Last updated: 2025 BLS data · Page refreshed:
How much does a Exercise Physiologists actually take home in Kentucky?
4.0% flat rate — 19.8% effective total tax rateData: BLS OEWS 2025 + IRS/State Tax Brackets 2024 • Updated 2026-05-19
Detailed line-by-line tax calculation for a Exercise Physiologists earning $51,070 in Kentucky (single filer, standard deduction).
| Tax Component | Annual Amount | Effective Rate |
|---|---|---|
| Gross Salary (Median) | $51,070 | — |
| Federal Income Tax | -$4,144 | 8.1% |
| Kentucky State Income Tax | -$2,042 | 4.0% |
| Social Security (OASDI) | -$3,166 | 6.2% |
| Medicare | -$740 | 1.4% |
| Total Taxes | -$10,094 | 19.8% |
| Take-Home Pay | $40,975 | 80.2% |
Take-home pay varies significantly across experience levels. Here is the after-tax breakdown for each salary percentile of Exercise Physiologists in Kentucky.
| Percentile | Gross Salary | Total Taxes | Take-Home Pay | Tax Rate |
|---|---|---|---|---|
| 10th Percentile (P10) | $45,960 | -$8,885 | $37,074 | 19.3% |
| 25th Percentile (P25) | $49,040 | -$9,613 | $39,426 | 19.6% |
| Median (P50) | $51,070 | -$10,094 | $40,975 | 19.8% |
| 75th Percentile (P75) | $55,540 | -$11,151 | $44,388 | 20.1% |
| 90th Percentile (P90) | $64,810 | -$13,649 | $51,160 | 21.1% |
After federal income tax ($4,144), state tax ($2,042), and FICA ($3,906), a Exercise Physiologists in Kentucky takes home $40,975 per year — or $3,414 per month. The effective tax rate of 19.8% is relatively low compared to the national range.
A Exercise Physiologists in Kentucky faces an effective total tax rate of only 19.8%, keeping 80.2% of every gross dollar. That leaves $40,976 net out of $51,070 gross — a favorable outcome compared to states with combined rates above 30%.
Kentucky applies a flat state income tax — every dollar of wage income is taxed at the same rate. For this Exercise Physiologists salary that contributes $2,043 to the 4.0% effective state-tax burden.
Federal tax on this Exercise Physiologists salary is $4,144 (41%), but combined state ($2,043, 20%) + FICA ($3,907, 39%) make up the other 59% of the bill.
A Exercise Physiologists earning this gross in a no-income-tax state (e.g., Texas, Florida) would take home approximately $43,019 — only $2,043 (5.0%) more than in Kentucky.
Kentucky sits near the bottom (#33 of 42) for Exercise Physiologists after-tax earnings. Relocation, negotiation, or credential stacking typically show the clearest ROI in bottom-quartile states.
Translated into paycheck cadences, $40,976 net/year works out to $3,415/month or $1,576/bi-weekly for this Exercise Physiologists in Kentucky — the numbers that actually hit a checking account after every deduction.
Where does a Exercise Physiologists keep the most of their paycheck? Top 10 states ranked by after-tax take-home pay.
Kentucky ranks #33 out of 42 states for Exercise Physiologists after-tax take-home pay.
A Exercise Physiologists in Kentucky earning a median salary of $51,070 will take home approximately $40,975 per year after federal income tax ($4,144), state income tax ($2,042), and FICA ($3,906). That is $3,414 per month or $1,576 per bi-weekly paycheck.
The effective total tax rate for a Exercise Physiologists in Kentucky is 19.8%, broken down as: federal income tax 8.1%, Kentucky state tax 4.0%, and FICA (Social Security + Medicare) 7.7%. This assumes a single filer with the standard deduction for 2024.
Kentucky has a 4.0% flat rate. On a Exercise Physiologists's median salary of $51,070, the state income tax amounts to $2,042 per year, which is an effective state rate of 4.0%.
After all taxes, a Exercise Physiologists in Kentucky takes home approximately $3,414 per month, or about $19.70 per hour (based on a standard 2,080-hour work year). These figures assume a single filer, standard deduction, and no additional pre-tax deductions.
We start with the 2025 BLS median salary of $51,070 for Exercise Physiologists in Kentucky, then subtract: federal income tax using 2024 IRS brackets ($14,600 standard deduction), Kentucky state income tax (4.0% flat rate), Social Security (6.2% up to $168,600), and Medicare (1.45%). The result — $40,975/yr — does not include local taxes, pre-tax deductions (401k, HSA), or tax credits.
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This estimate assumes a single filer using the 2024 standard deduction ($14,600), with W-2 employment income only. It does not account for: itemized deductions, tax credits (e.g. earned income credit, child tax credit), local/city taxes, pre-tax contributions (401k, HSA, FSA), self-employment tax, or additional income sources. Actual take-home pay may differ. Consult a tax professional for personalized advice.
Our Methodology · Data Sources · Salary: BLS OEWS · Tax: IRS + State DOR