Last updated: 2025 BLS data · Page refreshed:
How much does a Heating, Air Conditioning, and Refrigeration Mechanics and Installers actually take home in Utah?
4.7% flat rate — 20.9% effective total tax rateData: BLS OEWS 2025 + IRS/State Tax Brackets 2024 • Updated 2026-05-19
Detailed line-by-line tax calculation for a Heating, Air Conditioning, and Refrigeration Mechanics and Installers earning $58,730 in Utah (single filer, standard deduction).
| Tax Component | Annual Amount | Effective Rate |
|---|---|---|
| Gross Salary (Median) | $58,730 | — |
| Federal Income Tax | -$5,063 | 8.6% |
| Utah State Income Tax | -$2,730 | 4.7% |
| Social Security (OASDI) | -$3,641 | 6.2% |
| Medicare | -$851 | 1.5% |
| Total Taxes | -$12,287 | 20.9% |
| Take-Home Pay | $46,442 | 79.1% |
Take-home pay varies significantly across experience levels. Here is the after-tax breakdown for each salary percentile of Heating, Air Conditioning, and Refrigeration Mechanics and Installers in Utah.
| Percentile | Gross Salary | Total Taxes | Take-Home Pay | Tax Rate |
|---|---|---|---|---|
| 10th Percentile (P10) | $37,570 | -$7,145 | $30,424 | 19.0% |
| 25th Percentile (P25) | $47,320 | -$9,514 | $37,805 | 20.1% |
| Median (P50) | $58,730 | -$12,287 | $46,442 | 20.9% |
| 75th Percentile (P75) | $71,960 | -$16,523 | $55,436 | 23.0% |
| 90th Percentile (P90) | $80,500 | -$19,452 | $61,047 | 24.2% |
After federal income tax ($5,063), state tax ($2,730), and FICA ($4,492), a Heating, Air Conditioning, and Refrigeration Mechanics and Installers in Utah takes home $46,442 per year — or $3,870 per month. The effective tax rate of 20.9% is relatively low compared to the national range.
With an effective total rate of 20.9%, a Heating, Air Conditioning, and Refrigeration Mechanics and Installers in Utah keeps $46,443 of $58,730 gross — roughly typical for U.S. middle-income earners once federal, FICA and state taxes are combined.
Utah applies a flat state income tax — every dollar of wage income is taxed at the same rate. For this Heating, Air Conditioning, and Refrigeration Mechanics and Installers salary that contributes $2,731 to the 4.7% effective state-tax burden.
Federal tax on this Heating, Air Conditioning, and Refrigeration Mechanics and Installers salary is $5,064 (41%), but combined state ($2,731, 22%) + FICA ($4,493, 37%) make up the other 59% of the bill.
Moving this same Heating, Air Conditioning, and Refrigeration Mechanics and Installers salary to a zero-state-tax state would yield around $49,174 net — a gain of $2,731 (5.9%) per year versus Utah.
Utah sits near the bottom (#40 of 51) for Heating, Air Conditioning, and Refrigeration Mechanics and Installers after-tax earnings. Relocation, negotiation, or credential stacking typically show the clearest ROI in bottom-quartile states.
Translated into paycheck cadences, $46,443 net/year works out to $3,870/month or $1,786/bi-weekly for this Heating, Air Conditioning, and Refrigeration Mechanics and Installers in Utah — the numbers that actually hit a checking account after every deduction.
Where does a Heating, Air Conditioning, and Refrigeration Mechanics and Installers keep the most of their paycheck? Top 10 states ranked by after-tax take-home pay.
Utah ranks #40 out of 51 states for Heating, Air Conditioning, and Refrigeration Mechanics and Installers after-tax take-home pay.
A Heating, Air Conditioning, and Refrigeration Mechanics and Installers in Utah earning a median salary of $58,730 will take home approximately $46,442 per year after federal income tax ($5,063), state income tax ($2,730), and FICA ($4,492). That is $3,870 per month or $1,786 per bi-weekly paycheck.
The effective total tax rate for a Heating, Air Conditioning, and Refrigeration Mechanics and Installers in Utah is 20.9%, broken down as: federal income tax 8.6%, Utah state tax 4.7%, and FICA (Social Security + Medicare) 7.6%. This assumes a single filer with the standard deduction for 2024.
Utah has a 4.7% flat rate. On a Heating, Air Conditioning, and Refrigeration Mechanics and Installers's median salary of $58,730, the state income tax amounts to $2,730 per year, which is an effective state rate of 4.7%.
After all taxes, a Heating, Air Conditioning, and Refrigeration Mechanics and Installers in Utah takes home approximately $3,870 per month, or about $22.33 per hour (based on a standard 2,080-hour work year). These figures assume a single filer, standard deduction, and no additional pre-tax deductions.
We start with the 2025 BLS median salary of $58,730 for Heating, Air Conditioning, and Refrigeration Mechanics and Installers in Utah, then subtract: federal income tax using 2024 IRS brackets ($14,600 standard deduction), Utah state income tax (4.7% flat rate), Social Security (6.2% up to $168,600), and Medicare (1.45%). The result — $46,442/yr — does not include local taxes, pre-tax deductions (401k, HSA), or tax credits.
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This estimate assumes a single filer using the 2024 standard deduction ($14,600), with W-2 employment income only. It does not account for: itemized deductions, tax credits (e.g. earned income credit, child tax credit), local/city taxes, pre-tax contributions (401k, HSA, FSA), self-employment tax, or additional income sources. Actual take-home pay may differ. Consult a tax professional for personalized advice.
Our Methodology · Data Sources · Salary: BLS OEWS · Tax: IRS + State DOR