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Credit Counselors Salary in Wisconsin: Cost of Living Adjusted (2025)

Last updated: 2025 BLS data · Page refreshed:

What does a Credit Counselors salary really buy you in Wisconsin?

Wisconsin is 7.7% cheaper than the US average

Data: BLS OEWS 2025 + BEA Regional Price Parities 2022 • Updated 2026-05-19

Nominal Salary
$52,140
Median annual (2025)
+8.3%
Real Purchasing Power
$56,489
COL-adjusted (RPP=92.3)

Wisconsin Cost of Living Index

Wisconsin's Regional Price Parity (RPP) is 92.3, meaning prices are 7.7% lower the national average. A Credit Counselors earning $52,140 in Wisconsin has the equivalent purchasing power of $56,489 in an average-cost US state.

WI: 92.3
Cheapest (~85) US Avg (100) Priciest (~115)

Salary Breakdown: Nominal vs. COL-Adjusted

Every dollar goes further in low-cost states. Here is how each salary percentile compares after adjusting for Wisconsin's cost of living.

Percentile Nominal Salary COL-Adjusted Difference
10th Percentile (P10) $44,950 $48,699 +$3,749
25th Percentile (P25) $47,430 $51,386 +$3,956
Median (P50) $52,140 $56,489 +$4,349
75th Percentile (P75) $62,410 $67,616 +$5,206
90th Percentile (P90) $77,310 $83,759 +$6,449
Key Insight

A Credit Counselors in Wisconsin earns $52,140 on paper, but low living costs mean your money goes 8% further — like earning $56,489 in an average-cost state. This makes Wisconsin one of the best value states for this occupation.

What the Cost-of-Living Data Says

Wisconsin Runs Well Below National Cost

RPP 92.3

Wisconsin's Regional Price Parity (RPP) of 92.3 means a basket of goods and services costs about 7.7% less than the national average. For a Credit Counselors, every dollar earned effectively buys more here than in a 100-RPP state.

Meaningful Purchasing-Power Shift

+8.3%

After applying Wisconsin's RPP, the $52,140 median salary translates to $56,490 in real terms — a 8.3% gain. That difference can cover several months of expenses over a year for a Credit Counselors.

Above-Median Adjusted Pay

#13 / 46

Wisconsin sits at #13 of 46 states for Credit Counselors COL-adjusted salary — comfortably above the national midpoint.

Best States for Credit Counselors (After Cost of Living)

Where does Credit Counselors salary stretch the furthest? Top 10 states ranked by COL-adjusted median salary.

$69,610
RPP 89.8
2. Georgia
$66,889
RPP 95.8
$63,623
RPP 97.7
$60,634
RPP 96.2
$59,662
RPP 112.5
$58,872
RPP 88.7
$58,578
RPP 107.6
$57,806
RPP 109.4
$57,571
RPP 105.0
10. Nevada
$57,551
RPP 96.4

Wisconsin ranks #13 out of 46 states for Credit Counselors after cost-of-living adjustment.

How much do you actually take home? See Credit Counselors take-home pay in Wisconsin after taxes →

Frequently Asked Questions

What is the real salary for a Credit Counselors in Wisconsin after cost of living?

A Credit Counselors in Wisconsin earns a median salary of $52,140 per year. After adjusting for Wisconsin's cost of living (RPP=92.3), the real purchasing power is $56,489 — a +8.3% difference.

Is Wisconsin expensive to live in?

Wisconsin's cost of living is 7.7% lower than the national average according to the BEA Regional Price Parities (2022). The RPP index for Wisconsin is 92.3 (US average = 100).

What are Regional Price Parities (RPP)?

Regional Price Parities (RPPs) are price indexes published by the U.S. Bureau of Economic Analysis (BEA) that measure differences in price levels across states. They are expressed as a percentage of the national average (US = 100). Higher RPP means higher cost of living.

How is the cost-of-living adjusted salary calculated?

The adjusted salary is calculated as: Nominal Salary x (100 / RPP). For a Credit Counselors in Wisconsin: $52,140 x (100 / 92.3) = $56,489. This represents what the salary would be worth in a state with average living costs.

Is it better to be a Credit Counselors in Wisconsin financially?

From a purchasing power perspective, yes. A Credit Counselors in Wisconsin enjoys 8.3% more buying power than the nominal salary suggests, because living costs are below the national average. However, other factors like job availability, career growth, and quality of life also matter.

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