Last updated: 2025 BLS data · Page refreshed:
How much does a Exercise Physiologists actually take home in Massachusetts?
5.0% flat rate — 22.3% effective total tax rateData: BLS OEWS 2025 + IRS/State Tax Brackets 2024 • Updated 2026-05-19
Detailed line-by-line tax calculation for a Exercise Physiologists earning $65,950 in Massachusetts (single filer, standard deduction).
| Tax Component | Annual Amount | Effective Rate |
|---|---|---|
| Gross Salary (Median) | $65,950 | — |
| Federal Income Tax | -$6,350 | 9.6% |
| Massachusetts State Income Tax | -$3,297 | 5.0% |
| Social Security (OASDI) | -$4,088 | 6.2% |
| Medicare | -$956 | 1.5% |
| Total Taxes | -$14,692 | 22.3% |
| Take-Home Pay | $51,257 | 77.7% |
Take-home pay varies significantly across experience levels. Here is the after-tax breakdown for each salary percentile of Exercise Physiologists in Massachusetts.
| Percentile | Gross Salary | Total Taxes | Take-Home Pay | Tax Rate |
|---|---|---|---|---|
| 10th Percentile (P10) | $60,060 | -$12,820 | $47,239 | 21.3% |
| 25th Percentile (P25) | $62,410 | -$13,466 | $48,943 | 21.6% |
| Median (P50) | $65,950 | -$14,692 | $51,257 | 22.3% |
| 75th Percentile (P75) | $77,500 | -$18,694 | $58,805 | 24.1% |
| 90th Percentile (P90) | $97,370 | -$25,579 | $71,790 | 26.3% |
After federal income tax ($6,350), state tax ($3,297), and FICA ($5,045), a Exercise Physiologists in Massachusetts takes home $51,257 per year — or $4,271 per month. The effective tax rate of 22.3% is relatively low compared to the national range.
With an effective total rate of 22.3%, a Exercise Physiologists in Massachusetts keeps $51,257 of $65,950 gross — roughly typical for U.S. middle-income earners once federal, FICA and state taxes are combined.
Massachusetts applies a flat state income tax — every dollar of wage income is taxed at the same rate. For this Exercise Physiologists salary that contributes $3,298 to the 5.0% effective state-tax burden.
Federal tax on this Exercise Physiologists salary is $6,350 (43%), but combined state ($3,298, 22%) + FICA ($5,045, 34%) make up the other 57% of the bill.
Moving this same Exercise Physiologists salary to a zero-state-tax state would yield around $54,555 net — a gain of $3,298 (6.4%) per year versus Massachusetts.
For Exercise Physiologists after-tax pay, Massachusetts ranks #7 of 42 states — top quartile. High gross wages or low state-tax burden (or both) drive the strong ranking.
Translated into paycheck cadences, $51,257 net/year works out to $4,271/month or $1,971/bi-weekly for this Exercise Physiologists in Massachusetts — the numbers that actually hit a checking account after every deduction.
Where does a Exercise Physiologists keep the most of their paycheck? Top 10 states ranked by after-tax take-home pay.
Massachusetts ranks #7 out of 42 states for Exercise Physiologists after-tax take-home pay.
A Exercise Physiologists in Massachusetts earning a median salary of $65,950 will take home approximately $51,257 per year after federal income tax ($6,350), state income tax ($3,297), and FICA ($5,045). That is $4,271 per month or $1,971 per bi-weekly paycheck.
The effective total tax rate for a Exercise Physiologists in Massachusetts is 22.3%, broken down as: federal income tax 9.6%, Massachusetts state tax 5.0%, and FICA (Social Security + Medicare) 7.7%. This assumes a single filer with the standard deduction for 2024.
Massachusetts has a 5.0% flat rate. On a Exercise Physiologists's median salary of $65,950, the state income tax amounts to $3,297 per year, which is an effective state rate of 5.0%.
After all taxes, a Exercise Physiologists in Massachusetts takes home approximately $4,271 per month, or about $24.64 per hour (based on a standard 2,080-hour work year). These figures assume a single filer, standard deduction, and no additional pre-tax deductions.
We start with the 2025 BLS median salary of $65,950 for Exercise Physiologists in Massachusetts, then subtract: federal income tax using 2024 IRS brackets ($14,600 standard deduction), Massachusetts state income tax (5.0% flat rate), Social Security (6.2% up to $168,600), and Medicare (1.45%). The result — $51,257/yr — does not include local taxes, pre-tax deductions (401k, HSA), or tax credits.
Some links are affiliate links. See our disclosure.
This estimate assumes a single filer using the 2024 standard deduction ($14,600), with W-2 employment income only. It does not account for: itemized deductions, tax credits (e.g. earned income credit, child tax credit), local/city taxes, pre-tax contributions (401k, HSA, FSA), self-employment tax, or additional income sources. Actual take-home pay may differ. Consult a tax professional for personalized advice.
Our Methodology · Data Sources · Salary: BLS OEWS · Tax: IRS + State DOR