Last updated: 2025 BLS data · Page refreshed:
How much does a Heating, Air Conditioning, and Refrigeration Mechanics and Installers actually take home in Missouri?
Progressive (up to 4.8%) — 21.0% effective total tax rateData: BLS OEWS 2025 + IRS/State Tax Brackets 2024 • Updated 2026-05-19
Detailed line-by-line tax calculation for a Heating, Air Conditioning, and Refrigeration Mechanics and Installers earning $59,950 in Missouri (single filer, standard deduction).
| Tax Component | Annual Amount | Effective Rate |
|---|---|---|
| Gross Salary (Median) | $59,950 | — |
| Federal Income Tax | -$5,210 | 8.7% |
| Missouri State Income Tax | -$2,765 | 4.6% |
| Social Security (OASDI) | -$3,716 | 6.2% |
| Medicare | -$869 | 1.5% |
| Total Taxes | -$12,561 | 21.0% |
| Take-Home Pay | $47,388 | 79.0% |
Take-home pay varies significantly across experience levels. Here is the after-tax breakdown for each salary percentile of Heating, Air Conditioning, and Refrigeration Mechanics and Installers in Missouri.
| Percentile | Gross Salary | Total Taxes | Take-Home Pay | Tax Rate |
|---|---|---|---|---|
| 10th Percentile (P10) | $39,180 | -$7,483 | $31,696 | 19.1% |
| 25th Percentile (P25) | $47,040 | -$9,405 | $37,634 | 20.0% |
| Median (P50) | $59,950 | -$12,561 | $47,388 | 21.0% |
| 75th Percentile (P75) | $74,610 | -$17,431 | $57,178 | 23.4% |
| 90th Percentile (P90) | $88,760 | -$22,306 | $66,453 | 25.1% |
After federal income tax ($5,210), state tax ($2,765), and FICA ($4,586), a Heating, Air Conditioning, and Refrigeration Mechanics and Installers in Missouri takes home $47,388 per year — or $3,949 per month. The effective tax rate of 21.0% is relatively low compared to the national range.
With an effective total rate of 21.0%, a Heating, Air Conditioning, and Refrigeration Mechanics and Installers in Missouri keeps $47,388 of $59,950 gross — roughly typical for U.S. middle-income earners once federal, FICA and state taxes are combined.
Missouri uses a progressive state income tax, so brackets escalate as wages rise. For this Heating, Air Conditioning, and Refrigeration Mechanics and Installers salary the state tax works out to $2,765 (4.6% effective) — on top of federal and FICA.
Federal tax on this Heating, Air Conditioning, and Refrigeration Mechanics and Installers salary is $5,210 (41%), but combined state ($2,765, 22%) + FICA ($4,586, 37%) make up the other 59% of the bill.
Moving this same Heating, Air Conditioning, and Refrigeration Mechanics and Installers salary to a zero-state-tax state would yield around $50,154 net — a gain of $2,765 (5.8%) per year versus Missouri.
Missouri ranks #33 of 51 states for Heating, Air Conditioning, and Refrigeration Mechanics and Installers after-tax pay — lower half of the national distribution. Either gross wages trail the national median, state tax is elevated, or both.
Translated into paycheck cadences, $47,388 net/year works out to $3,949/month or $1,823/bi-weekly for this Heating, Air Conditioning, and Refrigeration Mechanics and Installers in Missouri — the numbers that actually hit a checking account after every deduction.
Where does a Heating, Air Conditioning, and Refrigeration Mechanics and Installers keep the most of their paycheck? Top 10 states ranked by after-tax take-home pay.
Missouri ranks #33 out of 51 states for Heating, Air Conditioning, and Refrigeration Mechanics and Installers after-tax take-home pay.
A Heating, Air Conditioning, and Refrigeration Mechanics and Installers in Missouri earning a median salary of $59,950 will take home approximately $47,388 per year after federal income tax ($5,210), state income tax ($2,765), and FICA ($4,586). That is $3,949 per month or $1,822 per bi-weekly paycheck.
The effective total tax rate for a Heating, Air Conditioning, and Refrigeration Mechanics and Installers in Missouri is 21.0%, broken down as: federal income tax 8.7%, Missouri state tax 4.6%, and FICA (Social Security + Medicare) 7.7%. This assumes a single filer with the standard deduction for 2024.
Missouri has a progressive (up to 4.8%). On a Heating, Air Conditioning, and Refrigeration Mechanics and Installers's median salary of $59,950, the state income tax amounts to $2,765 per year, which is an effective state rate of 4.6%.
After all taxes, a Heating, Air Conditioning, and Refrigeration Mechanics and Installers in Missouri takes home approximately $3,949 per month, or about $22.78 per hour (based on a standard 2,080-hour work year). These figures assume a single filer, standard deduction, and no additional pre-tax deductions.
We start with the 2025 BLS median salary of $59,950 for Heating, Air Conditioning, and Refrigeration Mechanics and Installers in Missouri, then subtract: federal income tax using 2024 IRS brackets ($14,600 standard deduction), Missouri state income tax (progressive (up to 4.8%)), Social Security (6.2% up to $168,600), and Medicare (1.45%). The result — $47,388/yr — does not include local taxes, pre-tax deductions (401k, HSA), or tax credits.
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This estimate assumes a single filer using the 2024 standard deduction ($14,600), with W-2 employment income only. It does not account for: itemized deductions, tax credits (e.g. earned income credit, child tax credit), local/city taxes, pre-tax contributions (401k, HSA, FSA), self-employment tax, or additional income sources. Actual take-home pay may differ. Consult a tax professional for personalized advice.
Our Methodology · Data Sources · Salary: BLS OEWS · Tax: IRS + State DOR