Disclosure: This page contains affiliate links marked with (Ad). If you click through and make a purchase, we may earn a commission at no extra cost to you. Learn more

Heating, Air Conditioning, and Refrigeration Mechanics and Installers Salary in Arizona After Taxes (2025)

Last updated: 2025 BLS data · Page refreshed:

How much does a Heating, Air Conditioning, and Refrigeration Mechanics and Installers actually take home in Arizona?

2.5% flat rate — 18.8% effective total tax rate

Data: BLS OEWS 2025 + IRS/State Tax Brackets 2024 • Updated 2026-05-19

Gross Salary
$59,400
Median annual (2025)
-$11,173
Take-Home Pay
$48,226
After all taxes

Your Estimated Paycheck

Annual
$48,226
Monthly
$4,018
Bi-Weekly
$1,854
Hourly
$23.19

See cost-of-living adjusted salary →

Where Your Salary Goes

Out of every dollar a Heating, Air Conditioning, and Refrigeration Mechanics and Installers earns in Arizona, here is how it is split between taxes and take-home pay.

Federal Income Tax (8.7%)
Arizona State Tax (2.5%)
FICA (SS + Medicare) (7.7%)
Take-Home Pay (81.1%)

Complete Tax Breakdown

Detailed line-by-line tax calculation for a Heating, Air Conditioning, and Refrigeration Mechanics and Installers earning $59,400 in Arizona (single filer, standard deduction).

Tax Component Annual Amount Effective Rate
Gross Salary (Median) $59,400
Federal Income Tax -$5,144 8.7%
Arizona State Income Tax -$1,485 2.5%
Social Security (OASDI) -$3,682 6.2%
Medicare -$861 1.4%
Total Taxes -$11,173 18.8%
Take-Home Pay $48,226 81.2%

After-Tax Pay by Experience Level

Take-home pay varies significantly across experience levels. Here is the after-tax breakdown for each salary percentile of Heating, Air Conditioning, and Refrigeration Mechanics and Installers in Arizona.

Percentile Gross Salary Total Taxes Take-Home Pay Tax Rate
10th Percentile (P10) $37,950 -$6,421 $31,528 16.9%
25th Percentile (P25) $47,170 -$8,464 $38,705 17.9%
Median (P50) $59,400 -$11,173 $48,226 18.8%
75th Percentile (P75) $73,810 -$15,570 $58,239 21.1%
90th Percentile (P90) $80,160 -$17,612 $62,547 22.0%
Key Insight

After federal income tax ($5,144), state tax ($1,485), and FICA ($4,544), a Heating, Air Conditioning, and Refrigeration Mechanics and Installers in Arizona takes home $48,226 per year — or $4,018 per month. The effective tax rate of 18.8% is relatively low compared to the national range.

What the Numbers Say

Low Total Tax Burden for Heating, Air Conditioning, and Refrigeration Mechanics and Installers in Arizona

18.8% effective

A Heating, Air Conditioning, and Refrigeration Mechanics and Installers in Arizona faces an effective total tax rate of only 18.8%, keeping 81.2% of every gross dollar. That leaves $48,227 net out of $59,400 gross — a favorable outcome compared to states with combined rates above 30%.

Arizona's Flat-Rate State Income Tax

2.50% state

Arizona applies a flat state income tax — every dollar of wage income is taxed at the same rate. For this Heating, Air Conditioning, and Refrigeration Mechanics and Installers salary that contributes $1,485 to the 2.5% effective state-tax burden.

State + FICA Take a Meaningful Slice

State+FICA 54%

Federal tax on this Heating, Air Conditioning, and Refrigeration Mechanics and Installers salary is $5,144 (46%), but combined state ($1,485, 13%) + FICA ($4,544, 41%) make up the other 54% of the bill.

Modest Gap to Zero-Tax States

+$1,485/yr

A Heating, Air Conditioning, and Refrigeration Mechanics and Installers earning this gross in a no-income-tax state (e.g., Texas, Florida) would take home approximately $49,712 — only $1,485 (3.1%) more than in Arizona.

Below-Median Take-Home in Arizona

#29 / 51

Arizona ranks #29 of 51 states for Heating, Air Conditioning, and Refrigeration Mechanics and Installers after-tax pay — lower half of the national distribution. Either gross wages trail the national median, state tax is elevated, or both.

What the Paycheck Actually Looks Like

$4,019/mo

Translated into paycheck cadences, $48,227 net/year works out to $4,019/month or $1,855/bi-weekly for this Heating, Air Conditioning, and Refrigeration Mechanics and Installers in Arizona — the numbers that actually hit a checking account after every deduction.

Best States for Heating, Air Conditioning, and Refrigeration Mechanics and Installers Take-Home Pay

Where does a Heating, Air Conditioning, and Refrigeration Mechanics and Installers keep the most of their paycheck? Top 10 states ranked by after-tax take-home pay.

1. Alaska
$62,631
19.1%
$61,954
26.6%
$61,385
18.9%
$60,112
18.6%
$59,982
19.5%
$58,785
24.1%
$58,674
24.1%
$58,290
23.9%
$57,913
22.2%
10. Minnesota
$57,115
25.2%

Arizona ranks #29 out of 51 states for Heating, Air Conditioning, and Refrigeration Mechanics and Installers after-tax take-home pay.

Frequently Asked Questions

What is the take-home pay for a Heating, Air Conditioning, and Refrigeration Mechanics and Installers in Arizona?

A Heating, Air Conditioning, and Refrigeration Mechanics and Installers in Arizona earning a median salary of $59,400 will take home approximately $48,226 per year after federal income tax ($5,144), state income tax ($1,485), and FICA ($4,544). That is $4,018 per month or $1,854 per bi-weekly paycheck.

What is the effective tax rate for a Heating, Air Conditioning, and Refrigeration Mechanics and Installers in Arizona?

The effective total tax rate for a Heating, Air Conditioning, and Refrigeration Mechanics and Installers in Arizona is 18.8%, broken down as: federal income tax 8.7%, Arizona state tax 2.5%, and FICA (Social Security + Medicare) 7.7%. This assumes a single filer with the standard deduction for 2024.

How much state tax does a Heating, Air Conditioning, and Refrigeration Mechanics and Installers pay in Arizona?

Arizona has a 2.5% flat rate. On a Heating, Air Conditioning, and Refrigeration Mechanics and Installers's median salary of $59,400, the state income tax amounts to $1,485 per year, which is an effective state rate of 2.5%.

What is the monthly take-home pay for a Heating, Air Conditioning, and Refrigeration Mechanics and Installers in Arizona?

After all taxes, a Heating, Air Conditioning, and Refrigeration Mechanics and Installers in Arizona takes home approximately $4,018 per month, or about $23.19 per hour (based on a standard 2,080-hour work year). These figures assume a single filer, standard deduction, and no additional pre-tax deductions.

How is Heating, Air Conditioning, and Refrigeration Mechanics and Installers take-home pay in Arizona calculated?

We start with the 2025 BLS median salary of $59,400 for Heating, Air Conditioning, and Refrigeration Mechanics and Installers in Arizona, then subtract: federal income tax using 2024 IRS brackets ($14,600 standard deduction), Arizona state income tax (2.5% flat rate), Social Security (6.2% up to $168,600), and Medicare (1.45%). The result — $48,226/yr — does not include local taxes, pre-tax deductions (401k, HSA), or tax credits.

Maximize Your Take-Home Pay

Some links are affiliate links. See our disclosure.

Related Salary Pages

Tax Calculation Assumptions

This estimate assumes a single filer using the 2024 standard deduction ($14,600), with W-2 employment income only. It does not account for: itemized deductions, tax credits (e.g. earned income credit, child tax credit), local/city taxes, pre-tax contributions (401k, HSA, FSA), self-employment tax, or additional income sources. Actual take-home pay may differ. Consult a tax professional for personalized advice.

Our Methodology · Data Sources · Salary: BLS OEWS · Tax: IRS + State DOR

Get Monthly Salary Insights & Career Data

Free data-driven career updates — no spam, unsubscribe anytime.

Join career-minded Americans who use data to make smarter decisions. Privacy Policy