Last updated: 2025 BLS data · Page refreshed:
How much does a Financial Risk Specialists actually take home in Maine?
Progressive (up to 7.1%) — 31.1% effective total tax rateData: BLS OEWS 2025 + IRS/State Tax Brackets 2024 • Updated 2026-05-19
Detailed line-by-line tax calculation for a Financial Risk Specialists earning $141,020 in Maine (single filer, standard deduction).
| Tax Component | Annual Amount | Effective Rate |
|---|---|---|
| Gross Salary (Median) | $141,020 | — |
| Federal Income Tax | -$23,383 | 16.6% |
| Maine State Income Tax | -$9,617 | 6.8% |
| Social Security (OASDI) | -$8,743 | 6.2% |
| Medicare | -$2,044 | 1.4% |
| Total Taxes | -$43,789 | 31.1% |
| Take-Home Pay | $97,230 | 68.9% |
Take-home pay varies significantly across experience levels. Here is the after-tax breakdown for each salary percentile of Financial Risk Specialists in Maine.
| Percentile | Gross Salary | Total Taxes | Take-Home Pay | Tax Rate |
|---|---|---|---|---|
| 10th Percentile (P10) | $64,410 | -$15,078 | $49,331 | 23.4% |
| 25th Percentile (P25) | $94,020 | -$25,975 | $68,044 | 27.6% |
| Median (P50) | $141,020 | -$43,789 | $97,230 | 31.1% |
| 75th Percentile (P75) | $141,020 | -$43,789 | $97,230 | 31.1% |
| 90th Percentile (P90) | $149,990 | -$47,269 | $102,720 | 31.5% |
A Financial Risk Specialists in Maine faces a combined 31.1% effective tax rate, taking home $97,230 out of $141,020. The progressive (up to 7.1%) adds $9,617 on top of federal and FICA taxes. In a no-income-tax state, this salary would yield approximately $106,848 — a difference of $9,617/year.
A Financial Risk Specialists in Maine loses 31.1% of gross pay to taxes — higher than the ~25% national midpoint. Of the $141,020 gross, $97,231 lands in the paycheck after federal ($23,383), state ($9,618), and FICA ($10,788) withholding.
Maine uses a progressive state income tax, so brackets escalate as wages rise. For this Financial Risk Specialists salary the state tax works out to $9,618 (6.8% effective) — on top of federal and FICA.
Federal tax on this Financial Risk Specialists salary is $23,383 (53%), but combined state ($9,618, 22%) + FICA ($10,788, 25%) make up the other 47% of the bill.
The state-tax gap is substantial: a Financial Risk Specialists earning this gross in a no-income-tax state would net about $106,849 — an extra $9,618 (9.9%) annually compared with Maine.
For Financial Risk Specialists after-tax pay, Maine ranks #3 of 50 states — top quartile. High gross wages or low state-tax burden (or both) drive the strong ranking.
Translated into paycheck cadences, $97,231 net/year works out to $8,103/month or $3,740/bi-weekly for this Financial Risk Specialists in Maine — the numbers that actually hit a checking account after every deduction.
Where does a Financial Risk Specialists keep the most of their paycheck? Top 10 states ranked by after-tax take-home pay.
Maine ranks #3 out of 50 states for Financial Risk Specialists after-tax take-home pay.
A Financial Risk Specialists in Maine earning a median salary of $141,020 will take home approximately $97,230 per year after federal income tax ($23,383), state income tax ($9,617), and FICA ($10,788). That is $8,102 per month or $3,739 per bi-weekly paycheck.
The effective total tax rate for a Financial Risk Specialists in Maine is 31.1%, broken down as: federal income tax 16.6%, Maine state tax 6.8%, and FICA (Social Security + Medicare) 7.6%. This assumes a single filer with the standard deduction for 2024.
Maine has a progressive (up to 7.1%). On a Financial Risk Specialists's median salary of $141,020, the state income tax amounts to $9,617 per year, which is an effective state rate of 6.8%.
After all taxes, a Financial Risk Specialists in Maine takes home approximately $8,102 per month, or about $46.75 per hour (based on a standard 2,080-hour work year). These figures assume a single filer, standard deduction, and no additional pre-tax deductions.
We start with the 2025 BLS median salary of $141,020 for Financial Risk Specialists in Maine, then subtract: federal income tax using 2024 IRS brackets ($14,600 standard deduction), Maine state income tax (progressive (up to 7.1%)), Social Security (6.2% up to $168,600), and Medicare (1.45%). The result — $97,230/yr — does not include local taxes, pre-tax deductions (401k, HSA), or tax credits.
Some links are affiliate links. See our disclosure.
This estimate assumes a single filer using the 2024 standard deduction ($14,600), with W-2 employment income only. It does not account for: itemized deductions, tax credits (e.g. earned income credit, child tax credit), local/city taxes, pre-tax contributions (401k, HSA, FSA), self-employment tax, or additional income sources. Actual take-home pay may differ. Consult a tax professional for personalized advice.
Our Methodology · Data Sources · Salary: BLS OEWS · Tax: IRS + State DOR