Last updated: 2025 BLS data · Page refreshed:
How much does a Exercise Physiologists actually take home in New Jersey?
Progressive (up to 10.8%) — 20.3% effective total tax rateData: BLS OEWS 2025 + IRS/State Tax Brackets 2024 • Updated 2026-05-19
Detailed line-by-line tax calculation for a Exercise Physiologists earning $64,680 in New Jersey (single filer, standard deduction).
| Tax Component | Annual Amount | Effective Rate |
|---|---|---|
| Gross Salary (Median) | $64,680 | — |
| Federal Income Tax | -$6,070 | 9.4% |
| New Jersey State Income Tax | -$2,081 | 3.2% |
| Social Security (OASDI) | -$4,010 | 6.2% |
| Medicare | -$937 | 1.5% |
| Total Taxes | -$13,099 | 20.3% |
| Take-Home Pay | $51,580 | 79.7% |
Take-home pay varies significantly across experience levels. Here is the after-tax breakdown for each salary percentile of Exercise Physiologists in New Jersey.
| Percentile | Gross Salary | Total Taxes | Take-Home Pay | Tax Rate |
|---|---|---|---|---|
| 10th Percentile (P10) | $55,620 | -$10,525 | $45,094 | 18.9% |
| 25th Percentile (P25) | $60,990 | -$11,877 | $49,112 | 19.5% |
| Median (P50) | $64,680 | -$13,099 | $51,580 | 20.3% |
| 75th Percentile (P75) | $74,050 | -$16,395 | $57,654 | 22.1% |
| 90th Percentile (P90) | $79,290 | -$18,275 | $61,015 | 23.0% |
After federal income tax ($6,070), state tax ($2,081), and FICA ($4,948), a Exercise Physiologists in New Jersey takes home $51,580 per year — or $4,298 per month. The effective tax rate of 20.3% is relatively low compared to the national range.
With an effective total rate of 20.3%, a Exercise Physiologists in New Jersey keeps $51,580 of $64,680 gross — roughly typical for U.S. middle-income earners once federal, FICA and state taxes are combined.
New Jersey uses a progressive state income tax, so brackets escalate as wages rise. For this Exercise Physiologists salary the state tax works out to $2,081 (3.2% effective) — on top of federal and FICA.
Federal tax on this Exercise Physiologists salary is $6,071 (46%), but combined state ($2,081, 16%) + FICA ($4,948, 38%) make up the other 54% of the bill.
A Exercise Physiologists earning this gross in a no-income-tax state (e.g., Texas, Florida) would take home approximately $53,661 — only $2,081 (4.0%) more than in New Jersey.
For Exercise Physiologists after-tax pay, New Jersey ranks #5 of 42 states — top quartile. High gross wages or low state-tax burden (or both) drive the strong ranking.
Translated into paycheck cadences, $51,580 net/year works out to $4,298/month or $1,984/bi-weekly for this Exercise Physiologists in New Jersey — the numbers that actually hit a checking account after every deduction.
Where does a Exercise Physiologists keep the most of their paycheck? Top 10 states ranked by after-tax take-home pay.
New Jersey ranks #5 out of 42 states for Exercise Physiologists after-tax take-home pay.
A Exercise Physiologists in New Jersey earning a median salary of $64,680 will take home approximately $51,580 per year after federal income tax ($6,070), state income tax ($2,081), and FICA ($4,948). That is $4,298 per month or $1,983 per bi-weekly paycheck.
The effective total tax rate for a Exercise Physiologists in New Jersey is 20.3%, broken down as: federal income tax 9.4%, New Jersey state tax 3.2%, and FICA (Social Security + Medicare) 7.7%. This assumes a single filer with the standard deduction for 2024.
New Jersey has a progressive (up to 10.8%). On a Exercise Physiologists's median salary of $64,680, the state income tax amounts to $2,081 per year, which is an effective state rate of 3.2%.
After all taxes, a Exercise Physiologists in New Jersey takes home approximately $4,298 per month, or about $24.80 per hour (based on a standard 2,080-hour work year). These figures assume a single filer, standard deduction, and no additional pre-tax deductions.
We start with the 2025 BLS median salary of $64,680 for Exercise Physiologists in New Jersey, then subtract: federal income tax using 2024 IRS brackets ($14,600 standard deduction), New Jersey state income tax (progressive (up to 10.8%)), Social Security (6.2% up to $168,600), and Medicare (1.45%). The result — $51,580/yr — does not include local taxes, pre-tax deductions (401k, HSA), or tax credits.
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This estimate assumes a single filer using the 2024 standard deduction ($14,600), with W-2 employment income only. It does not account for: itemized deductions, tax credits (e.g. earned income credit, child tax credit), local/city taxes, pre-tax contributions (401k, HSA, FSA), self-employment tax, or additional income sources. Actual take-home pay may differ. Consult a tax professional for personalized advice.
Our Methodology · Data Sources · Salary: BLS OEWS · Tax: IRS + State DOR