Last updated: 2025 BLS data · Page refreshed:
How much does a Financial Risk Specialists actually take home in Arkansas?
Progressive (up to 4.4%) — 21.5% effective total tax rateData: BLS OEWS 2025 + IRS/State Tax Brackets 2024 • Updated 2026-05-19
Detailed line-by-line tax calculation for a Financial Risk Specialists earning $66,110 in Arkansas (single filer, standard deduction).
| Tax Component | Annual Amount | Effective Rate |
|---|---|---|
| Gross Salary (Median) | $66,110 | — |
| Federal Income Tax | -$6,385 | 9.7% |
| Arkansas State Income Tax | -$2,788 | 4.2% |
| Social Security (OASDI) | -$4,098 | 6.2% |
| Medicare | -$958 | 1.5% |
| Total Taxes | -$14,231 | 21.5% |
| Take-Home Pay | $51,878 | 78.5% |
Take-home pay varies significantly across experience levels. Here is the after-tax breakdown for each salary percentile of Financial Risk Specialists in Arkansas.
| Percentile | Gross Salary | Total Taxes | Take-Home Pay | Tax Rate |
|---|---|---|---|---|
| 10th Percentile (P10) | $47,860 | -$9,406 | $38,453 | 19.7% |
| 25th Percentile (P25) | $50,340 | -$10,002 | $40,337 | 19.9% |
| Median (P50) | $66,110 | -$14,231 | $51,878 | 21.5% |
| 75th Percentile (P75) | $107,580 | -$28,351 | $79,228 | 26.4% |
| 90th Percentile (P90) | $140,050 | -$39,906 | $100,143 | 28.5% |
After federal income tax ($6,385), state tax ($2,788), and FICA ($5,057), a Financial Risk Specialists in Arkansas takes home $51,878 per year — or $4,323 per month. The effective tax rate of 21.5% is relatively low compared to the national range.
With an effective total rate of 21.5%, a Financial Risk Specialists in Arkansas keeps $51,879 of $66,110 gross — roughly typical for U.S. middle-income earners once federal, FICA and state taxes are combined.
Arkansas uses a progressive state income tax, so brackets escalate as wages rise. For this Financial Risk Specialists salary the state tax works out to $2,789 (4.2% effective) — on top of federal and FICA.
Federal tax on this Financial Risk Specialists salary is $6,385 (45%), but combined state ($2,789, 20%) + FICA ($5,057, 36%) make up the other 55% of the bill.
Moving this same Financial Risk Specialists salary to a zero-state-tax state would yield around $54,667 net — a gain of $2,789 (5.4%) per year versus Arkansas.
Arkansas sits near the bottom (#49 of 50) for Financial Risk Specialists after-tax earnings. Relocation, negotiation, or credential stacking typically show the clearest ROI in bottom-quartile states.
Translated into paycheck cadences, $51,879 net/year works out to $4,323/month or $1,995/bi-weekly for this Financial Risk Specialists in Arkansas — the numbers that actually hit a checking account after every deduction.
Where does a Financial Risk Specialists keep the most of their paycheck? Top 10 states ranked by after-tax take-home pay.
Arkansas ranks #49 out of 50 states for Financial Risk Specialists after-tax take-home pay.
A Financial Risk Specialists in Arkansas earning a median salary of $66,110 will take home approximately $51,878 per year after federal income tax ($6,385), state income tax ($2,788), and FICA ($5,057). That is $4,323 per month or $1,995 per bi-weekly paycheck.
The effective total tax rate for a Financial Risk Specialists in Arkansas is 21.5%, broken down as: federal income tax 9.7%, Arkansas state tax 4.2%, and FICA (Social Security + Medicare) 7.6%. This assumes a single filer with the standard deduction for 2024.
Arkansas has a progressive (up to 4.4%). On a Financial Risk Specialists's median salary of $66,110, the state income tax amounts to $2,788 per year, which is an effective state rate of 4.2%.
After all taxes, a Financial Risk Specialists in Arkansas takes home approximately $4,323 per month, or about $24.94 per hour (based on a standard 2,080-hour work year). These figures assume a single filer, standard deduction, and no additional pre-tax deductions.
We start with the 2025 BLS median salary of $66,110 for Financial Risk Specialists in Arkansas, then subtract: federal income tax using 2024 IRS brackets ($14,600 standard deduction), Arkansas state income tax (progressive (up to 4.4%)), Social Security (6.2% up to $168,600), and Medicare (1.45%). The result — $51,878/yr — does not include local taxes, pre-tax deductions (401k, HSA), or tax credits.
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This estimate assumes a single filer using the 2024 standard deduction ($14,600), with W-2 employment income only. It does not account for: itemized deductions, tax credits (e.g. earned income credit, child tax credit), local/city taxes, pre-tax contributions (401k, HSA, FSA), self-employment tax, or additional income sources. Actual take-home pay may differ. Consult a tax professional for personalized advice.
Our Methodology · Data Sources · Salary: BLS OEWS · Tax: IRS + State DOR