |
| Medicare | -$1,107 | 1.5% |
| Total Taxes | -$19,234 | 25.2% |
| Take-Home Pay | $57,115 | 74.8% |
Take-home pay varies significantly across experience levels. Here is the after-tax breakdown for each salary percentile of Heating, Air Conditioning, and Refrigeration Mechanics and Installers in Minnesota.
| Percentile | Gross Salary | Total Taxes | Take-Home Pay | Tax Rate |
|---|---|---|---|---|
| 10th Percentile (P10) | $48,220 | -$10,334 | $37,885 | 21.4% |
| 25th Percentile (P25) | $58,860 | -$13,148 | $45,711 | 22.3% |
| Median (P50) | $76,350 | -$19,234 | $57,115 | 25.2% |
| 75th Percentile (P75) | $87,190 | -$23,185 | $64,004 | 26.6% |
| 90th Percentile (P90) | $100,030 | -$27,879 | $72,150 | 27.9% |
After federal income tax ($8,638), state tax ($4,755), and FICA ($5,840), a Heating, Air Conditioning, and Refrigeration Mechanics and Installers in Minnesota takes home $57,115 per year — or $4,759 per month. The effective tax rate of 25.2% is moderate compared to the national range.
With an effective total rate of 25.2%, a Heating, Air Conditioning, and Refrigeration Mechanics and Installers in Minnesota keeps $57,115 of $76,350 gross — roughly typical for U.S. middle-income earners once federal, FICA and state taxes are combined.
Minnesota uses a progressive state income tax, so brackets escalate as wages rise. For this Heating, Air Conditioning, and Refrigeration Mechanics and Installers salary the state tax works out to $4,756 (6.2% effective) — on top of federal and FICA.
Federal tax on this Heating, Air Conditioning, and Refrigeration Mechanics and Installers salary is $8,638 (45%), but combined state ($4,756, 25%) + FICA ($5,841, 30%) make up the other 55% of the bill.
Moving this same Heating, Air Conditioning, and Refrigeration Mechanics and Installers salary to a zero-state-tax state would yield around $61,871 net — a gain of $4,756 (8.3%) per year versus Minnesota.
For Heating, Air Conditioning, and Refrigeration Mechanics and Installers after-tax pay, Minnesota ranks #10 of 51 states — top quartile. High gross wages or low state-tax burden (or both) drive the strong ranking.
Translated into paycheck cadences, $57,115 net/year works out to $4,760/month or $2,197/bi-weekly for this Heating, Air Conditioning, and Refrigeration Mechanics and Installers in Minnesota — the numbers that actually hit a checking account after every deduction.
Where does a Heating, Air Conditioning, and Refrigeration Mechanics and Installers keep the most of their paycheck? Top 10 states ranked by after-tax take-home pay.
Minnesota ranks #10 out of 51 states for Heating, Air Conditioning, and Refrigeration Mechanics and Installers after-tax take-home pay.
A Heating, Air Conditioning, and Refrigeration Mechanics and Installers in Minnesota earning a median salary of $76,350 will take home approximately $57,115 per year after federal income tax ($8,638), state income tax ($4,755), and FICA ($5,840). That is $4,759 per month or $2,196 per bi-weekly paycheck.
The effective total tax rate for a Heating, Air Conditioning, and Refrigeration Mechanics and Installers in Minnesota is 25.2%, broken down as: federal income tax 11.3%, Minnesota state tax 6.2%, and FICA (Social Security + Medicare) 7.6%. This assumes a single filer with the standard deduction for 2024.
Minnesota has a progressive (up to 9.8%). On a Heating, Air Conditioning, and Refrigeration Mechanics and Installers's median salary of $76,350, the state income tax amounts to $4,755 per year, which is an effective state rate of 6.2%.
After all taxes, a Heating, Air Conditioning, and Refrigeration Mechanics and Installers in Minnesota takes home approximately $4,759 per month, or about $27.46 per hour (based on a standard 2,080-hour work year). These figures assume a single filer, standard deduction, and no additional pre-tax deductions.
We start with the 2025 BLS median salary of $76,350 for Heating, Air Conditioning, and Refrigeration Mechanics and Installers in Minnesota, then subtract: federal income tax using 2024 IRS brackets ($14,600 standard deduction), Minnesota state income tax (progressive (up to 9.8%)), Social Security (6.2% up to $168,600), and Medicare (1.45%). The result — $57,115/yr — does not include local taxes, pre-tax deductions (401k, HSA), or tax credits.
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This estimate assumes a single filer using the 2024 standard deduction ($14,600), with W-2 employment income only. It does not account for: itemized deductions, tax credits (e.g. earned income credit, child tax credit), local/city taxes, pre-tax contributions (401k, HSA, FSA), self-employment tax, or additional income sources. Actual take-home pay may differ. Consult a tax professional for personalized advice.
Our Methodology · Data Sources · Salary: BLS OEWS · Tax: IRS + State DOR