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Heating, Air Conditioning, and Refrigeration Mechanics and Installers Salary in Rhode Island After Taxes (2025)

Last updated: 2025 BLS data · Page refreshed:

How much does a Heating, Air Conditioning, and Refrigeration Mechanics and Installers actually take home in Rhode Island?

Progressive (up to 6.0%) — 21.3% effective total tax rate

Data: BLS OEWS 2025 + IRS/State Tax Brackets 2024 • Updated 2026-05-19

Gross Salary
$67,370
Median annual (2025)
-$14,342
Take-Home Pay
$53,027
After all taxes

Your Estimated Paycheck

Annual
$53,027
Monthly
$4,418
Bi-Weekly
$2,039
Hourly
$25.49

See cost-of-living adjusted salary →

Where Your Salary Goes

Out of every dollar a Heating, Air Conditioning, and Refrigeration Mechanics and Installers earns in Rhode Island, here is how it is split between taxes and take-home pay.

Federal Income Tax (9.9%)
Rhode Island State Tax (3.8%)
FICA (SS + Medicare) (7.6%)
Take-Home Pay (78.7%)

Complete Tax Breakdown

Detailed line-by-line tax calculation for a Heating, Air Conditioning, and Refrigeration Mechanics and Installers earning $67,370 in Rhode Island (single filer, standard deduction).

Tax Component Annual Amount Effective Rate
Gross Salary (Median) $67,370
Federal Income Tax -$6,662 9.9%
Rhode Island State Income Tax -$2,526 3.8%
Social Security (OASDI) -$4,176 6.2%
Medicare -$976 1.5%
Total Taxes -$14,342 21.3%
Take-Home Pay $53,027 78.7%

After-Tax Pay by Experience Level

Take-home pay varies significantly across experience levels. Here is the after-tax breakdown for each salary percentile of Heating, Air Conditioning, and Refrigeration Mechanics and Installers in Rhode Island.

Percentile Gross Salary Total Taxes Take-Home Pay Tax Rate
10th Percentile (P10) $38,100 -$6,931 $31,168 18.2%
25th Percentile (P25) $48,760 -$9,425 $39,334 19.3%
Median (P50) $67,370 -$14,342 $53,027 21.3%
75th Percentile (P75) $81,610 -$19,180 $62,429 23.5%
90th Percentile (P90) $104,080 -$26,910 $77,169 25.9%
Key Insight

After federal income tax ($6,662), state tax ($2,526), and FICA ($5,153), a Heating, Air Conditioning, and Refrigeration Mechanics and Installers in Rhode Island takes home $53,027 per year — or $4,418 per month. The effective tax rate of 21.3% is relatively low compared to the national range.

What the Numbers Say

Moderate Tax Load for Heating, Air Conditioning, and Refrigeration Mechanics and Installers in Rhode Island

21.3% effective

With an effective total rate of 21.3%, a Heating, Air Conditioning, and Refrigeration Mechanics and Installers in Rhode Island keeps $53,027 of $67,370 gross — roughly typical for U.S. middle-income earners once federal, FICA and state taxes are combined.

Progressive State Tax in Rhode Island

3.80% state

Rhode Island uses a progressive state income tax, so brackets escalate as wages rise. For this Heating, Air Conditioning, and Refrigeration Mechanics and Installers salary the state tax works out to $2,526 (3.8% effective) — on top of federal and FICA.

State + FICA Take a Meaningful Slice

State+FICA 54%

Federal tax on this Heating, Air Conditioning, and Refrigeration Mechanics and Installers salary is $6,662 (46%), but combined state ($2,526, 18%) + FICA ($5,154, 36%) make up the other 54% of the bill.

Noticeable State-Tax Gap

+$2,526/yr

Moving this same Heating, Air Conditioning, and Refrigeration Mechanics and Installers salary to a zero-state-tax state would yield around $55,554 net — a gain of $2,526 (4.8%) per year versus Rhode Island.

Above-Median Take-Home State for Heating, Air Conditioning, and Refrigeration Mechanics and Installers

#14 / 51

Rhode Island ranks #14 of 51 states for Heating, Air Conditioning, and Refrigeration Mechanics and Installers after-tax pay — comfortably in the upper half.

What the Paycheck Actually Looks Like

$4,419/mo

Translated into paycheck cadences, $53,027 net/year works out to $4,419/month or $2,040/bi-weekly for this Heating, Air Conditioning, and Refrigeration Mechanics and Installers in Rhode Island — the numbers that actually hit a checking account after every deduction.

Best States for Heating, Air Conditioning, and Refrigeration Mechanics and Installers Take-Home Pay

Where does a Heating, Air Conditioning, and Refrigeration Mechanics and Installers keep the most of their paycheck? Top 10 states ranked by after-tax take-home pay.

1. Alaska
$62,631
19.1%
$61,954
26.6%
$61,385
18.9%
$60,112
18.6%
$59,982
19.5%
$58,785
24.1%
$58,674
24.1%
$58,290
23.9%
$57,913
22.2%
10. Minnesota
$57,115
25.2%

Rhode Island ranks #14 out of 51 states for Heating, Air Conditioning, and Refrigeration Mechanics and Installers after-tax take-home pay.

Frequently Asked Questions

What is the take-home pay for a Heating, Air Conditioning, and Refrigeration Mechanics and Installers in Rhode Island?

A Heating, Air Conditioning, and Refrigeration Mechanics and Installers in Rhode Island earning a median salary of $67,370 will take home approximately $53,027 per year after federal income tax ($6,662), state income tax ($2,526), and FICA ($5,153). That is $4,418 per month or $2,039 per bi-weekly paycheck.

What is the effective tax rate for a Heating, Air Conditioning, and Refrigeration Mechanics and Installers in Rhode Island?

The effective total tax rate for a Heating, Air Conditioning, and Refrigeration Mechanics and Installers in Rhode Island is 21.3%, broken down as: federal income tax 9.9%, Rhode Island state tax 3.8%, and FICA (Social Security + Medicare) 7.6%. This assumes a single filer with the standard deduction for 2024.

How much state tax does a Heating, Air Conditioning, and Refrigeration Mechanics and Installers pay in Rhode Island?

Rhode Island has a progressive (up to 6.0%). On a Heating, Air Conditioning, and Refrigeration Mechanics and Installers's median salary of $67,370, the state income tax amounts to $2,526 per year, which is an effective state rate of 3.8%.

What is the monthly take-home pay for a Heating, Air Conditioning, and Refrigeration Mechanics and Installers in Rhode Island?

After all taxes, a Heating, Air Conditioning, and Refrigeration Mechanics and Installers in Rhode Island takes home approximately $4,418 per month, or about $25.49 per hour (based on a standard 2,080-hour work year). These figures assume a single filer, standard deduction, and no additional pre-tax deductions.

How is Heating, Air Conditioning, and Refrigeration Mechanics and Installers take-home pay in Rhode Island calculated?

We start with the 2025 BLS median salary of $67,370 for Heating, Air Conditioning, and Refrigeration Mechanics and Installers in Rhode Island, then subtract: federal income tax using 2024 IRS brackets ($14,600 standard deduction), Rhode Island state income tax (progressive (up to 6.0%)), Social Security (6.2% up to $168,600), and Medicare (1.45%). The result — $53,027/yr — does not include local taxes, pre-tax deductions (401k, HSA), or tax credits.

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Tax Calculation Assumptions

This estimate assumes a single filer using the 2024 standard deduction ($14,600), with W-2 employment income only. It does not account for: itemized deductions, tax credits (e.g. earned income credit, child tax credit), local/city taxes, pre-tax contributions (401k, HSA, FSA), self-employment tax, or additional income sources. Actual take-home pay may differ. Consult a tax professional for personalized advice.

Our Methodology · Data Sources · Salary: BLS OEWS · Tax: IRS + State DOR

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